Comments on: Keep an Eye on Your Credit Card Rewards http://www.fivecentnickel.com/2005/09/06/keep-an-eye-on-your-credit-card-rewards/ personal finance tips, tricks, and commentary Sun, 22 Nov 2009 04:49:32 -0500 http://wordpress.org/?v=abc hourly 1 By: FMF http://www.fivecentnickel.com/2005/09/06/keep-an-eye-on-your-credit-card-rewards/comment-page-1/#comment-494 FMF Thu, 08 Sep 2005 11:53:15 +0000 http://www.fivecentnickel.com/?p=152#comment-494 That's kind of the approach I'm taking -- trying to stick with a couple options. However, I always get tempted with the new, "great" deals that I read about and think "am I missing something". But there is a cost to changing (time, effort, etc.), so it has to be REALLY great for me to seriously consider a change. That’s kind of the approach I’m taking — trying to stick with a couple options. However, I always get tempted with the new, “great” deals that I read about and think “am I missing something”. But there is a cost to changing (time, effort, etc.), so it has to be REALLY great for me to seriously consider a change.

]]> By: nickel http://www.fivecentnickel.com/2005/09/06/keep-an-eye-on-your-credit-card-rewards/comment-page-1/#comment-484 nickel Tue, 06 Sep 2005 16:45:42 +0000 http://www.fivecentnickel.com/?p=152#comment-484 I don't spend much time on this. I only look for new cards when the gravy train on my existing cards is ending. And I don't really dedicate any time to looking for these deals -- I just seem to run across them in my normal travels across the web. As far as day-to-day maintenance goes, I log in every onece in awhile to request a check from my Citi cards that require that, and I look in on my Driver's Edge reward balance every few months. We'll probably be buying a car within the next year, so having close to $1,000 in credit toward that will definitely be worth the tiny amount of trouble. And the $300 in rewards for each of the other Citi cards is definitely worth the minimal effort required. They're basically giving money away, so you might as well take it. I don’t spend much time on this. I only look for new cards when the gravy train on my existing cards is ending. And I don’t really dedicate any time to looking for these deals — I just seem to run across them in my normal travels across the web. As far as day-to-day maintenance goes, I log in every onece in awhile to request a check from my Citi cards that require that, and I look in on my Driver’s Edge reward balance every few months. We’ll probably be buying a car within the next year, so having close to $1,000 in credit toward that will definitely be worth the tiny amount of trouble. And the $300 in rewards for each of the other Citi cards is definitely worth the minimal effort required. They’re basically giving money away, so you might as well take it.

]]> By: FMF http://www.fivecentnickel.com/2005/09/06/keep-an-eye-on-your-credit-card-rewards/comment-page-1/#comment-481 FMF Tue, 06 Sep 2005 13:27:08 +0000 http://www.fivecentnickel.com/?p=152#comment-481 Nickel -- Question for you: How often do you re-evaluate your rewards program and decide to switch cards? Seems like a person could spend a lot of time with this and I'm considering the cost/benefit of frequently shifting. Any thoughts from you? FMF Nickel –

Question for you: How often do you re-evaluate your rewards program and decide to switch cards? Seems like a person could spend a lot of time with this and I’m considering the cost/benefit of frequently shifting. Any thoughts from you?

FMF

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