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Buying Term Life Insurance, Part IV

Written by Nickel - 4 Comments

At long last… It’s been a couple of weeks since my wife and I first started shopping for new term life insurance policies, and we finally had our medical exams yesterday. The Portamedic showed up (as promised) right at 8:00 AM, and we got down to business. We had already filled out our insurance application packets, which contained a lot of questions about our lifestyle (e.g., do we parachute?) and health history. And when the Portamedic arrived, she sat down and proceeded to ask us the exact same questions. She then took our blood pressure, height and weight, and collected blood and urine samples. It took just under an hour for her to process the two of us, and then she was on her way. Now we wait. I’m guessing that the underwriting process will take another month or so. As an aside, I haven’t had my blood pressure checked in awhile, and was pleased to find that it was down a good bit (~20 points) today. It’s never been terribly high, but the last time that I had it checked it was higher than I would have liked. I’m not sure if this is related or not, but I kicked the caffeine habit a few months back, and I’m guessing that’s why things have improved.

Read Part I of Buying Term Life Insurance
Read Part II of Buying Term Life Insurance
Read Part III of Buying Term Life Insurance
You are currently reading Part IV

Published on September 15th, 2005 - 4 Comments
Filed under: Insurance

About the author: is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!

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4 Responses to “Buying Term Life Insurance, Part IV”

  1. 1
    Blaine Moore Says:

    Caffeine is the devil. Way more addictive than alcohol or tobacco, and when used in moderation is worse for you. Maybe I am biased though; it can make me go blind when I consume it.

  2. 2
    Financial Fruition Says:

    Hmm…caffeine. Yeah, that’s another thing I’ve got to quit! Glad it went well five.

  3. 3
    FMF Says:

    Glad to hear it didn’t take a loooong time like my visit did.

    Don’t you just love it that they ask you the same questions over and over again? ;-)

  4. 4
    Jonathan Says:

    I really need to get my cholesterol and BP down so I can lock in some nice 30 year term life insurance while I’m still young(ish).

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