The other day I was poking around in Quicken when I decided to tally up the amount of money we’ve spent in various categories. We now have ten full years worth of data in Quicken, so it really gives a sense for the extent to which small things can add up. One thing (of many) [...]

Read the full article »

Whether you’re dabbling in self-employment, or you run your own full-blown business, here’s a good example of why you might want to dissociate your business address from your home address… A process server showed up on our doorstep on a Sunday morning awhile back. What a nice Sunday surprise! No, they didn’t show up looking [...]

Read the full article »

Just a quick word of warning to those of you out there that have taken advantage of the signup bonuses for AmEx Business credit cards. Awhile back, I applied for a Business Gold Rewards Card, which was offering $150 in rewards for just signing up and making a purchase with the card (a $100 credit [...]

Read the full article »

Good morning and welcome to the 85th Carnival of Personal Finance! Before we get started, I’d like to say a few words of introduction. First of all, if you’re new to FiveCentNickel then welcome! If not, then welcome back!
This site is nearly two years old, and the archives contain a virtual treasure-trove of personal finance [...]

Read the full article »

Sorry, Your Tax Refund has Been Delayed
“Several deductions that Congress renewed at the last minute won’t be mentioned on this year’s tax forms. For taxpayers, that may mean extra work and delays in their checks from the IRS.”
(tags: taxes irs)

Senate targets credit card practices – Jan. 26, 2007
“In a Senate Banking Committee hearing examining credit [...]

Read the full article »

I just received an e-mail from HSBC Direct describing a new promotion in which they’re paying 6.00% APY for new deposits through April 30th. Here’s the text of their e-mail:
Until April 30, your HSBC Direct Online Savings Account gives New Money 6.00% APY. So if you have money elsewhere, it’s time to move it. You’ll [...]

Read the full article »

Here’s a quick look at my favorite posts from one year ago this past week:
» The MoneyBlogNetwork (It’s been a year!)
» How to Build a CD Ladder
» Scammed out of $15k
» Kill-a-Watt
» Using Retirement Funds to Pay for College
And this is what was happening over at Raising4Boys over the same period:
» Weaning and Worrying
» Button [...]

Read the full article »

Here’s a quick look at some articles that caught my eye over the past week:

Read the full article »

Based on the results of my highly scientific poll, I can now predict that the stock market will be either up or down during the next year… We now have over 100 votes, and that Indianapolis Colts hold a 58% to 42% lead over the Chicago Bears.
Just to re-cap the point of this poll, the [...]

Read the full article »

FiveCentNickel participated in three carnivals this week. Here they are along with links to my posts that were included in each…
The Carnival of Personal Finance included “0% Balance Transfer Credit Card Arbitrage in Action.”
The Best of Me Symphony included “Reward Credit Cards – What’s in My Wallet?” Also included was “Dealing With a Finicky Four [...]

Read the full article »