Comments on: How to Avoid ATM Fees http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/ personal finance tips, tricks, and commentary Sun, 22 Nov 2009 02:21:27 -0500 http://wordpress.org/?v=abc hourly 1 By: Dean Weidling http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-101634 Dean Weidling Tue, 30 Oct 2007 00:01:24 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-101634 There are some banks that not only don't charge and ATM Fees, but automatically refund ATM Fees charged when using other banks ATMs. One is an internet only bank called e-bank (well they do have one branch in Atlanta). In Florida we have "Great Florida Bank". Great Floria is growing fast. I understand the urge to legislate but really, if the big players saw enough customers fleeing to these No ATM fee options the market would soon correct their bad behavior. I don't understand why there is not more emphasis on this option. I people were more willing to change banks the problem would solve itself. There are some banks that not only don’t charge and ATM Fees, but automatically refund ATM Fees charged when using other banks ATMs. One is an internet only bank called e-bank (well they do have one branch in Atlanta). In Florida we have “Great Florida Bank”. Great Floria is growing fast. I understand the urge to legislate but really, if the big players saw enough customers fleeing to these No ATM fee options the market would soon correct their bad behavior. I don’t understand why there is not more emphasis on this option. I people were more willing to change banks the problem would solve itself.

]]> By: creditnine.com http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69655 creditnine.com Wed, 21 Mar 2007 00:25:08 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69655 So simple yet something that is often overlooked, I mean i get cashback quite often but didn't really give thought to how if i did it more frequently it could save on those outrageous atm fees.. thanks So simple yet something that is often overlooked, I mean i get cashback quite often but didn’t really give thought to how if i did it more frequently it could save on those outrageous atm fees.. thanks

]]> By: jim http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69593 jim Sun, 18 Mar 2007 14:03:39 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69593 I used to do this all the time and get some free cash back. :) Buying something to get cash would be a totally different thing and I've never done that. Though, if pressed, I'd rather pay 50 cents for a piece of candy than 50 cents for nothing. I used to do this all the time and get some free cash back. :)

Buying something to get cash would be a totally different thing and I’ve never done that. Though, if pressed, I’d rather pay 50 cents for a piece of candy than 50 cents for nothing.

]]> By: Saving Advice http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69532 Saving Advice Sun, 18 Mar 2007 02:33:54 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69532 When I was in the US, I would use the strategy when I found myself a bit short of cash. Don't think I ever purchased something just to get cash though - I could see this becoming an expensive way to get cash if you rationalized it as something you needed (because you needed cash) when you really didn't. When I was in the US, I would use the strategy when I found myself a bit short of cash. Don’t think I ever purchased something just to get cash though – I could see this becoming an expensive way to get cash if you rationalized it as something you needed (because you needed cash) when you really didn’t.

]]> By: LivingAlmostLarge http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69379 LivingAlmostLarge Sat, 17 Mar 2007 02:35:35 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69379 I do it whenever we are traveling and need cash. Buy usually a soda and get cash back. I do it whenever we are traveling and need cash. Buy usually a soda and get cash back.

]]> By: Karen http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69335 Karen Fri, 16 Mar 2007 18:01:18 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69335 I remember an old Rita Rudner (comedian) routine where she said she had to buy a dress so she'd have change for gum. :) I remember an old Rita Rudner (comedian) routine where she said she had to buy a dress so she’d have change for gum. :)

]]> By: Tinyhands http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69331 Tinyhands Fri, 16 Mar 2007 17:45:59 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69331 I've been doing this for a while, even though my bank (E*Trade) refunds ATM fees as well. It means planning cash expenses a bit in advance, but I'm an old set-in-my-ways kinda guy so that isn't hard. I’ve been doing this for a while, even though my bank (E*Trade) refunds ATM fees as well. It means planning cash expenses a bit in advance, but I’m an old set-in-my-ways kinda guy so that isn’t hard.

]]> By: Tom http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69330 Tom Fri, 16 Mar 2007 17:19:34 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69330 My strategy involves carrying far more cards. I have accounts at two major banks in the area with tons of ATMs. I also have an ING Electric Orange account which means I get free access at Allpoint ATMs (about 30000 of those puppies). Then I'm also planning to start building a relationship with a credit union who is a member of the COOP network which has another 10000, including all 7/11 ATMS. With those four cards it will be almost impossible to not be able to access at least some of my money. My strategy involves carrying far more cards. I have accounts at two major banks in the area with tons of ATMs. I also have an ING Electric Orange account which means I get free access at Allpoint ATMs (about 30000 of those puppies). Then I’m also planning to start building a relationship with a credit union who is a member of the COOP network which has another 10000, including all 7/11 ATMS. With those four cards it will be almost impossible to not be able to access at least some of my money.

]]> By: Easy E http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/comment-page-1/#comment-69319 Easy E Fri, 16 Mar 2007 15:09:28 +0000 http://www.fivecentnickel.com/2007/03/16/how-to-avoid-atm-fees/#comment-69319 Or you could get an everbank checking account. They will refund ATM charges upto $6/mo. Or you could get an everbank checking account. They will refund ATM charges upto $6/mo.

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