Archive for August 2005

Buying Term Life Insurance

Written by Nickel - 3 Comments

As I mentioned the other day, my wife and I have been shopping for new term life insurance policies. While we currently have policies in place, our family status has changed since we bought those policies (two more kids!), and we’ve decided that we’re now underinsured. Well, as of tonight, we’re one step closer to [...]

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Published on August 31st, 2005 - 3 Comments
Filed under: Insurance
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Poverty in the US: The Rich get Richer

Written by Nickel - 7 Comments

The gulf between the ‘haves’ and ‘have nots’ in the US is apparently growing… According to recent Census Bureau figures, the number of Americans living in poverty increased by 1.1 million to 37 million last year. In other words, just under 13% of Americans now reside below the poverty line. This marks the fourth straight [...]

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Published on August 30th, 2005 - 7 Comments
Filed under: Miscellany
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Vanguard Changes Transaction Rules

Written by Nickel - 7 Comments

A few weeks ago, we received a letter from The Vanguard Group detailing changes that they will be implementing in order to discourage customers from flipping in and out of their funds. In short, investors won’t be allowed to buy shares of a particular Vanguard fund online or via phone, fax, or wire if they’ve [...]

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Published on August 30th, 2005 - 7 Comments
Filed under: Saving & Investing
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Shopping for Term Life Insurance

Written by Nickel - 6 Comments

We recently decided to re-work our life insurance policies, so I’ve spent a bit of time shopping around online over the past couple of days. One of the first things that I found out is that the number of online insurance markets has grown dramatically over the past few years. Back in the day (about [...]

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Published on August 29th, 2005 - 6 Comments
Filed under: Insurance
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Our Overly-Litigous Society

Written by Nickel - 7 Comments

I stopped at the dollar store yesterday to pick up some (generic) Wiffle balls for playing some backyard baseball with our kids. While waiting in the checkout line, I was absent-mindedly reading the package when I saw the following…

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Published on August 28th, 2005 - 7 Comments
Filed under: Miscellany
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How to Create ING Direct Subaccounts

Written by Nickel - 41 Comments

Although there are a number of online banks that are now paying better interest than ING Direct ($25 account opening bonus), I really like the ING interface, and I also trust them. Another thing that I like about ING Direct is the ability to quickly and easily create subaccounts.
Subaccounts are a great tool for budgeting, [...]

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Published on August 26th, 2005 - 41 Comments
Filed under: Banking
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The Riskiest States for Identity Theft

Written by Nickel - 3 Comments

The FTC has compiled a list of the worst states for identity theft and, for the second year in a row, Arizona tops the list with 142.5 victims per 100,000 people. Rounding out the top 10 are Nevada, California, Texas, Colorado, Florida, New York, Washington, Oregon and Illinois. Looking for a safe state? Try [...]

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Published on August 25th, 2005 - 3 Comments
Filed under: Identity Theft
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The Definition of Overpaid

Written by Nickel - 9 Comments

Wouldn’t it be great if you could make millions regardless of your on-the-job performance? Well, that’s the deal that many CEOs have and, according to a recent article from MSN/Money, some of them are shockingly overpaid. According to the article, the five worst offenders are…

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Published on August 24th, 2005 - 9 Comments
Filed under: Working
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How to Sue Wal-Mart

Written by Nickel - 38 Comments

Interested in filing a lawsuit against Wal-Mart? Then check out the Wal-Mart Litigation Project, which comes complete with a list of cases in which people have sued Wal-Mart and won. The list appears to be a bit out of date, and it seems far too short to be comprehensive, but it’s still interesting to look [...]

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Published on August 23rd, 2005 - 38 Comments
Filed under: Miscellany
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Sandwiches by the Loaf

Written by Nickel - 9 Comments

It’s that time of year again. The kids are back in school and it’s time to once again start packing lunches. This is actually a good thing for me, as it gets me back into the habit of packing a lunch for myself every day — I tend to backslide on this during the summer, [...]

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Published on August 22nd, 2005 - 9 Comments
Filed under: Family & Life
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  1. < $10,000
 

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