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	<title>Comments on: How to Order Checks Without Getting Ripped Off</title>
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	<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Kyrazy</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-136256</link>
		<dc:creator>Kyrazy</dc:creator>
		<pubDate>Tue, 10 Nov 2009 20:19:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-136256</guid>
		<description>Just checked Costco (not a Sam&#039;s Club member but a Costco Member.) $23.01 for 4 boxes and free shipping. 20% off of that for Executive Members. I sure wish I would have checked them before I ordered my last batch from Designerchecks.com

Thanks for a great site!</description>
		<content:encoded><![CDATA[<p>Just checked Costco (not a Sam&#8217;s Club member but a Costco Member.) $23.01 for 4 boxes and free shipping. 20% off of that for Executive Members. I sure wish I would have checked them before I ordered my last batch from Designerchecks.com</p>
<p>Thanks for a great site!</p>
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		<title>By: LiVi</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-130343</link>
		<dc:creator>LiVi</dc:creator>
		<pubDate>Tue, 24 Mar 2009 13:10:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-130343</guid>
		<description>Right now I am looking for cheap checks. My  husband and I tried online bill paying and WHAT A HASSLE! Late payments, triple payments being taken out once our tax refund entered the account. Grrr! We keep our accounts separate and my husband does the most bill paying. I never stopped using checks and my hubby is going back to writing his own checks. Why should someone else write a check for us? Or transfer our money without permission. It was the gas company who took out 3 months without permission and the insurance company didn&#039;t receive its payment because it didn&#039;t go through. Stop the insanity is all I can say, the online bill pay is the old story of two many cooks spoil the soup or in this case too many hands steal the ingredients before you can make soup.

One more thing, I don&#039;t even have an atm card because I worry I might overdraw. Both my young adult daughters are the banks dream because they keep paying overdrafts which is because they just whip out the atm card and don&#039;t have to think like  you do when you write a check. I am thinking of telling them to get a credit card and use it when only when in doubt about their bank amount and pay it off monthly. I do this on occasion.</description>
		<content:encoded><![CDATA[<p>Right now I am looking for cheap checks. My  husband and I tried online bill paying and WHAT A HASSLE! Late payments, triple payments being taken out once our tax refund entered the account. Grrr! We keep our accounts separate and my husband does the most bill paying. I never stopped using checks and my hubby is going back to writing his own checks. Why should someone else write a check for us? Or transfer our money without permission. It was the gas company who took out 3 months without permission and the insurance company didn&#8217;t receive its payment because it didn&#8217;t go through. Stop the insanity is all I can say, the online bill pay is the old story of two many cooks spoil the soup or in this case too many hands steal the ingredients before you can make soup.</p>
<p>One more thing, I don&#8217;t even have an atm card because I worry I might overdraw. Both my young adult daughters are the banks dream because they keep paying overdrafts which is because they just whip out the atm card and don&#8217;t have to think like  you do when you write a check. I am thinking of telling them to get a credit card and use it when only when in doubt about their bank amount and pay it off monthly. I do this on occasion.</p>
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		<title>By: Chris</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-128852</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Tue, 10 Feb 2009 14:53:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-128852</guid>
		<description>I belong to PSECU credit union (the largest credit union in Pennsylvnia) and I can get a basic (nothing fancy) box of duplicate checks through them for $1.59.  If I want to &quot;go crazy&quot; and get something with a picture on it, I can get them for $3.70 and for a little over a buck more I can get a fancy print on them.  So, if I go all out, for just under $5.00 I can get a box of duplicate checks, with a picture and fancy writing.  Since I don&#039;t write many checks, paying a little over 3 cents per check is worth it.</description>
		<content:encoded><![CDATA[<p>I belong to PSECU credit union (the largest credit union in Pennsylvnia) and I can get a basic (nothing fancy) box of duplicate checks through them for $1.59.  If I want to &#8220;go crazy&#8221; and get something with a picture on it, I can get them for $3.70 and for a little over a buck more I can get a fancy print on them.  So, if I go all out, for just under $5.00 I can get a box of duplicate checks, with a picture and fancy writing.  Since I don&#8217;t write many checks, paying a little over 3 cents per check is worth it.</p>
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		<title>By: sandra dragon</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-101494</link>
		<dc:creator>sandra dragon</dc:creator>
		<pubDate>Mon, 29 Oct 2007 19:34:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-101494</guid>
		<description>I have encountered no problems ordering checks from sources other than banks.  On the other hand my current bank sent checks (which I never ordered) to my former address which I discovered after a former neighbor called me.  The bank was unapologetic.  Another bank printed checks using my SAVINGS ACCOUNT NO.!  So much for bank security and accuracy.</description>
		<content:encoded><![CDATA[<p>I have encountered no problems ordering checks from sources other than banks.  On the other hand my current bank sent checks (which I never ordered) to my former address which I discovered after a former neighbor called me.  The bank was unapologetic.  Another bank printed checks using my SAVINGS ACCOUNT NO.!  So much for bank security and accuracy.</p>
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		<title>By: nickel</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-78422</link>
		<dc:creator>nickel</dc:creator>
		<pubDate>Thu, 12 Jul 2007 18:21:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-78422</guid>
		<description>Hunter: As far as I can tell, they&#039;re indistinguishable from &quot;name brand&quot; checks.</description>
		<content:encoded><![CDATA[<p>Hunter: As far as I can tell, they&#8217;re indistinguishable from &#8220;name brand&#8221; checks.</p>
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		<title>By: Hunter</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-78421</link>
		<dc:creator>Hunter</dc:creator>
		<pubDate>Thu, 12 Jul 2007 16:31:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-78421</guid>
		<description>How is the quality of the Walmart / Sam&#039;s Club checks?  Do they feel/look cheap, or ate they pretty comparable to those provided though one&#039;s bank?</description>
		<content:encoded><![CDATA[<p>How is the quality of the Walmart / Sam&#8217;s Club checks?  Do they feel/look cheap, or ate they pretty comparable to those provided though one&#8217;s bank?</p>
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		<title>By: Elbo Cenvari</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-67086</link>
		<dc:creator>Elbo Cenvari</dc:creator>
		<pubDate>Sat, 10 Feb 2007 17:43:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-67086</guid>
		<description>What about printing your own checks?  I only need about 2 or 3 checks a year.  I have a friend that prints his own checks, I think from Microsoft money.</description>
		<content:encoded><![CDATA[<p>What about printing your own checks?  I only need about 2 or 3 checks a year.  I have a friend that prints his own checks, I think from Microsoft money.</p>
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		<title>By: Frugal Duchess</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-32245</link>
		<dc:creator>Frugal Duchess</dc:creator>
		<pubDate>Wed, 01 Nov 2006 17:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-32245</guid>
		<description>I&#039;m writing an article (print) about ordering checks.

