http://www.fivecentnickel.com/2006/09/07/retirement-savings-options-part-ii/ personal finance tips, tricks, and commentary Sat, 21 Nov 2009 18:35:25 -0500 http://wordpress.org/?v=abc hourly 1 http://www.fivecentnickel.com/2006/09/07/retirement-savings-options-part-ii/comment-page-1/#comment-123546 Andrea Mon, 08 Sep 2008 21:23:16 +0000 http://www.fivecentnickel.com/2006/09/07/retirement-savings-options-part-ii/#comment-123546 I work at an academic institution where we are offered a choice between TIAA-CREF and Fidelity. As soon as Fidelity came on board here as an option, I moved everything I could out of TIAA-CREF. I'm not sure if it's the way our institution deals with TIAA or if TIAA itself is to blame but I had MAJOR problems with funds not being deposited into my accounts as I specified and a TON of trouble trying to set things right. I have not had these problems with Fidelity since I switched. (I too am a Vanguard fan and have a Roth IRA and a traditional rollover IRA with them.) I work at an academic institution where we are offered a choice between TIAA-CREF and Fidelity. As soon as Fidelity came on board here as an option, I moved everything I could out of TIAA-CREF. I’m not sure if it’s the way our institution deals with TIAA or if TIAA itself is to blame but I had MAJOR problems with funds not being deposited into my accounts as I specified and a TON of trouble trying to set things right. I have not had these problems with Fidelity since I switched. (I too am a Vanguard fan and have a Roth IRA and a traditional rollover IRA with them.)

]]> http://www.fivecentnickel.com/2006/09/07/retirement-savings-options-part-ii/comment-page-1/#comment-23041 Chuck Thu, 07 Sep 2006 11:14:10 +0000 http://www.fivecentnickel.com/2006/09/07/retirement-savings-options-part-ii/#comment-23041 Fidelity offers their Freedom Funds, which are similar to the Vanguard Target Retirement funds. The expense ratio is higher - looking at the 2035 fund (FFTHX) its 0.75% at Fidelity, which doesn't seem bad until you compare it to the 0.21% for Vanguard. However if Vanguard isn't available it might be a good alternative. Fidelity offers their Freedom Funds, which are similar to the Vanguard Target Retirement funds. The expense ratio is higher – looking at the 2035 fund (FFTHX) its 0.75% at Fidelity, which doesn’t seem bad until you compare it to the 0.21% for Vanguard. However if Vanguard isn’t available it might be a good alternative.

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