Archive for November 2006

Reward Credit Cards – What’s in My Wallet?

Written by Nickel - 12 Comments

Every year around this time I start re-evaluating our reward credit cards… After all, the holiday shopping season often brings new credit card promos. For example, two years ago Citi was running some really nice November promos, and we got a great deal with the Citi AT&T Universal MasterCard and the Citi Driver’s Edge MasterCard. [...]

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Published on November 15th, 2006
Modified on January 23rd, 2012 - 12 Comments
Filed under: Credit Cards
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Sam’s Club Now Accepting MasterCard

Written by Nickel - 6 Comments

I was at Sam’s Club this past weekend when I discovered that they now accept MasterCard credit cards. Sure enough, when I got home I started poking around online and learned that Sam’s started accepting MasterCard credit cards at 589 retail locations throughout the United States, Canada, and Puerto Rico this past Thursday.
To date, the [...]

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Published on November 14th, 2006
Modified on October 19th, 2008 - 6 Comments
Filed under: Credit Cards
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Income Limits for Converting Traditional IRA Funds to a Roth IRA

Written by Nickel - 2 Comments

Over the past few days I’ve written a good bit about Roth IRAs and their associated contribution limits. Today I want to talk a bit about converting funds from a traditional (or SEP) IRA to a Roth IRA. This is actually something that I’ve been mulling over a good bit lately… Now that I’ve taken [...]

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Published on November 13th, 2006
Modified on February 19th, 2008 - 2 Comments
Filed under: Retirement, Saving & Investing, Taxes
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Welcome Miami Herald Readers

Written by Nickel - One Comment

Just a quick note to welcome those of you that found your way here via Sharon Harvey Rosenberg’s article in the Miami Herald. Some of you might also know Sharon as ‘The Frugal Duchess,’ which is her nom de plume in the world of blogs. If you’re a new visitor, then welcome. If you’ve been [...]

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Published on November 12th, 2006 - One Comment
Filed under: About/Admin
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Weekly Roundup – 11/10/06

Written by Nickel - 2 Comments

Here’s a quick rundown of some finance-related posts that caught my eye over the past week:

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Published on November 12th, 2006 - 2 Comments
Filed under: Link Love
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One Year Ago This Week (November 5th – November 11th)

Written by Nickel - Leave a Comment

Here’s a quick look at some of my favorite posts from a year ago this past week:
• Here We Go Again… More Financial Data Compromised
• The Least (and Most) Expensive College Towns
• The Three Worst Reasons to Buy a House

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Published on November 11th, 2006 - Leave a Comment
Filed under: Best of...
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What is Modified Adjusted Gross Income (MAGI)?

Written by Nickel - 19 Comments

In writing about Roth IRA contribution limits (and how to fix Roth IRA contribution mistakes) over the past week, I came to realize that some readers might not be familiar with the term modified adjusted gross income (MAGI). As it turns out, this is a critical value for determining things like whether or not you [...]

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Published on November 10th, 2006 - 19 Comments
Filed under: Saving & Investing, Taxes
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Value Investing News Site

Written by Nickel - One Comment

Just a quick note to point you guys to a new Digg-like news site that focuses on investing. It’s called Value Investing News, and it’s run by George of FatPitchFinancials. All in all, I’d have to say that it looks like a great place to stay caught up on what’s hot in the world of [...]

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Published on November 10th, 2006 - One Comment
Filed under: Online, Saving & Investing
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Carnivals – Week of 11/06/06

Written by Nickel - Leave a Comment

FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each…
The Festival of Frugality included “Lose Weight, Save Gas.”
The Carnival of the Capitalists included “Economic Analysis of Halloween.”
The Carnival of the Vanities included “Five Questions (and Answers) About Blog Carnivals.” Also included was “How to [...]

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Published on November 9th, 2006
Modified on February 3rd, 2007 - Leave a Comment
Filed under: Carnivals
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Roth IRA Contribution Limits: How the ‘Phaseout’ Works

Written by Nickel - 4 Comments

As a followup to yesterday’s entry about fixing Roth IRA contribution mistakes, I thought I’d write up some details regarding the phaseout rules. Once again, here are the critical income levels for Roth IRA contributions (all values listed refer to modified Adjusted Gross Income):
Married Filing Jointly: Roth IRA contibutions phase out between $150k-$160k
Single or Head [...]

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Published on November 9th, 2006
Modified on February 5th, 2007 - 4 Comments
Filed under: Saving & Investing, Taxes
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