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	<title>Comments on: A Small Step</title>
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	<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Julie Ali</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10884</link>
		<dc:creator>Julie Ali</dc:creator>
		<pubDate>Sat, 01 Jul 2006 15:54:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10884</guid>
		<description>Hi Matt, 
I know what you mean about lack of time when you have a business.  We had that lifestyle for five  years.  What has made the difference, is that my husband quit the software development consulting business and now works 35 hours for a University. We now have time.</description>
		<content:encoded><![CDATA[<p>Hi Matt,<br />
I know what you mean about lack of time when you have a business.  We had that lifestyle for five  years.  What has made the difference, is that my husband quit the software development consulting business and now works 35 hours for a University. We now have time.</p>
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		<title>By: Matt</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10870</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Sat, 01 Jul 2006 10:37:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10870</guid>
		<description>Sure, stuff you do around the house is work. But the trouble with the analogy is, those of us who can&#039;t stay out of the paid working world for six months at a stretch still have to do the same work, in addition to the stuff we get paid for. SaHMs get to count household stuff as &quot;work&quot; and we don&#039;t.

I have nothing against SaHMs. And I suspect both of our lives will be a lot easier when my fiancee and I get married and live in the same house, so that I won&#039;t have to spend virtually every moment of the time left over after 5 hours of sleep, 14 hours of income-generating work, and 2 hours of driving I have to put in every day, on that household work you get credit for and I don&#039;t. (And yeah, it&#039;s true...I only work at my &quot;day&quot; job 5 days a week. But every other weekend I have to go out of town soliciting clients for my business, and what time I have on the weekends I&#039;m here that isn&#039;t spent on laundry, in Church, in pre-marriage counseling, doing wedding planning, and other such necessities, is generally spent visiting her. I suppose I _could_ break up with her instead, and free not only the visit time but all the pre-wedding stuff to things that might save me money...but that seems a really poor investment. Sort of like the time-expenditure equivalent of cashing in your 401k and spending it on a big vacation. Except that a big vacation would at least be fun.)

I mean seriously...if it works for you, great. But please don&#039;t assume that people who aren&#039;t doing what you do are just blowing their money for no reason.</description>
		<content:encoded><![CDATA[<p>Sure, stuff you do around the house is work. But the trouble with the analogy is, those of us who can&#8217;t stay out of the paid working world for six months at a stretch still have to do the same work, in addition to the stuff we get paid for. SaHMs get to count household stuff as &#8220;work&#8221; and we don&#8217;t.</p>
<p>I have nothing against SaHMs. And I suspect both of our lives will be a lot easier when my fiancee and I get married and live in the same house, so that I won&#8217;t have to spend virtually every moment of the time left over after 5 hours of sleep, 14 hours of income-generating work, and 2 hours of driving I have to put in every day, on that household work you get credit for and I don&#8217;t. (And yeah, it&#8217;s true&#8230;I only work at my &#8220;day&#8221; job 5 days a week. But every other weekend I have to go out of town soliciting clients for my business, and what time I have on the weekends I&#8217;m here that isn&#8217;t spent on laundry, in Church, in pre-marriage counseling, doing wedding planning, and other such necessities, is generally spent visiting her. I suppose I _could_ break up with her instead, and free not only the visit time but all the pre-wedding stuff to things that might save me money&#8230;but that seems a really poor investment. Sort of like the time-expenditure equivalent of cashing in your 401k and spending it on a big vacation. Except that a big vacation would at least be fun.)</p>
<p>I mean seriously&#8230;if it works for you, great. But please don&#8217;t assume that people who aren&#8217;t doing what you do are just blowing their money for no reason.</p>
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		<title>By: Joss Raymond</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10727</link>
		<dc:creator>Joss Raymond</dc:creator>
		<pubDate>Fri, 30 Jun 2006 03:14:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10727</guid>
		<description>Hi, I am Julie&#039;s husband.  I thought that those muffins were bought at the store at half price (they tasted a bit off)!  
Yep, I used to believe that she loafed around at home but now I reallize that she passes her time writing for blogs.  That&#039;s even worse! However, I have to admit that her financial skills are superior to her cooking skills.  What can I say, I never see any money!
The muffin man.</description>
		<content:encoded><![CDATA[<p>Hi, I am Julie&#8217;s husband.  I thought that those muffins were bought at the store at half price (they tasted a bit off)!<br />
Yep, I used to believe that she loafed around at home but now I reallize that she passes her time writing for blogs.  That&#8217;s even worse! However, I have to admit that her financial skills are superior to her cooking skills.  What can I say, I never see any money!<br />
The muffin man.</p>
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		<title>By: Julie Ali</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10717</link>
		<dc:creator>Julie Ali</dc:creator>
		<pubDate>Fri, 30 Jun 2006 00:05:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10717</guid>
		<description>Well, Matt may be correct.  I am considered an abnormal person by family and friend.  I do &quot;work&quot;, i.e. outside the house for about six months of year doing casual work and I work inside the house for the remaining time (although my husband thinks I loaf). I still consider myself, a mostly stay at home mum.

