I wrote yesterday about my options when it comes to choosing a retirement plan at my new job. I’m still leaning toward the defined contribution plan — in fact, I’ve all but made up my mind. This brings me to my next big decision…

Who do I want to use as a plan administrator. Before I go any further, let me just say that I love Vanguard. Our Roth IRAs are at Vanguard, and my old 403(b) was held at Vanguard. We have traditionally invested in a mix of index funds, including the Total Stock Market Index (VTSMX), Total Bond Market Index (VBMFX), European Stock Index (VEURX) and Pacific Stock Index (VPACX). More recently, we started using a mix of the Target Retirement 2035 (VTTHX) and Target Retirement 2045 (VTIVX) funds in our Roth IRAs — these funds are made up of the four aforementioned index funds, but they were not available through my employer’s plan.

Anyway, the problem that I’m facing right now is that Vanguard is no longer an option. Rather, I have to choose from:

- American Century
- Fidelity
- TIAA-CREF
- VALIC

I have yet to investigate these options, but off the top of my head I’m guessing that Fidelity (or possibly TIAA-CREF) will be most likely to suit our needs.

I’ll post more on this topic as I have time to investigate further. But in the mean time, can anyone out there provide any insight?

See also: Retirement Savings Options, Part I