Free Money 2005
As many of you know, I get a kick out of finding ways of generating ‘free’ money. Thus, I thought it might be fun to tally up what I’ve been able to come up with over the past year. While I’m not great at keeping records when it comes to some of this stuff, what follows is a rundown of everything that I can recall…
$300 in rewards from the Citi AT&T Universal Card
– This was helped along by a 5% off all purchases special offer
– Cashed in as checks from Citi
$300 in rewards from the Citi Dividend Platinum Card
– As above, this was helped along by a 5% off all purchases special offer
– Cashed in as checks from Citi
$1000 in rewards from the Citi Driver’s Edge Card
– Once again, this was helped along by a 5% off all purchases promotion
– We mostly cashed this in when we bought our new car
$45 in Citi Credit Protector enrollment checks
– 3 checks x $15 each
$90 in Citi Credit Protector retention rebates
– I got duplicate sets of 5 x $10 rebate coupons, and successfully cashed in all but one of them before they discovered their gaffe
$38.99 from Upromise
– We really don’t go out of our way to generate money through Upromise, but it still adds up
$16.88 from FatWallet FatCash
– This corresponds to a variety of smallish transactions initiated through their ‘CashBack Mall’
This brings the grand total to (drumroll please)… $1790.87! Note that we really haven’t gone after account opening bonuses, or those types of things, but we’ve still done pretty well. As I’ve noted previously, those credit card rewards were padded by a variety of things, including some pricey orthodontia, as well as a variety of work-related expenses for which I was later reimbursed. All in all, that’s not a bad take for very little effort.
Published on December 30th, 2005 - 6 Comments
Filed under: Frugality
email this article
- add to tip'd - stumble it - digg it - bookmark it
About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!
Related articles...
» One Year Ago This Week (2006 Holiday Edition)» The Best of FCN – Selections from 12/05
» One Year Ago This Week (October 15th – October 21st)
» Citi Credit Protector Rebates – Busted!
» One Year Ago This Week (May 28th – June 3rd)
» Free 411 Rocks on Roadtrips
» On the Accuracy of CoinStar
» Money Moves for 2006, Part 5: Your Family
Was this article useful? Please sign up to receive our content via e-mail:
Great deals...
Readers’ choice...
Recent articles...
- Did Congress Make the Homebuyer Tax Credit Retroactive?
- Congress Extends $8000 Homebuyer Tax Credit, Adds New $6500 Credit
- Lending Club Update - October 2009 Performance
- How Much to Budget for Car Maintenance?
- Series I Savings Bonds Now Paying 3.36%
- Use Weight Loss Strategies to Get Out of Debt
- Weekly Roundup - Disney Shanghai Edition
- How to Save Money on Vacations
- Most and Least Reliable Cars - 2009 Edition
- Get 100 Free Trades from OptionsHouse Brokerage
Recent comments...
- APRIL DAYS: I FOR ONE HOPE THAT THE FIRST TIME HOMEOWNERS TAX CREDIT IS EXTENDED BECAUSE...
- JB: I drive a 1999 car and save $60 a month for car repairs, oil...
- Greta: My significant other and I bought a house in February 2009. My boyfriend...
- Jay: Don't forget nCleaner 2nd for turning off widows firewall and windows defender...also use the...
- Bryan: @Doug - you said it... if you simply delayed the closing, it would have...
- Sympathetic Dish TSR: @ Bonnie: Is your HD tv a Flatscreen LCD style? If so then a...
- John DeFlumeri Jr: Thanks for explaining the tax credit. Too bad for those who purchase in...
- Hank: I always budget $100 a month for car repairs. I constantly find myself going...
Most talked about...
- Dave Ramsey is Bad at Math
- $8,000 Homebuyer Tax Credit
- Dish Network Customer Service SUCKS
- How to Claim the First-Time Homebuyer Tax Credit
- $15,000 Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- Would the "Fair Tax" Gut the Economy?
- Tax Stimulus Rebate Payments to Start Early
- Pay Off Mortgage Early? Or Invest?
- The Best Online Savings Accounts (Updated!)
- Life's Too Short to Drink Cheap Beer
- $7500 First Time Homebuyer Tax Credit
Now — to see if you can beat that in 2006!!!!
Comment by FMF — Dec 30th 2005 @ 8:47 amI don’t think there’s anyway that I’ll come close to this in 2006. For one thing, the promotional reward card offers this year are nothing like they were fall a year ago.
Not bad. I guess it pays to use Citi. Just curious… How long was the 5% back on everything promotion? Did they give you a long window?
I recently posted a comparison of cash back credit cards, but perhaps a back up Citi card (up to the $300 rebate limit) would be, well, rewarding.
Thanks for the info. It just shows what’s possible with a little effort.
Comment by Jeremy — Dec 30th 2005 @ 5:09 pmTwo of the cards (AT&T and Dividend Platinum) gave me about two or three months (both of them had $300 limits). But then they were still 5% off ‘everyday’ purchases, so I racked up everything I could, then relegated them to groceries and gas while I used the Driver’s Edge for everything else. The latter card (Driver’s Edge) had a 9 month promo, so I had until October to cash it in. On top of that, the reward limit on that one was the highest — initially $500/year, but that was bumped to $1000/year in the spring.
I’m going to send everyone who ever said “oh those credit card reward programs don’t ever amount to anything, it’s such a waste of time” to this post.
And the IRS of course.
Comment by jim — Dec 30th 2005 @ 8:57 pmHow about adding in other “free money” like 401k matches?
Comment by FMF — Dec 30th 2005 @ 10:07 pm