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	<title>Comments on: A Small(ish) Citi Gotcha</title>
	<atom:link href="http://www.fivecentnickel.com/2005/05/07/a-smallish-citi-gotcha/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fivecentnickel.com/2005/05/07/a-smallish-citi-gotcha/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Sam Sausage</title>
		<link>http://www.fivecentnickel.com/2005/05/07/a-smallish-citi-gotcha/comment-page-1/#comment-133221</link>
		<dc:creator>Sam Sausage</dc:creator>
		<pubDate>Thu, 16 Jul 2009 15:15:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2005/05/06/a-smallish-citi-gotcha/#comment-133221</guid>
		<description>Nothing is free, they don&#039;t offer those rewards to be nice, they do it because they know for a fact it makes them money.  If it wasn&#039;t profitable they wouldn&#039;t offer it.

While I used Credit Cards for most of my adult life I haven&#039;t had one or used one in almost 3 years.
I never have to call them or worry about any gochas or making payments on time.

Not having to deal with these snakes is so much nicer.

I love it!

:-)</description>
		<content:encoded><![CDATA[<p>Nothing is free, they don&#8217;t offer those rewards to be nice, they do it because they know for a fact it makes them money.  If it wasn&#8217;t profitable they wouldn&#8217;t offer it.</p>
<p>While I used Credit Cards for most of my adult life I haven&#8217;t had one or used one in almost 3 years.<br />
I never have to call them or worry about any gochas or making payments on time.</p>
<p>Not having to deal with these snakes is so much nicer.</p>
<p>I love it!<br />
 <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Shawn Baker</title>
		<link>http://www.fivecentnickel.com/2005/05/07/a-smallish-citi-gotcha/comment-page-1/#comment-2892</link>
		<dc:creator>Shawn Baker</dc:creator>
		<pubDate>Thu, 06 Apr 2006 20:07:55 +0000</pubDate>
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		<description>I&#039;ve just read through your &quot;Dave Ramsey is bad at math&quot; feature and there was a link at the bottom to this account... Pretty interesting to see that those of us who don&#039;t use credit cards at all, for any reason, don&#039;t have to worry about paying any of these &quot;gotcha fees&quot;... Just thought I&#039;d take a minute to comment.

Shawn</description>
		<content:encoded><![CDATA[<p>I&#8217;ve just read through your &#8220;Dave Ramsey is bad at math&#8221; feature and there was a link at the bottom to this account&#8230; Pretty interesting to see that those of us who don&#8217;t use credit cards at all, for any reason, don&#8217;t have to worry about paying any of these &#8220;gotcha fees&#8221;&#8230; Just thought I&#8217;d take a minute to comment.</p>
<p>Shawn</p>
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