New 0% Balance Transfer Credit Card Offers
It’s been a little while since I’ve written about 0% balance transfer credit card offers, so I thought I’d do a bit more digging and see if I could find any new offers.
If you’re curious as to why you should care about any of this, check out my primer on how to profit from 0% balance transfer credit card offers. In short, you can either use them as a debt reduction tool, transferring your high rate balances onto them and saving a ton on interest payments while you kill them off, or you can use them to as a source of cash for arbitrage wherein you generate income in a high-yield savings account while paying nothing in interest.
Anyway, what follows is a list of three new 0% balance transfer offers in addition to the list that I dug up previously.
- IberiaBank Visa Classic Card
- IberiaBank Visa Gold Cash Back Rewards Card
- IberiaBank Visa Platinum Rewards Card
If you’re looking for more options, be sure to check out my full list of 0% balance transfer credit cards.
0% APY for 12 months, no annual fees, instant approval
www.creditaddict.com
Published on May 21st, 2007 - 4 Comments
Filed under: Banking, Credit Cards, Debt Reduction
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About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!
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Looks like with the exception of the Citi cards, all have rolled back their no-fee offers (Discover seems to have gone to 3%; I see no mention of fee waivers). Of course, the card I need to transfer is a Citi card, so it looks like I’ll have to pay a fee–anathema to a tightwad such as myself…
Comment by David R. — May 22nd 2007 @ 3:43 pmyou haven’t got a credit card , why you speak this. You don’t know it, you can’t speak to it because you have a big portable and not a credit card. You are stupide and fuck your mother, you are a shit.
Comment by dfsqdf — Jun 5th 2007 @ 7:34 amMy credit isn’t so great (rejected for an amex blue for various reasons) and I’m looking for a card to do about $5000 of balance transferring. Can anyone direct me towards a card? I’m still a student if that helps.
Comment by deep — Jun 19th 2007 @ 11:39 amI have high balances on Home Depot and Lowe’s cards because I was building a house. The real estate market being what it is, I am going to have to sit on the project for possibly a few years. I’d like to roll over the balances to a 0% card. Does this sound like a good plan? Do the cards listed on your website work for Home Depot and Lowe’s? And is there anyone left who doesn’t charge the 3%?
Comment by Amy — May 24th 2008 @ 8:48 pm