As for the baking times,Matt, you can make muffins fast and fairly easily. And since I am no great shakes as a cook/baker, if I can make them, ANYONE can make them.</description>
		<content:encoded><![CDATA[<p>Well, Matt may be correct.  I am considered an abnormal person by family and friend.  I do &#8220;work&#8221;, i.e. outside the house for about six months of year doing casual work and I work inside the house for the remaining time (although my husband thinks I loaf). I still consider myself, a mostly stay at home mum.</p>
<p>As for the baking times,Matt, you can make muffins fast and fairly easily. And since I am no great shakes as a cook/baker, if I can make them, ANYONE can make them.</p>
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		<title>By: nickel</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10682</link>
		<dc:creator>nickel</dc:creator>
		<pubDate>Thu, 29 Jun 2006 15:11:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10682</guid>
		<description>Matt, I&#039;d hardly consider a stay-at-home mom to be an &#039;abnormal&#039; person.</description>
		<content:encoded><![CDATA[<p>Matt, I&#8217;d hardly consider a stay-at-home mom to be an &#8216;abnormal&#8217; person.</p>
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		<title>By: Matt</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10649</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Thu, 29 Jun 2006 07:37:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10649</guid>
		<description>Oh. Right. Just re-read the into and saw &quot;stay at home mum&quot;. Which explains nicely why this is practical for her, but not for normal people.</description>
		<content:encoded><![CDATA[<p>Oh. Right. Just re-read the into and saw &#8220;stay at home mum&#8221;. Which explains nicely why this is practical for her, but not for normal people.</p>
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	<item>
		<title>By: Matt</title>
		<link>http://www.fivecentnickel.com/2006/06/28/a-small-step/comment-page-1/#comment-10648</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Thu, 29 Jun 2006 07:36:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/06/28/a-small-step/#comment-10648</guid>
		<description>One has to wonder where the time to both work and do things like making muffins comes from.

I mean OK...throwing together a couple of ham sandwiches doesn&#039;t take practically any time at all, and although I greatly prefer turkey to most ham, it&#039;s essentially the same thing I do.

But cook? Bake? Sure, I did those things when I was unemployed. It was cheaper, and fun too. But I never have time and energy for such things now.

Maybe having someone else to share the household work with helps enough to make this possible.</description>
		<content:encoded><![CDATA[<p>One has to wonder where the time to both work and do things like making muffins comes from.</p>
<p>I mean OK&#8230;throwing together a couple of ham sandwiches doesn&#8217;t take practically any time at all, and although I greatly prefer turkey to most ham, it&#8217;s essentially the same thing I do.</p>
<p>But cook? Bake? Sure, I did those things when I was unemployed. It was cheaper, and fun too. But I never have time and energy for such things now.</p>
<p>Maybe having someone else to share the household work with helps enough to make this possible.</p>
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