Can you please email me. Sharonhr@bellsouth.net
I would like to interview you?</description>
		<content:encoded><![CDATA[<p>I&#8217;m writing an article (print) about ordering checks.</p>
<p>Can you please email me. <a href="mailto:Sharonhr@bellsouth.net">Sharonhr@bellsouth.net</a><br />
I would like to interview you?</p>
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		<title>By: WearyTraveler</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-31516</link>
		<dc:creator>WearyTraveler</dc:creator>
		<pubDate>Sun, 29 Oct 2006 16:58:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-31516</guid>
		<description>I still have checks in my current check register from 2003.  I use my bank&#039;s bill pay and rarely use a paper check.

I&#039;ve had the same 2 checking accounts for over 12 years.  Although I&#039;ve moved numerous times, I still use my checks until I empty the box.  I&#039;m always getting those donation requests that come with address labels.  I just put one of these new labels over the address portion of my old (and already paid for) checks.  I have yet to have a problem with them getting accepted of cashed.</description>
		<content:encoded><![CDATA[<p>I still have checks in my current check register from 2003.  I use my bank&#8217;s bill pay and rarely use a paper check.</p>
<p>I&#8217;ve had the same 2 checking accounts for over 12 years.  Although I&#8217;ve moved numerous times, I still use my checks until I empty the box.  I&#8217;m always getting those donation requests that come with address labels.  I just put one of these new labels over the address portion of my old (and already paid for) checks.  I have yet to have a problem with them getting accepted of cashed.</p>
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		<title>By: GaryP</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-31424</link>
		<dc:creator>GaryP</dc:creator>
		<pubDate>Sun, 29 Oct 2006 05:25:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-31424</guid>
		<description>Costco has always had the best price I have found:

$20.30 for 4 boxes of duplicates

Free shipping for members

Gary</description>
		<content:encoded><![CDATA[<p>Costco has always had the best price I have found:</p>
<p>$20.30 for 4 boxes of duplicates</p>
<p>Free shipping for members</p>
<p>Gary</p>
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		<title>By: Matt</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-30662</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Tue, 24 Oct 2006 07:25:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-30662</guid>
		<description>I&#039;ve only ever ordered checks from the bank. But that&#039;s because (so far) I&#039;ve never lived in one place long enough to run out of checks, and no reputable shop (except the one affiliated with one&#039;s bank) is going to print new checks with different information than what the old checks have.

