Archive for September 2005

Buying a New Car, Part II

Written by Nickel - 9 Comments

The other day I wrote about our decision to buy a new car. I also provided a roadmap for how we’re doing it. We’re in the market for a 2005 Honda CR-V LX with two-wheel drive and, as of that writing, we had come oh so close to finding the deal that we wanted. The [...]

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Published on September 19th, 2005 - 9 Comments
Filed under: Automotive
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Misguided Money Fears

Written by Nickel - 3 Comments

I just ran across a interesting series of articles on CNN/Money that talk about our biggest money fears, and why they might be misguided. The articles also provide some steps that you can take to protect yourself in each case. Ranked from one to six, here they are…

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Published on September 18th, 2005 - 3 Comments
Filed under: Miscellany
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Buying a New Car

Written by Nickel - 18 Comments

My wife and I recently decided that it’s time to get serious about replacing my 1991 Honda Accord. After looking around, we’ve settled on a Honda CR-V LX (with two wheel drive) — a bit more practical than my current car size-wise, yet it still gets pretty good mileage (29 highway/24 city). While I’m well [...]

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Published on September 16th, 2005 - 18 Comments
Filed under: Automotive
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Buying Term Life Insurance, Part IV

Written by Nickel - 4 Comments

At long last… It’s been a couple of weeks since my wife and I first started shopping for new term life insurance policies, and we finally had our medical exams yesterday. The Portamedic showed up (as promised) right at 8:00 AM, and we got down to business. We had already filled out our insurance application [...]

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Published on September 15th, 2005 - 4 Comments
Filed under: Insurance
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Citi Thank You Redemptions? No Thanks

Written by Nickel - 23 Comments

If you’ve been reading this site for any length of time, then you already know that I’m a big fan of CitiBank rewards credit cards. One particularly generous deal was their introductory offering of 5% off all purchases using the Driver’s Edge card (this has since expired). Earlier this year, they increased the reward limit [...]

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Published on September 13th, 2005 - 23 Comments
Filed under: Credit Cards
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Obsessive Compulsive Checkbook Balancing

Written by Nickel - 19 Comments

When it comes to balancing our books, I’m a Quicken addict. And beyond that, I’m a perfectionist. So whenever I sit down to reconcile our bank statements with our check register and Quicken, I just can’t stand discrepancies. It’s so bad that I’ll spend a ton of time poring over our check register searching for [...]

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Published on September 12th, 2005 - 19 Comments
Filed under: Miscellany
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Ratcheting up our Roth IRA Contributions

Written by Nickel - 6 Comments

It’s that time of year again… I’m getting a raise this month, so I’ll once again be increasing my retirement savings. As I’ve noted previously, each year when I get a raise I increase my retirement contributions by 1% of my total salary — after all, if you never see it, you won’t miss it. [...]

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Published on September 9th, 2005 - 6 Comments
Filed under: Retirement, Saving & Investing
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CitiBank’s Click-to-Pay Service

Written by Nickel - 7 Comments

Things got away from me a bit this past month. By the time I sat down to pay our bills, it was too late for our bank’s bill pay system to get our Driver’s Edge payment in before the due date. No problem, I thought… I’ll just use their Click-to-Pay service. I actually signed up [...]

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Published on September 8th, 2005 - 7 Comments
Filed under: Credit Cards
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Amazon’s Price Drop Policy

Written by Nickel - One Comment

As a followup to my previous entry about the Amazon.com discount for searching with a9.com, I thought I’d point out another nice feature of shopping at Amazon.
Not many people know this, but Amazon has a price drop policy. If they lower the price on something that you’ve purchased within the past 30 days, they’ll issue [...]

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Published on September 7th, 2005 - One Comment
Filed under: Frugality, Online
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Buying Term Life Insurance, Part III

Written by Nickel - One Comment

The term life insurance saga continues… Our application packets arrived at the end of last week, just three days after we made the initial contact with IntelliQuote, and we also received a call from the Portamedic that will be doing our medical exams. It turns out that the date/time that we had initially requested was [...]

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Published on September 7th, 2005 - One Comment
Filed under: Insurance
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