Archive for March 2007

links for 2007-03-26

Written by Nickel - Leave a Comment

Rentometer
Check out how much you’re paying relative to everyone else (via Flexo).
(tags: rent housing)

Fidelity Investments
Calculate how much you can contribute to your SEP-IRA (via Flexo).
(tags: taxes calculator)

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Published on March 26th, 2007 - Leave a Comment
Filed under: Spare Change
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Thanks for Your Support (March 2007)

Written by Nickel - 5 Comments

As I started doing last month, I thought I’d give a shout out to the sites that have referred the most visitors to FiveCentNickel over the past four weeks. Note that I’ve trimmed this down to just weblogs. What follows is a list of the top 10 weblog referrers over the past four weeks:
1. The [...]

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Published on March 25th, 2007
Modified on March 27th, 2007 - 5 Comments
Filed under: Link Love
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Money Madness: Final Four Time!

Written by Nickel - 2 Comments

The Elite Eight is now history, and the FreeMoneyFinance tournament has entered the Final Four. I’m pleased to report that FiveCentNickel and Raising4Boys both fared well in the last round, posting a 2-1 record with Raising4Boys beating FiveCentNickel for the single loss.
Here are the full results:
Ten Simple Ways to Cover Your Ass(ets)
defeated
Getting Rid Of Your [...]

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Published on March 24th, 2007 - 2 Comments
Filed under: Miscellany
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Weekly Roundup – 03/23/07

Written by Nickel - One Comment

Here’s a quick look at some of the articles that caught my eye over the past week…

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Published on March 24th, 2007 - One Comment
Filed under: Best of...
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Stamp Price Increase (Again)

Written by Nickel - 10 Comments

Update: Here we go again… Yet another stamp price increase.
It’s that time of year again… Stamp prices are on the rise. This time, stamps will climb from $0.39 to $0.41 on May 14th. Along with the price hike, they’re also going to be introducing the so-called ‘forever’ stamp, which I first wrote about nearly a [...]

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Published on March 23rd, 2007
Modified on July 23rd, 2008 - 10 Comments
Filed under: Miscellany
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More Thoughts About Refinancing Our Mortgage

Written by Nickel - 21 Comments

Yesterday I noted that we need to decide whether or not to refinance our mortgage, and I outlined our thought process. It’s not like we’re having any sort of mortgage problems, we really just want to ratchet down our rate. In short, we’ve been presented with an opportunity to do a no-cost refinance of our [...]

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Published on March 22nd, 2007
Modified on January 14th, 2008 - 21 Comments
Filed under: Mortgages
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How to Decide When to Refinance Your Mortgage

Written by Nickel - 20 Comments

I just got an e-mail for our mortgage broker saying that rates have dropped a bit since we closed on our house about a year ago, and offering to refinance our mortgage (i.e., remortgage) with no cost to us. Here’s how it would work…
The 30-year fixed par rate (i.e., the rate without paying points) is [...]

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Published on March 21st, 2007
Modified on July 10th, 2010 - 20 Comments
Filed under: Mortgages
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How I Dodged a Speeding Ticket

Written by Nickel - 18 Comments

Yesterday morning I had a brush with the law. I was late for a meeting, and was driving like a bat out of hell when I crested a hill and crossed paths with a local deputy who was headed in the other direction. If you’ve ever looked in your rear-view mirror and seen the long [...]

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Published on March 20th, 2007 - 18 Comments
Filed under: Automotive
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Money Madness: The Elite Eight

Written by Nickel - Leave a Comment

The Sweet Sixteen in is now in the books, and the Elite Eight has now been posted over at FreeMoneyFinance. I’m pleased to report than FiveCentNickel and Raising4Boys went a combined 3-0. Thanks to all who voted, especially those that helped tipped the scales in my epic battle with NCN.
Here are our results in the [...]

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Published on March 20th, 2007 - Leave a Comment
Filed under: Miscellany
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My Favorite Reward Credit Card

Written by Nickel - 12 Comments

Over the weekend, Henry from BinaryDollar asked me for a reward credit card recommendation. Without hesitation, I suggested that he check out the Citi Driver’s Edge Platinum Select MasterCard. This is our primary reward credit card, and Citi is running a great promo right now. This card normally give 3% cash back on “everyday” purchases [...]

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Published on March 19th, 2007
Modified on March 16th, 2010 - 12 Comments
Filed under: Credit Cards
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Top Cards by Category

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership. Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.

Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.

Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.

No Balance Transfer Fee!* 0% Intro APR for up to 15 months on purchases and balance transfers. This card offers Blueprint, free and customizable account features that help you avoid unnecessary interest and pay your balances down faster.

Earn up to 5% cash back* in categories that change and enjoy a 0% introductory rate for 15 months on Balance Transfers and 15 months on Purchases.

Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.

Get rewarded for what your business already spends. Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date.

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*. 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%.* Earn 2% cashback automatically at gas stations and restaurants. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.

This is a prepaid reloadable debit card with a rewards program. No credit check needed and no activation fee. There is a $4.95 monthly fee, reduced to $0.99 monthly if you load $500 each month.

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