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Citi Driver’s Edge Rewards Just Got Better

Written by Nickel - 2 Comments

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Editor’s Note:  This limited-time offer has expired. 

As I’ve mentioned previously, I’m a big fan of CitiBank credit card rewards. In fact, I’m currently carrying a Citi Dividend Platinum as well as a Citi Driver’s Edge in my wallet. The former generates cash back, whereas the latter earns credit toward automotive services and/or auto purchases. A few weeks ago I ran across a post on PFBlog that mentioned that Citi had sent out a mailing indicating that they would be improving the Driver’s Edge reward program. This past week, I was cleaning off the counter when I ran across the same mailing in a stack of mail that I hadn’t looked at closely enough. So what’s changing?

The primary improvement is that they’re increasing the annual reward cap from $500/year to $1,000/year. Likewise, the maximum redemption amount has increased from $2,500 to $5,000. On top of this, the reward rate will increase to 3% on gas, grocery, and drugstore purchases (the standard deal has been 1% on all purchases). This isn’t that big of a deal, as the Dividend Platinum card currently pays 5% for those same sorts of purchases (and 1% on all else). However, many of us got in on the ‘5% on all purchases’ promo, meaning that we can rack up this year’s $1,000 pretty easily — my promo period doesn’t end until September, and I’ve already nearly maxed out the original $500 limit. [Note: The 5%/1% reward structure has since been reduced to 3%/1%.] The mailing also mentioned that you’ll earn ‘rebates for the miles you drive,’ but provides no further details — rather, they refer you to their website or a toll-free number. I poked around on their website a bit and didn’t see any further explanation, and I haven’t had the time nor the inclination to give them a call. The only downside seems to be that your rewards will now automatically expire if you don’t use your card for twelve consecutive months. All changes are effective May 23, 2005.

So how easy is it to redeem the Driver’s Edge rewards? It’s really easy. I faxed them the receipt from a recent oil change, along with a redemption form, and sure enough a credit soon showed up on my statement. This will definitely continue to come in handy for me, as I currently drive a fourteen year old car.

Unfortunately, the 5% promo seems to have dried up. But keep your eyes open — they seem to run special offers fairly frequently.

Published on May 19th, 2005 - 2 Comments
Filed under: Credit Cards

About the author: is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!

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Comments (scroll down to add your own):

  1. This was very interesting. Please see my other post about needing help recovering lost rebates with Citi Driver’s Edge. They are still applying the $500 cap to our reward rebates.

    Comment by Anonymous — Oct 5th 2007 @ 12:18 pm
  2. Is this the form for benefits & services reward program drivers vehicle redemtion? I need to know today (1-21-09)

    Comment by Anonymous — Jan 21st 2009 @ 2:33 pm

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