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	<title>Comments on: Spending Money to Save Money</title>
	<atom:link href="http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: BJ</title>
		<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/comment-page-1/#comment-117307</link>
		<dc:creator>BJ</dc:creator>
		<pubDate>Thu, 15 May 2008 15:52:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/#comment-117307</guid>
		<description>Don&#039;t use credit cards and you won&#039;t have to worry about it.</description>
		<content:encoded><![CDATA[<p>Don&#8217;t use credit cards and you won&#8217;t have to worry about it.</p>
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		<title>By: MsMiniducky</title>
		<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/comment-page-1/#comment-44482</link>
		<dc:creator>MsMiniducky</dc:creator>
		<pubDate>Sun, 03 Dec 2006 06:31:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/#comment-44482</guid>
		<description>*Jen: I&#039;m not sure if this is an individual thing, but I thought the same and the one time (after 4 years of being a customer and 5 cards with no late payments) I accidentally submitted a payment a day late, Chase absolutely refused to reverse any charges for me.</description>
		<content:encoded><![CDATA[<p>*Jen: I&#8217;m not sure if this is an individual thing, but I thought the same and the one time (after 4 years of being a customer and 5 cards with no late payments) I accidentally submitted a payment a day late, Chase absolutely refused to reverse any charges for me.</p>
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		<title>By: econobiker</title>
		<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/comment-page-1/#comment-38300</link>
		<dc:creator>econobiker</dc:creator>
		<pubDate>Thu, 16 Nov 2006 18:50:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/#comment-38300</guid>
		<description>One item of warning is that some companies don&#039;t process even online transactions until the late evening which can make your online transaction still count for finance and late charges depending on at what time you did it.</description>
		<content:encoded><![CDATA[<p>One item of warning is that some companies don&#8217;t process even online transactions until the late evening which can make your online transaction still count for finance and late charges depending on at what time you did it.</p>
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		<title>By: jen</title>
		<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/comment-page-1/#comment-25631</link>
		<dc:creator>jen</dc:creator>
		<pubDate>Sat, 23 Sep 2006 04:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/#comment-25631</guid>
		<description>I&#039;ve just missed two or three payments over my years of using credit cards, and I&#039;ve found that the credit card company will ALWAYS reverse the finance charges and any late fee associated with it.  All I&#039;ve had to do is call and ask.  They don&#039;t need a reason or anything.  I&#039;ve done it with the GM Mastercard and also the Citibank Platinum card.  Still better to pay on time, of course, but it is nice to know that if you only do it very occasionally, you probably won&#039;t be penalized.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve just missed two or three payments over my years of using credit cards, and I&#8217;ve found that the credit card company will ALWAYS reverse the finance charges and any late fee associated with it.  All I&#8217;ve had to do is call and ask.  They don&#8217;t need a reason or anything.  I&#8217;ve done it with the GM Mastercard and also the Citibank Platinum card.  Still better to pay on time, of course, but it is nice to know that if you only do it very occasionally, you probably won&#8217;t be penalized.</p>
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		<title>By: MollysBrother</title>
		<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/comment-page-1/#comment-19277</link>
		<dc:creator>MollysBrother</dc:creator>
		<pubDate>Tue, 22 Aug 2006 21:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/#comment-19277</guid>
		<description>I&#039;m a huge supporter of online banking and online payments, but you&#039;ve just highlighted how it&#039;s not always the most convenient choice.

Glad you were able to get your payment in--and on time!</description>
		<content:encoded><![CDATA[<p>I&#8217;m a huge supporter of online banking and online payments, but you&#8217;ve just highlighted how it&#8217;s not always the most convenient choice.</p>
<p>Glad you were able to get your payment in&#8211;and on time!</p>
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		<title>By: Charles</title>
		<link>http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/comment-page-1/#comment-18976</link>
		<dc:creator>Charles</dc:creator>
		<pubDate>Tue, 22 Aug 2006 04:15:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/08/21/spending-money-to-save-money/#comment-18976</guid>
		<description>When i was working as a traveling repair type guy, i got into this situation a couple of times (try to find internet in some of the remote alaska places), i would call my brother and walk him through the steps for me.  This works if you trust someone!!</description>
		<content:encoded><![CDATA[<p>When i was working as a traveling repair type guy, i got into this situation a couple of times (try to find internet in some of the remote alaska places), i would call my brother and walk him through the steps for me.  This works if you trust someone!!</p>
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