At historical rates of depletion, the $23.60 I just spent on my most recent batch of new checks should last me for 5 years...which is longer than I&#039;ve ever lived in one place before. I expect to live here indefinitely though, so no more address changes. During those 5 years, however, I&#039;ll be getting married and so my fiancee-to-be-wife&#039;s name will be getting added. So let&#039;s call it 7 years before the first reorder of identical checks in my life makes third-party discount printers an available option. And let&#039;s just assume that the reorder after we&#039;re married costs the same as this one did.

Which means that, to cover my paper-check-writing needs for the next seven years, the total cost will be $47.20. (Actually it&#039;ll be way more than that, because I spend more than that every year on pens to write checks with, most of which get stolen by my cow-orkers. But this thread is about the checks themselves.)

This works out to approximately 56 cents per month. If it weren&#039;t for the planned marriage, those two check orders would cover 10 years instead, and the cost would be 39 cents per month. And that&#039;s the rate I pay buying them through my bank&#039;s official preferred vendor.

Certainly when those 7 years are over I&#039;ll probably find the cheapest price I can. But frankly, at an actual current cost of 56 cents per month and a probable future cost of 39 cents per month, I don&#039;t exactly get the feeling that NBD/FCNBD/BankOne/Chase/whoever-they-merge-with-and-change-their-name-to-next is seriously cheating me or cutting into my budget to any degree worth thinking about.

What would REALLY be nice would be a discount check printer that didn&#039;t force me to order new checks from the bank FIRST before they&#039;d update any of my information. But I&#039;m given to understand that such a policy would now be against the law, so I&#039;m not exactly hunting for it strenuously.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve only ever ordered checks from the bank. But that&#8217;s because (so far) I&#8217;ve never lived in one place long enough to run out of checks, and no reputable shop (except the one affiliated with one&#8217;s bank) is going to print new checks with different information than what the old checks have.</p>
<p>At historical rates of depletion, the $23.60 I just spent on my most recent batch of new checks should last me for 5 years&#8230;which is longer than I&#8217;ve ever lived in one place before. I expect to live here indefinitely though, so no more address changes. During those 5 years, however, I&#8217;ll be getting married and so my fiancee-to-be-wife&#8217;s name will be getting added. So let&#8217;s call it 7 years before the first reorder of identical checks in my life makes third-party discount printers an available option. And let&#8217;s just assume that the reorder after we&#8217;re married costs the same as this one did.</p>
<p>Which means that, to cover my paper-check-writing needs for the next seven years, the total cost will be $47.20. (Actually it&#8217;ll be way more than that, because I spend more than that every year on pens to write checks with, most of which get stolen by my cow-orkers. But this thread is about the checks themselves.)</p>
<p>This works out to approximately 56 cents per month. If it weren&#8217;t for the planned marriage, those two check orders would cover 10 years instead, and the cost would be 39 cents per month. And that&#8217;s the rate I pay buying them through my bank&#8217;s official preferred vendor.</p>
<p>Certainly when those 7 years are over I&#8217;ll probably find the cheapest price I can. But frankly, at an actual current cost of 56 cents per month and a probable future cost of 39 cents per month, I don&#8217;t exactly get the feeling that NBD/FCNBD/BankOne/Chase/whoever-they-merge-with-and-change-their-name-to-next is seriously cheating me or cutting into my budget to any degree worth thinking about.</p>
<p>What would REALLY be nice would be a discount check printer that didn&#8217;t force me to order new checks from the bank FIRST before they&#8217;d update any of my information. But I&#8217;m given to understand that such a policy would now be against the law, so I&#8217;m not exactly hunting for it strenuously.</p>
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		<title>By: Tom</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-30593</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Tue, 24 Oct 2006 05:36:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-30593</guid>
		<description>I don&#039;t understand why people with money have to pay for checks.  I too work as a banker, and I have found that most banks will give you free checks for life with a certain amount of minimum balance (usually $2-10k).  WaMu even offers them on their free for any joker checking accounts.  (No, I don&#039;t work for WaMu.)

