June 29, 2007
This article is a guest blogger submission written by Lazy Man of Lazy Man and Money. If you like what you see, why not subscribe to his RSS feed?
Many people agree that there are two avenues to financial success: make more money or spend less money. A majority of the time, people employ a combination of the two. It seems to me that making more money often proves difficult for people. Because of this, they turn towards ways of saving money.
The paths to saving money vary greatly. Sometimes you can save a lot of money with a small, easy change and other times it takes a lot of work for small savings. After knocking off those easy ways to save money, finding additional savings can be more difficult. It is at these times, you start to see interesting strategies of saving money. I often wonder if these strategies are really worth the time or effort to implement. Since I’m particularly lazy, I find that I dismiss many of the suggestions I read. Today I’d like to highlight a couple of frugal ideas that I recently read. I will attempt to measure the savings in relation to the time, effort, and other factors to determine if they are really worth my time. [more]
June 28, 2007
Unless you live in a cave (and maybe even then), you know that your credit score is incredibly important when it comes to securing credit. But did you know that it’s also used for much more than that? What follows is a list of five other areas of your life that can potentially be impacted by your credit score… [more]
June 27, 2007
This article is a guest blogger submission written by KMC of Advanced Personal Finance. If you like what you see, why not subscribe to his RSS feed?
There’s an interesting wrinkle developing in the ongoing housing bubble/sub-prime saga. It looks like many large banks may be coming to the rescue of defaulting borrowers. Why would they do something like that? Because it lets them avoid huge payouts to hedge funds. [more]
June 26, 2007
This article is a guest blogger submission written by Patrick of Cash Money Life. If you want more information, check out his “About” page. If you like what you see, why not subscribe to his RSS feed?
Credit card companies are always coming up with new and innovative ways to extract fees from their customers. It’s reached an unfortunate point where credit card companies make most of their money from the mistakes and misfortunes of their customers. These huge profits come in the form of fees, late charges, and other penalties.
What follows is a list of the 5 worst credit card practices… [more]
June 25, 2007
This article is a guest blogger submission written by NCN of NoCreditNeeded. If you want more information about NCN and his many websites, be sure to check out his “About” page. And if you like what you see, why not subscribe to his RSS feed?
Two years ago, I decided to stop borrowing money, get out of debt, and change my financial future. As a married guy with two kids, I figured that it was time to “get my act together.” Before I could begin the process of getting out of debt, however, my wife and I really needed to be on the same page, have the same goal, and agree to the same plan of action. So, we sat down and began to discuss our current situation, our spending habits, and our future goals. [more]
June 24, 2007
June 22, 2007
In case you haven’t heard, the American Express Business Gold Rewards card is offering 25,000 bonus points, redeemable for a $250 store gift certificate or a free plane ticket. Alternatively, you can trade the points in for a statement credit.
Simply apply for the card, get approved, and use it before 12/31/2007. The points should appear in in your account within 6-8 weeks.
A couple of things…
No, you don’t have to have an actual business to get this card. Simply use your name as the business name and use your SSN instead of entering a Federal Tax ID Number.
Yes, there is an annual fee, but it’s waived for the first year.
Click here to apply.
I was recently perusing the comments on some of my more popular articles when I ran across a rather amusing exchange in response to my list of ways to saving money while saving the planet. [more]
June 21, 2007
This article is a guest blogger submission written by plonkee of plonkee money. If you like what you see, why not subscribe to plonkee’s RSS feed?
I didn’t take a gap year between school and Uni, nor between Uni and starting my first proper job. However, one summer I did travel to the States for three months at a bargain basement price. All together it cost me about £800 including flights, accomodation, insurance, travel, spending money etc. How did I manage it? [more]
June 20, 2007
This article is a guest blogger submission written by SVB of The Digerati Life. If you like what you see, why not subscribe to SVB’s RSS feed?
I knew that somewhere out there, the ideal real estate agent existed, and I found him. Is it because he can get me the best deals? It’s more than that. He tells… and sells the colorful truth.
So what do you think of these home descriptions?
In one description he warned potential customers: ‘Dear God, it’s difficult to imagine a more disgusting house than this.’
One description for a two bedrooms terraced house at £155,000 reads: ‘All the charm and poise of a vicar on crack. Hall, cloak room, sitting room, kitchen, bathroom, parking and rear courtyard garden. Suit midget on a budget.’
He chose to describe some homes as “grubby, cramped and dirty” or “suitable for the Addams Family.”
Meanwhile, an elegant cottage is advertised as: ‘An absolute stunner - if this cottage was a woman it would be Denise Van Outen in a rubber suit holding a cold flannel.’
A description for a one bedroom home reads: ‘My personal favorite. Delicious as a small bun sprinkled with sugar on the top this place fair glistens with delight. It’s smooth and silky with a contempory twist but still holds fast to an ancient value. A must see and cracking investment.’
That got my attention! [more]
