Editor’s Note: Thank you for your interest, this offer expired and is no longer available.
Just a quick word of warning to those of you out there that have taken advantage of the signup bonuses for AmEx Business credit cards. Awhile back, I applied for a Business Gold Rewards Card.
Upon approval, I received my card, and shortly thereafter I received a letter from American Express stating that they were going to link the Membership Rewards account associated with my Business Gold Rewards Card to my existing Membership Rewards account associated with our existing American Express Optima Card. That’s all well and good, but they also said that there would be a $10 annual linkage fee. Not a huge deal, but it’s $10 that I don’t want to spend.
When our Optima statement showed up with a $10 linkage charge on it, I immediately called and asked them to unlink the accounts and reverse the charge. The CSR expressed surprise (yeah, right!) that they would’ve automatically linked the accounts and applied the fee without asking me, but she was happy to unlink the accounts and issue a $10 credit. Annoying? Yes. But still, that’s a pretty minor headache for a pocketful of jingle.
6 Responses to “American Express Membership Rewards ‘Account Linkage Fee’”
If you seperate them, how are you going to combine points from both accounts? Not linking them probably makes sense if you do not have any points left in your optima card and/or you do not intend to use it anymore? surely $10 cannot be the issue as the Gold Business Card has an annual fee of I believe to be $125 (though it is free for the first year)?
I doubt if this charge is legal without card owners’ consents. I too had the same problem with the additional cards. It didn’t say in the fine print when I requested the additional cards (2500 bonus for each) for my workers that linkage fee was required in order to get the bonus points.
Because rates and offers from advertisers shown on this website change
frequently, please visit referenced sites for current information. This website
may be compensated by companies mentioned through advertising, affiliate
programs or otherwise.
Advertiser Disclosure: Many of the savings offers
appearing on this site are from advertisers from which this website receives compensation for being listed here.
This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.
Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author's alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.
UGC Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.