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	<title>Comments on: Health Insurance: HMOs vs. PPOs</title>
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	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: nancy</title>
		<link>http://www.fivecentnickel.com/2006/10/13/health-insurance-hmos-vs-ppos/comment-page-1/#comment-117883</link>
		<dc:creator>nancy</dc:creator>
		<pubDate>Thu, 12 Jun 2008 10:07:31 +0000</pubDate>
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		<description>I too have a POS,(point of service). Priour to that, I had an HMO. I like being having the flexibility to goto different doctors.</description>
		<content:encoded><![CDATA[<p>I too have a POS,(point of service). Priour to that, I had an HMO. I like being having the flexibility to goto different doctors.</p>
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		<title>By: Rob</title>
		<link>http://www.fivecentnickel.com/2006/10/13/health-insurance-hmos-vs-ppos/comment-page-1/#comment-28464</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Fri, 13 Oct 2006 13:06:27 +0000</pubDate>
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		<description>I actually have a POS plan (no seriously that is its name) and the means except for hospitals I can chose any service provider. I have you all beat, my premium went up 38.3% this year.</description>
		<content:encoded><![CDATA[<p>I actually have a POS plan (no seriously that is its name) and the means except for hospitals I can chose any service provider. I have you all beat, my premium went up 38.3% this year.</p>
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		<title>By: Frugal Frugalson</title>
		<link>http://www.fivecentnickel.com/2006/10/13/health-insurance-hmos-vs-ppos/comment-page-1/#comment-28463</link>
		<dc:creator>Frugal Frugalson</dc:creator>
		<pubDate>Fri, 13 Oct 2006 12:55:03 +0000</pubDate>
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		<description>I&#039;ve been pretty happy with the coverage I&#039;ve received from my HMO family plan, but the cost increases have been pretty brutal.

My health insurance premium has &lt;a&gt;increased by 51% since 2001&lt;/a&gt;, and it would have gone up quite a bit higher if I didn&#039;t downgrade my plan to one with higher co-pays and deductibles.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been pretty happy with the coverage I&#8217;ve received from my HMO family plan, but the cost increases have been pretty brutal.</p>
<p>My health insurance premium has <a>increased by 51% since 2001</a>, and it would have gone up quite a bit higher if I didn&#8217;t downgrade my plan to one with higher co-pays and deductibles.</p>
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