Comments on: Home Lost (and Re-Gained) Over a Tiny Tax Bill

By: Minimum Wage

Minimum Wage — Wed, 25 Jul 2007 05:36:48 +0000

While I agree that the home should never have been lost over a piddly tax delinquency like this (and ESPECIALLY in a case like this where the county is at fault for not keeping its files up to date), I thought it was worth noting just a couple of the enormous (in aggregate) advantages homeowners get from government in this country.

For every homeowner who loses their home over (preferentially favored) property taxes, there are probably dozens of renters who lose their homes (get evicted or priced out) over the excessive property taxes on their homes.

By: nickel

nickel — Wed, 25 Jul 2007 00:47:03 +0000

mbhunter: Are you seriously laying the blame on these people? They hadn’t previously been on the hook for property taxes, so how were they supposed to know when a bill that had never come before, and which they weren’t expecting, would be due? Even if the county isn’t responsible for being sure that a bill gets delivered (and they’re arguably not – credit card issuers will give you the same line of bull about a bill being nothing more than a courtesy), they sure as hell should be responsible for notifying the owners before they sell the property, especially given that they knew full well that the bill had never been delivered. Your response is surprisingly heartless.

Minimum Wage: What’s your point? Beyond whining about tax breaks that you don’t qualify for, is there a larger point here that relates to some old people having their house sold out from under them? You’re feeling disenfranchised. I get it. But please try to stay on topic.

By: Minimum Wage

Minimum Wage — Tue, 24 Jul 2007 23:31:01 +0000

You also gotta love Michigan. They have a “circuit breaker” income tax credit which rebates property taxes above a certain percentage of income.

And the really great part is that homeowners can get the rebate based on property taxes BILLED even if the taxes are not yet paid (and are delinquent) the same year of the tax return claiming the tax credit. Haven’t paid your 2006 property taxes yet? No problem, file a tax return and claim your tax credit. Is this a great country or what?

By: mbhunter

mbhunter — Tue, 24 Jul 2007 21:59:29 +0000

Actually nickel, with our county’s billing system, it makes absolutely no difference if I ever receive a bill from them, or if they ever actually send me one. It doesn’t absolve me of my responsibility to pay. I actually have to know when my bills are supposed to arrive.

By: Minimum Wage

Minimum Wage — Tue, 24 Jul 2007 17:13:15 +0000

You gotta love Louisiana. Thanks in part to the homestead exemption, effective property tax rates on apartments are 17 times the rates on single-family homes, according to the National Multi Housing Council, an organization of large apartment owners. Is this a great country or what?

By: nickel

nickel — Tue, 24 Jul 2007 15:16:36 +0000

Since this was property taxes, the IRS wasn’t involved. But yes, it seems that it’s the county’s fault for not dealing with this properly. Funny thing is, it’s probably the county that was responsible for transforming the rural route addresses into street addresses, but it seems that they didn’t bother to update their taxpayer records.

By: Chris

Chris — Tue, 24 Jul 2007 15:14:43 +0000

So if the IRS sends a new assessment, along with a tax bill, to some random address because of their stupidity…

“the tiny tax bill that was then sent to a rural route address that no longer existed because it had been upgraded to a street address when the local 9-1-1 system was established”

…their fault. Shouldn’t the IRS be liable for damages here? I mean, the mail came back undelivered. They failed, in my opinion on purpose, to issue them the assessment and the tax bill. I say on purpose, because they sure had no problem finding the house when they sold it!

By: used vans girl

used vans girl — Tue, 24 Jul 2007 11:54:08 +0000

That’s incredible. Surely the fault should lie with the billing department for not getting the bill to the home owner. If it was returned undelivered you would assume that there would be some kind of policy for putting the letter back into the system and finding the homeowners new details. It’s not as if they refused to pay the bill, they never knew about it. What a crazy system.

By: mbhunter

mbhunter — Tue, 24 Jul 2007 03:02:07 +0000

A house went up for sale, and nobody in the Slidell Sheriff’s office thought it a little strange that someone would give up their house for $1.63? Might that not be worth a phone call? I’m flabbergasted.

By: Personal Finance Guide 101

Personal Finance Guide 101 — Mon, 23 Jul 2007 09:59:06 +0000

Oh what a terrible shock for those couple, they might have never even dreamed about something like this…

By: Dolores Atwood

Dolores Atwood — Sun, 22 Jul 2007 15:44:25 +0000

Thanks for your printing of my story and all the many people who were outraged that they could just give my property away and never let me know. This has a great ending but we will now be working on legislation so this can never happen to anyone else in our system. Dolores Atwood Slidell La

By: Blaine Moore

Blaine Moore — Sat, 21 Jul 2007 18:46:24 +0000

Wow, that’s rough. We unfortunately do have a tax bill that we need to pay; if for some reason it ever goes away, this will certainly be something that I would have to keep an eye out for!

I’m surprised that they never tried to update their records when the letter was returned to sender.

By: Laura

Laura — Sat, 21 Jul 2007 17:29:56 +0000

While I am relieved about the outcome of the case, I’m so saddened that the couple had to go through this horrible ordeal. I hate to think what would’ve happened if they didn’t have a benefactor.

I love reading your blog.