Archive for April 2007

Happy Tax Freedom Day!

Written by Nickel - 6 Comments

It’s now past 5PM on April 30th. According to the Tax Foundation, that means that the average American has now made enough money in 2007 to cover their total tax burden (federal, state and local) for the year. For the record, Tax Freedom Day came two days later this year than last year. For a [...]

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Published on April 30th, 2007 - 6 Comments
Filed under: Taxes
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Playing the Percentages: The Effect of Gains and Losses

Written by Nickel - 11 Comments

Question: When is 50% not equal to 50%?
Answer: When you’re talking about investment gains and losses.
This is a relatively simple mathematical truism, but I find it interesting just the same… Did you know that if you experience a 50% investment loss you’ll need a 100% gain just to break even? It’s sad, but true… [...]

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Published on April 30th, 2007 - 11 Comments
Filed under: Saving & Investing
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H&R Block USB Flash Drive Giveaway #5

Written by Nickel - One Comment

Today is your fifth and final chance to win a USB flash drive courtesy of H&R Block! As a reminder, this is a 256 MB USB flash drive that comes preloaded with TaxCut Premium Federal + State. Even if you don’t need the tax software, it’s still a useful little drive.
For this giveaway, simply [...]

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Published on April 30th, 2007 - One Comment
Filed under: Giveaways
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One Year Ago This Week (April 22nd – April 28th)

Written by Nickel - Leave a Comment

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago:
» Save Money, Don’t Drive Like a Maniac
» How Much Does a Million Dollars Weigh? (Revisited)
» On the (In)accuracy of Fuel Efficiency Estimates
» The Cost of Not Answering the Phone
And this is what was happening over at Raising4Boys (subscribe) over the same period:
» [...]

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Published on April 29th, 2007 - Leave a Comment
Filed under: Best of...
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Asset Allocation in our TIAA-CREF 457(b)

Written by Nickel - 5 Comments

After sneaking the paperwork in just under the wire, I finally received confirmation that my optional 457(b) retirement account is up and running and ready to receive my contributions. Enrollment actually involved two steps – first, I had to get a signed salary reduction agreement to my employer before the end of the month. Next, [...]

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Published on April 27th, 2007 - 5 Comments
Filed under: Retirement, Saving & Investing
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H&R Block USB Flash Drive Giveaway #4

Written by Nickel - One Comment

Time for another USB flash drive giveaway! This is the fourth of five such contests that I’m running between now and Tax Freedom Day (April 30th). As a reminder, this is a 256 MB USB flash drive that comes preloaded with TaxCut Premium Federal + State. Even if you don’t need the tax software, [...]

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Published on April 27th, 2007 - One Comment
Filed under: Giveaways
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Weekly Roundup – 04/27/06

Written by Nickel - 3 Comments

Here’s a quick look at some of the articles that caught my eye over the past week.

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Published on April 27th, 2007 - 3 Comments
Filed under: Link Love
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Vanguard Removes Annual Account Fee

Written by Nickel - 7 Comments

In case you didn’t know, Vanguard has traditionally levied a $10 annual account fee on IRAs (traditional, Roth, or SEP) and ESAs with a balance of less than $5,000, index fund accounts with a balance of less than $10,000, and all non-retirement accounts with a balance of less than $2,500. Going forward, they’ve decided to [...]

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Published on April 26th, 2007 - 7 Comments
Filed under: Saving & Investing
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links for 2007-04-26

Written by Nickel - Leave a Comment

Dave Ramsey Resources and Links
A collection of online resources related to Dave Ramsey.
(tags: credit debt finance)

Department of Agriculture data breach: 150,000 at risk
“Department of Agriculture to offer free year of credit monitoring to those potentially exposed by government Web site.”
(tags: identity theft privacy)

4 tax traps to avoid in 2007
“Your 2006 tax return is telling you [...]

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Published on April 26th, 2007 - Leave a Comment
Filed under: Spare Change
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The Cost of a Wired World

Written by Nickel - 9 Comments

The other night I ran across an interesting tidbit in the most recent issue of MacWorld… It seems that a recent study revealed that the amount of electricity required to run the world’s computer servers has doubled since 2000. As of 2005, it cost businesses worldwide $7.2 billion run their servers (just considering the energy [...]

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Published on April 25th, 2007 - 9 Comments
Filed under: Energy
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  1. < $10,000
 

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