I recently ran across a new online bank known as WT Direct. They’re apparently affiliated with Wilmington Trust FSB, and they’re offering 5.26% APY. There’s no minimum deposit required, and this rate is good on any balance for 60 days, after which you have to maintain a balance of $10,000 to get the high rate [...]
Archive for August 2007
Online Banking Roundup: WT Direct vs. HSBC, ING, and Emigrant
Written by Nickel - 28 Comments
Published on August 31st, 2007 - 28 Comments
Filed under: Banking, Online
add to tip'd - stumble it - digg it
Filed under: Banking, Online
add to tip'd - stumble it - digg it
Carnivals – Week of 08/27/07
Written by Nickel - Leave a Comment
FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each.
The Carnival of Personal Finance included “How to Make Money in the Stock Market.”
The Carnival of the Capitalists included “How to Make Money in the Stock Market (Revisited).”
The Best of Me Symphony included “How Movie [...]
Published on August 30th, 2007 - Leave a Comment
Filed under: Carnivals
add to tip'd - stumble it - digg it
Filed under: Carnivals
add to tip'd - stumble it - digg it
Capital One – Intentionally Harming Credit Scores?
Written by Nickel - 15 Comments
I was recently listening to Clark Howard when the subject of Capital One credit cards came up. As you may or may not know, Capital One only recently started reporting credit limits to the credit bureaus. Previously, they had been reporting the highest balance in place of the actual credit limit.
Published on August 30th, 2007 - 15 Comments
Filed under: Credit Cards
add to tip'd - stumble it - digg it
Filed under: Credit Cards
add to tip'd - stumble it - digg it
Do You Need Longevity Insurance?
Written by Nickel - 6 Comments
Have you ever heard of “Longevity Insurance?” In short, longevity insurance is a relative new form of insurance that provides you with a guaranteed stream of income later in life, typically starting after you turn 85. To get longevity insurance, you have to make a substantial upfront payment 20 or so years earlier.
Published on August 29th, 2007 - 6 Comments
Filed under: Insurance, Retirement
add to tip'd - stumble it - digg it
Filed under: Insurance, Retirement
add to tip'd - stumble it - digg it
How to Make Money in the Stock Market, Re-Revisited
Written by Nickel - One Comment
In the comments to my post on how to make money in the stock market, Jonathan pointed out another post on the same topic, but with a different slant.
In short, The Finance Buff argued that the odds of missing the 10 best days over 20 years are so slim that stats such those that I [...]
Published on August 28th, 2007 - One Comment
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
First Time Home Buying: Using IRA to Buy a Home
Written by Nickel - 29 Comments
It’s fairly well know that if you’re not at least 59-1/2 years old, you can’t generally take a distribution from your traditional or Roth IRA (or SEP-IRA, for that matter) without incurring a 10% penalty (note that Roth IRA contributions can be withdrawn at any time, for any reason, without incurring a penalty). There are, [...]
Published on August 27th, 2007 - 29 Comments
Filed under: Mortgages, Real Estate, Saving & Investing, Taxes
add to tip'd - stumble it - digg it
Filed under: Mortgages, Real Estate, Saving & Investing, Taxes
add to tip'd - stumble it - digg it
From the Archives (August 19th – August 25th)
Written by Nickel - Leave a Comment
Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this week:
» Spending Money to Save Money
» Dish Network Customer Service STILL Sucks
» Summer Electric Bill Pain
» Termite Control: Sentricon vs. Termidor
» Marriage by the Numbers
And here’s what was going on two years ago:
» Sandwiches by the Loaf
» How to Sue Wal-Mart
» [...]
Published on August 27th, 2007 - Leave a Comment
Filed under: Best of...
add to tip'd - stumble it - digg it
Filed under: Best of...
add to tip'd - stumble it - digg it
Weekly Roundup – Anniversary Edition
Written by Nickel - 4 Comments
Yesterday my wife and I celebrated our 11th wedding anniversary. It’s hard to believe all the things we’ve experienced and how much our lives have changed in the past eleven years. Fortunately, pretty much all of these changes have been for the better. We now have four fantastic boys, our finances are on the rise, [...]
Published on August 25th, 2007 - 4 Comments
Filed under: Link Love
add to tip'd - stumble it - digg it
Filed under: Link Love
add to tip'd - stumble it - digg it
How to Make Money in the Stock Market (Revisited)
Written by Nickel - 14 Comments
As a followup to yesterday’s post on how to make money in the stock market, I thought I’d expand out the numbers and include the full dot com debacle rather than cutting off the analysis in 2001. Thus, I pulled the split-adjusted closing value of the S&P 5000 for every day from July 1, 1982 [...]
Published on August 24th, 2007 - 14 Comments
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
Carnivals – Week of 08/20/07
Written by Nickel - Leave a Comment
FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each.
The Carnival of the Capitalists included “Money and Happiness.”
The Carnival of Personal Finance included “It’s Okay to Spend Money.”
The Best of Me Symphony included “Eco-Friendly Energy Savings.” Also included was “A Private Matter (Beware: Bathroom [...]
Published on August 23rd, 2007 - Leave a Comment
Filed under: Carnivals
add to tip'd - stumble it - digg it
Filed under: Carnivals
add to tip'd - stumble it - digg it
Top Cards by Category
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening. Receive double miles on Delta purchases.
Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first three months of Card membership.
Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy amenities for you and your business, like: complimentary airport club access, including American Airlines Admirals Club(R) lounges.
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee
Earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Reports to 3 major credit bureaus monthly and acceptance at millions of locations worldwide, including website purchases and reservations.
Great deals...
Best of FCN
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
Most talked about...
- Dave Ramsey is Bad at Math
- Dish Network Customer Service SUCKS
- $8,000 Homebuyer Tax Credit
- Pay Off Mortgage Early or Invest?
- How to Claim the First-Time Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- $15,000 Homebuyer Tax Credit
- Ethanol Blended Gas = Lower Mileage?
- Termite Control: Sentricon vs. Termidor
- How Much Should You Pay a Babysitter?
- Federal Income Tax Rates Went Down but Your Federal Tax Withholding Increased. Here's Why...
- Would the "Fair Tax" Gut the Economy?
How to save money on insurance
Recent articles...
- Double-Check Your Ally CDs
- Stocks are Not Bonds, CDs, or Savings Accounts
- The Best Values in Colleges - 2012 Edition
- Five Myths About Renter's Insurance
- Own Your Investments, Rent Your Fun
- Citibank to Issue Credit Cards in China
- Heartstrings and Pursestrings
- Saving Money at the Grocery Store: Store Brand Pricing on the Rise
- Missing Tax Paperwork?
- Is Your Investment Allocation Right?
