Upon returning home from our vacation last week, we were greeted by a ’seriously overdue’ medical bill stemming from one of my kids’ visits to the doctor a few months ago. Somehow this bill managed to slip through the cracks, and we were probably about a week away from having a $6.50 charge sent out for collection. What a bummer that would have been. Anyway, I called the business office this morning and got everything taken care of. The frustrating thing is that this bill was from the same medical center where I had my wisdom teeth extracted, and they’ve been sitting on close to $700 of ours for the past seven months. But can I send their debt out for collection? No, of course not. I had to fight with them for months before they relented, and I’m now still waiting for the refund check. Very frustrating — and because they bill for each patient separately, rather than having a single account for our family, this charge didn’t just go against the credit that I’ve had on my account.
Why can’t you send out for collection? They owe you the money. Send them an invoice stating that you need your refund check and if not that you will send it for collection. You won’t be able to keep the entire refund, but you’ll at least get your money.
Yikes! I bet discovering that bill got your heart rate up a bit. Just thinking about it has mine on the rise. It’s scary how easy it is for medical bills to be sent to collections and the resulting credit damage is huge. What a nightmare!
It’s hard to say whether or not $6.50 would actually be sent out for collection. It’s a pretty big medical center, so it seems likely that they have a contract with a collections agency that is obligated to take whatever is sent their way. To be honest, I have no idea. However, the threat was on the latest bill, and I have no interest in finding out the hard way.
That is funny… I never pay any medical bill until after about 90 days no matter what anyone states in a letter. Why? Because the insurance company I deal with consistently underpays my claims so I enter into a dispute with just about every claim. Usually takes 30 days to send notice, 30 days for them to send back notice then another 30 days for an appeal. Then after it’s finally sorted out, I pay the real difference that is due.
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