I got an e-mail from Emigrant Direct this weekend announcing that they’ve improved their reward credit card. As I’ve mentioned before, Emigrant offers a 1.25% reward credit card. There are, however, some pretty major strings attached, including a requirement that you maintain an average daily balance of $10k in your Emigrant Direct savings account in order to receive the full reward. Well, it looks like the average daily balance requirement is still in place, but they’re bumping the reward rate up to 1.40%. All things considered, this still doesn’t sound like a great deal, but I thought it was at least worth mentioning.