About a week ago we returned home to an urgent sounding phone message from our mortgage lender, Provident Funding Associates, saying that we needed to call them. Having been through this before, I knew exactly what they were going to say — they sold our mortgage.
Archive for July 2006
Our Mortgage was Sold
Written by Nickel - 6 Comments
Published on July 25th, 2006 - 6 Comments
Filed under: Mortgages, Moving
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Filed under: Mortgages, Moving
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Emigrant Direct’s New Interface: First Impressions
Written by Nickel - 3 Comments
Okey-dokey. After a day of instability, it looks like the Emigrant Direct website has settled down… Last night before I went to bed I fired up my web browser and was able to login without any problems. The first time through the login process on the new site has a few extra steps. Here’s what [...]
Published on July 25th, 2006 - 3 Comments
Filed under: Banking, Online
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Filed under: Banking, Online
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Emigrant Direct’s Online Incompetence
Written by Nickel - 11 Comments
Just a quick note to report on Emigrant Savings Bank’s total incompetence when it comes to running an online bank. If you’re not familiar with Emigrant, I’ll just say that they run a relatively popular online bank known as Emigrant Direct. And as I mentioned previously, Emigrant Direct went offline this past Friday, July 21st [...]
Published on July 24th, 2006 - 11 Comments
Filed under: Banking, House & Home, Online
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Filed under: Banking, House & Home, Online
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Reducing Our Electrical Usage, Update #2
Written by Nickel - 4 Comments
Awhile back, I set a goal of substantially reducing our electric bill as compared to the $165 monthly average of the previous owners. For a quick bit of background, our house is roughly 3,000 square feet, completely electric (including the water heater and furnace) and located relatively deep in the southeastern United States.
Published on July 24th, 2006 - 4 Comments
Filed under: Energy, House & Home
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Filed under: Energy, House & Home
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Earn Interest on Your PayPal Balance
Written by Nickel - 7 Comments
Here’s a quick money earning tip… If you’re carrying a balance in your PayPal account, make sure that you’re earning interest… While PayPal offers a ‘Money Market’ account that’s currently paying 4.98%, the default setting is for you to earn no interest whatsoever.
While I wouldn’t use this as a substitute for a bank account [...]
Published on July 24th, 2006 - 7 Comments
Filed under: Banking, Online
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Filed under: Banking, Online
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Money Poll #17: Shopping at Ikea
Written by Nickel - 9 Comments
Over the weekend my family made our first trip to an IKEA store. We’ve been in the market for a relatively inexpensive, yet reasonably good table for our dinette, and we haven’t run across anything that we like (either in local stores, in the paper, or on craigslist). We live about an hour from the [...]
Published on July 24th, 2006 - 9 Comments
Filed under: House & Home, Polls
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Filed under: House & Home, Polls
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One Year Ago This Week (July 16th – July 22nd)
Written by Nickel - Leave a Comment
Here’s a quick look at some of my favorite posts from a year ago this week:
• Free Access to Consumer Reports (and More) – A quick tip on how to access Consumer Reports (and other publications) for free.
• Yes, Virginia, There is a Two Dollar Bill – A recap of an amusing exchange involving a [...]
Published on July 22nd, 2006 - Leave a Comment
Filed under: Best of...
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Filed under: Best of...
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Weekly Roundup – 07/21/06
Written by Nickel - Leave a Comment
Here’s a quick rundown of the personal finance-related articles that caught my eye this week…
Published on July 21st, 2006 - Leave a Comment
Filed under: Link Love
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Filed under: Link Love
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Telecommunciations Spending Poll Results
Written by Nickel - One Comment
Well, the telecommunications spending poll has run its course, and the results are all over the board. At the bottom, we had one person (1%) spending less than $20/month, whereas 17% are spending over $200/month. The most popular reponse (by a hair) was $81-$100/month. I’m guessing that people in that category have a phone (either [...]
Carnivals – Week of 07/17/06
Written by Nickel - Leave a Comment
FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each.
The Best of Me Symphony, which is up at The Owner’s Manual, included “All About Title Insurance.” Also included was “Sedating Your Kids on the Road” from raising4boys.com.
The Carnival of Personal Finance, which is up [...]
Published on July 21st, 2006 - Leave a Comment
Filed under: Carnivals
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Filed under: Carnivals
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