Archive for July 2007

Leverage: Home Appreciation vs. Investment Perfomance

Written by Nickel - 28 Comments

Not long ago, I put together a historical graph of our net worth. In response to this look back at our financial performance over the past decade, mbhunter asked how much of the increase in our net worth was due to appreciation in home value. My response was that our first house appreciated at roughly [...]

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Published on July 23rd, 2007 - 28 Comments
Filed under: Real Estate, Saving & Investing
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From the Archives (July 15th – July 21st)

Written by Nickel - Leave a Comment

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this week:
» Dish Network Customer Service SUCKS
» Home Depot Coupons on eBay (Followup)
» (In)Convenience Fees
And here’s what was going on two years ago:
» Washing Machine Repair, Part Deux
» Free Access to Consumer Reports (and More)
» $4.60 Worth of Laziness
Finally, this is what [...]

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Published on July 22nd, 2007
Modified on July 29th, 2007 - Leave a Comment
Filed under: Best of...
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Home Lost (and Re-Gained) Over a Tiny Tax Bill

Written by Nickel - 13 Comments

Wow, this sucks. A couple from Slidell, LA lost their home, which had been mortgage free since 1968, over a wayward tax bill of $1.63 (plus $0.10 in interest). The couple didn’t realize they should be expecting a tax bill when this all started because their home’s value had previously been below the states $75,000 [...]

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Published on July 20th, 2007 - 13 Comments
Filed under: Real Estate, Taxes
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Weekly Roundup – Dow 14,000 Edition (and the Mommy Wars)

Written by Nickel - One Comment

In case you haven’t heard, the Dow Jones Industrial average closed over 14,000 for the first time yesterday. It actually flirted with 14,000 earlier this week, but retreated before closing. That is, until yesterday… On a related note, did you know that it took just over six months for the Dow to go from 12,000 [...]

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Published on July 20th, 2007 - One Comment
Filed under: Link Love
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Discover Open Road Rewards Changing (and Some Alternatives)

Written by Nickel - 13 Comments

Effective October 1, 2007 it seems that Discover will be changing the terms of the 5% Cashback Bonus program on the Discover Open Road card. Unfortunately, these changes will be for the worse…
While Discover has always limited their Open Road rewards program such that you can only earn the full 5% on $1200 worth of [...]

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Published on July 19th, 2007
Modified on March 19th, 2010 - 13 Comments
Filed under: Credit Cards
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Favorite Mutual Fund Companies: The Results

Written by Nickel - 15 Comments

Just over a week ago I asked the following question:
If you were only allowed to choose one mutual fund company for your investments, which one would it be, and why?
As of this writing, here are the results…

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Published on July 18th, 2007 - 15 Comments
Filed under: Saving & Investing
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Historical Net Worth Numbers

Written by Nickel - 22 Comments

Not long ago, I wrote about net worth vs. net investable assets, and the circumstances under which you might want to track one or the other. While I’m generally most interested in the latter, as that most accurately reflects our progress to “financial freedom,” I’ve begun to come around on the value of including your [...]

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Published on July 17th, 2007
Modified on May 1st, 2009 - 22 Comments
Filed under: Miscellany
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$800 in Credit Card Bonuses (Anyone Can Apply)

Written by Nickel - 22 Comments

Two weeks ago I wrote about getting $700 in bonuses by applying for certain credit cards. Well, guess what? It’s an even better deal than I originally thought… A sharp-eyed reader pointed out that, for some of the cards, you may be able to get a popup offer for extra points by opening the application [...]

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Published on July 16th, 2007
Modified on March 3rd, 2012 - 22 Comments
Filed under: Credit Cards
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From the Archives (July 8th – July 14th)

Written by Nickel - Leave a Comment

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this week:
» Buying Home Depot 10% Discount Coupons on eBay
» Bank of America’s “Out of State” Check Policy
» Five Ways to Hurt Your Credit Score
And here’s what was going on two years ago:
» New Threats to Your Credit Score
» Credit Fraud and [...]

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Published on July 15th, 2007 - Leave a Comment
Filed under: Best of...
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Weekly Roundup – Night on the Town Edition

Written by Nickel - 10 Comments

After 9+ years of parenting, my wife and I got to spend our first full night away from the boys on Friday. Because we live far from family, we don’t have ‘built-in’ babysitters and, while we sometimes get to go out for a movie or dinner, we’ve never actually had an entire night to ourselves [...]

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Published on July 15th, 2007
Modified on July 24th, 2008 - 10 Comments
Filed under: Link Love
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