I think that as more people transition to the online way of doing things checks will become free for everyone.  Theres no way that the check printing business is sustainable over the long haul.  (By long haul I mean at least 30+ years, so please take it easy on the flames ;)</description>
		<content:encoded><![CDATA[<p>I don&#8217;t understand why people with money have to pay for checks.  I too work as a banker, and I have found that most banks will give you free checks for life with a certain amount of minimum balance (usually $2-10k).  WaMu even offers them on their free for any joker checking accounts.  (No, I don&#8217;t work for WaMu.)</p>
<p>I think that as more people transition to the online way of doing things checks will become free for everyone.  Theres no way that the check printing business is sustainable over the long haul.  (By long haul I mean at least 30+ years, so please take it easy on the flames <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: kbr9619</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-30210</link>
		<dc:creator>kbr9619</dc:creator>
		<pubDate>Mon, 23 Oct 2006 18:26:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-30210</guid>
		<description>My bank provides free checks from Clarks. They are the least expensive, blue safety, non-carbon but who cares, they&#039;re free!</description>
		<content:encoded><![CDATA[<p>My bank provides free checks from Clarks. They are the least expensive, blue safety, non-carbon but who cares, they&#8217;re free!</p>
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		<title>By: bluntmoney</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-30179</link>
		<dc:creator>bluntmoney</dc:creator>
		<pubDate>Mon, 23 Oct 2006 16:44:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-30179</guid>
		<description>I agree with you, but sometimes the bank can be cheaper depending on the type of account you have with them. My bank offers free checks as long as I don&#039;t mind them being &quot;standard&quot; checks imprinted with their logo.</description>
		<content:encoded><![CDATA[<p>I agree with you, but sometimes the bank can be cheaper depending on the type of account you have with them. My bank offers free checks as long as I don&#8217;t mind them being &#8220;standard&#8221; checks imprinted with their logo.</p>
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		<title>By: Ryan</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-30158</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Mon, 23 Oct 2006 15:14:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-30158</guid>
		<description>I work as a banker for a very large bank and it makes no difference to me personally whether a customer buys checks from the bank or through a 3rd party vendor.  However, I always caution the customer that there are risks to ordering from an outside vendor.  I recently had a customer who ordered checks from an outside vendor and had the wrong account number on the bottom of the check in the MICR line (he was missing one digit).  This created a huge headache for the customer because he had already written 7 checks  with the wrong account number.  I guess that&#039;s a great reason to always verify information is correct everywhere on your checks when you receive them, instead of just skimming over them as I usually do.</description>
		<content:encoded><![CDATA[<p>I work as a banker for a very large bank and it makes no difference to me personally whether a customer buys checks from the bank or through a 3rd party vendor.  However, I always caution the customer that there are risks to ordering from an outside vendor.  I recently had a customer who ordered checks from an outside vendor and had the wrong account number on the bottom of the check in the MICR line (he was missing one digit).  This created a huge headache for the customer because he had already written 7 checks  with the wrong account number.  I guess that&#8217;s a great reason to always verify information is correct everywhere on your checks when you receive them, instead of just skimming over them as I usually do.</p>
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		<title>By: Blaine Moore</title>
		<link>http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/comment-page-1/#comment-30148</link>
		<dc:creator>Blaine Moore</dc:creator>
		<pubDate>Mon, 23 Oct 2006 14:40:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/#comment-30148</guid>
		<description>I work for &lt;a href=&quot;http://www.checksforless.com&quot; rel=&quot;nofollow&quot;&gt;a check printing company&lt;/a&gt;, so I get all of my checks for free.  

We also offer very competitive prices, especially if you print your checks through Microsoft Money or Quicken or a similar program.</description>
		<content:encoded><![CDATA[<p>I work for <a href="http://www.checksforless.com" rel="nofollow" target="_blank">a check printing company</a>, so I get all of my checks for free.  </p>
<p>We also offer very competitive prices, especially if you print your checks through Microsoft Money or Quicken or a similar program.</p>
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