Buying Term Life Insurance, Part III
Tip It!The term life insurance saga continues… Our application packets arrived at the end of last week, just three days after we made the initial contact with IntelliQuote, and we also received a call from the Portamedic that will be doing our medical exams. It turns out that the date/time that we had initially requested was already booked, so we had to reschedule our exams. We’re now looking at the middle of next week, which will be 15 days after the initial contact.
This delay isn’t completely their fault, as my travel/work schedule precludes doing it pretty much any time this week, and I’m also pretty inflexible about the timing — it has to be first thing in the morning so I can get it done before I go to work. Anyway, IntelliQuote warned us that our requested date/time might not be available depending on the schedule of the Portamedic to whom we were ultimately assigned. So now we just need to fill out the application packets and wait for the medical exam.
One thing that doesn’t sit terribly well with me is the fact that they want us to give the completed application packet to the Portamedic rather than mailing it in ourselves. Maybe I’m just being paranoid, but there’s a whole lot of sensitive information included within the insurance application, and I don’t really like the idea of handing it over to an intermediary. I’m not sure how we’ll end up handling this. We could probably arrange to submit the application paperwork directly, but I suspect that we’ll acquiesce and just hand it over at the conclusion of the medical exam.
Read Part I of Buying Term Life Insurance
Read Part II of Buying Term Life Insurance
You are currently reading Part III
Read Part IV of Buying Term Life Insurance
Published on September 7th, 2005 - One Comment
Filed under: Insurance
About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!
Related articles...
» Buying Term Life Insurance, Part V (Epilogue)» Buying Term Life Insurance, Part II
» Buying Term Life Insurance, Part IV
» Buying Term Life Insurance
» Buying Term Life Insurance (Again), Update #4
» Buying Life Insurance (Again), Update #3
» From the Archives (August 31st – September 6th)
» One Year Ago This Week (August 27th – September 2nd)
Was this article useful? Please sign up to receive our content via e-mail:
One Response to “Buying Term Life Insurance, Part III”
Leave a Reply
Top Cards by Category
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
Receive 10,000 Membership Rewards bonus points when you spend $500 in your first three months of card membership. Redeem bonus points for gift cards valued at $100. This is a charge card with no pre-set spending limit.
Receive 10,000 Membership Rewards bonus points when you spend $1,000 in 3 months of Card membership.
Earn up to 5% cash back* in categories that change and enjoy a 0% introductory rate for 15 months on Balance Transfers and 15 months on Purchases.
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy amenities for you and your business, like: complimentary airport club access, including American Airlines Admirals Club(R) lounges.
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee
Earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Reports to 3 major credit bureaus monthly and acceptance at millions of locations worldwide, including website purchases and reservations.
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
- Dave Ramsey is Bad at Math
- Dish Network Customer Service SUCKS
- $8,000 Homebuyer Tax Credit
- Pay Off Mortgage Early or Invest?
- How to Claim the First-Time Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- $15,000 Homebuyer Tax Credit
- Ethanol Blended Gas = Lower Mileage?
- Termite Control: Sentricon vs. Termidor
- How Much Should You Pay a Babysitter?
- Federal Income Tax Rates Went Down but Your Federal Tax Withholding Increased. Here's Why...
- Would the "Fair Tax" Gut the Economy?
How to save money on insurance
- Double-Check Your Ally CDs
- Stocks are Not Bonds, CDs, or Savings Accounts
- The Best Values in Colleges - 2012 Edition
- Five Myths About Renter's Insurance
- Own Your Investments, Rent Your Fun
- Citibank to Issue Credit Cards in China
- Heartstrings and Pursestrings
- Saving Money at the Grocery Store: Store Brand Pricing on the Rise
- Missing Tax Paperwork?
- Is Your Investment Allocation Right?
September 7th, 2005 at 3:14 pm
Warning: Even if you set it up for first thing in the morning, plan on it taking longer than you think:
1. Our person showed up 15 minutes late.
2. She was very organized but SLOW. I could have filled out the forms in half the time.
3. The kids wanted to “see” all the equipment and (of course) she had to show them how it worked.
Net result: I arrived at work 45 minutes later than I had expected.