Bank Deal: Earn 1.00% APY on an FDIC-insured savings account at Barclays Bank.
There are better ways to save money. Focus on the big things. Saving a small percentage of high expenses is much more preferable to saving [a] high percentage on small expenses.
While this seems to make a lot of sense on the surface, I’m not sure that this is good advice for the average Joe. Rather, I’d be willing to bet (with no real data to back this up) that for many people, the most profitable (and painless) place to trim spending would be in the arena of ‘small’ discretionary purchases.
That being said, I’d love to hear what you guys think. Is it more important to focus your savings efforts on big ticket items, or should you focus on trimming your small expenses?
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