So far so good. Less than twelve hours after applying for term life insurance, we received a call from IntelliQuote. They wanted to verify our address so they could send us our application packets. They also wanted to schedule our medical exams. Just a day later they e-mailed to tell us that our applications were in the mail, and that we should be receiving them within three or four days.

One thing that I learned from the e-mail was that the six to eight weeks for underwriting starts after our medical exams are complete and they’ve received our completed application packets. Thus, it looks like it may end up being more like 8-10 weeks from when we initially applied online until our applications have been approved. I can’t imagine why it should take that long, but it does. Oh well, I guess I’ll just have to be extra careful not to die in the interim…

Read Part I of Buying Term Life Insurance
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Read Part III of Buying Term Life Insurance
Read Part IV of Buying Term Life Insurance