Comments on: Overdue Medical Bill

By: Guest

Guest — Thu, 15 Dec 2005 19:00:26 +0000

That is funny… I never pay any medical bill until after about 90 days no matter what anyone states in a letter. Why? Because the insurance company I deal with consistently underpays my claims so I enter into a dispute with just about every claim. Usually takes 30 days to send notice, 30 days for them to send back notice then another 30 days for an appeal. Then after it’s finally sorted out, I pay the real difference that is due.

By: Kerri

Kerri — Wed, 14 Dec 2005 16:31:27 +0000

I narrowly avoided that once by just a day or two. I was young and dumb and got caught between the insurance company and the surgery facility. Now I am so anal about medical bills!

By: Blaine Moore

Blaine Moore — Wed, 14 Dec 2005 15:58:46 +0000

I would take that as a sign to switch health care providors.

By: nickel

nickel — Wed, 14 Dec 2005 15:52:02 +0000

It’s hard to say whether or not $6.50 would actually be sent out for collection. It’s a pretty big medical center, so it seems likely that they have a contract with a collections agency that is obligated to take whatever is sent their way. To be honest, I have no idea. However, the threat was on the latest bill, and I have no interest in finding out the hard way.

By: Daytonscott

Daytonscott — Wed, 14 Dec 2005 15:37:53 +0000

Collections for a $6.50 bill? How much would the collection agency charge to serve that? How is that good business? I doubt they’d bother. Collections for $650.00, now you’re talking.

By: Emily

Emily — Tue, 13 Dec 2005 19:27:19 +0000

Yikes! I bet discovering that bill got your heart rate up a bit. Just thinking about it has mine on the rise. It’s scary how easy it is for medical bills to be sent to collections and the resulting credit damage is huge. What a nightmare!

By: Blaine Moore

Blaine Moore — Tue, 13 Dec 2005 14:20:56 +0000

Why can’t you send out for collection? They owe you the money. Send them an invoice stating that you need your refund check and if not that you will send it for collection. You won’t be able to keep the entire refund, but you’ll at least get your money.