Free Credit Reports
Tip It!As of today, people in my part of the country (the South) can get one free credit report per year from each of the three major credit bureaus. Resident of Western states have had this privilege since December 1, 2004, whereas Midwesterners joined the fun in March. If you live in the East, you’ll have to wait until September 1. Simply go to annualcreditreport.com to claim your free credit report(s). You might consider getting just one at a time, rather than all three at once. This would allow you to check your credit (using a different bureau each time) every four months, thereby allowing you to keep an eye on your financial well-being without paying a dime.
Published on June 1st, 2005 - One Comment
Filed under: Credit Cards
About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!
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January 11th, 2006 at 3:30 pm
One thing I wanted to add: For people who don’t wish to disclose their personal information over the internet, they can still request their free credit report by mail or telephone. For more about how to do that, you can visit the information page from annualcreditreport.com.