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	<title>Comments on: Weekly Roundup: Mail on Sunday Edition</title>
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	<link>http://www.fivecentnickel.com/2007/09/30/weekly-roundup-mail-on-sunday-edition/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Randy</title>
		<link>http://www.fivecentnickel.com/2007/09/30/weekly-roundup-mail-on-sunday-edition/comment-page-1/#comment-87495</link>
		<dc:creator>Randy</dc:creator>
		<pubDate>Mon, 01 Oct 2007 20:19:15 +0000</pubDate>
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		<description>My struggle is to understand what traditional IRA to employ for the next 3 years...  I am not sure if is a &quot;A rose is a rose is a rose&quot; type of thing or what.  I have lots more research to do...</description>
		<content:encoded><![CDATA[<p>My struggle is to understand what traditional IRA to employ for the next 3 years&#8230;  I am not sure if is a &#8220;A rose is a rose is a rose&#8221; type of thing or what.  I have lots more research to do&#8230;</p>
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		<title>By: nickel</title>
		<link>http://www.fivecentnickel.com/2007/09/30/weekly-roundup-mail-on-sunday-edition/comment-page-1/#comment-87493</link>
		<dc:creator>nickel</dc:creator>
		<pubDate>Mon, 01 Oct 2007 20:11:54 +0000</pubDate>
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		<description>Randy, that&#039;s exactly what we&#039;re planning on doing. I gave Lazy Man the same advice.</description>
		<content:encoded><![CDATA[<p>Randy, that&#8217;s exactly what we&#8217;re planning on doing. I gave Lazy Man the same advice.</p>
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	<item>
		<title>By: Randy</title>
		<link>http://www.fivecentnickel.com/2007/09/30/weekly-roundup-mail-on-sunday-edition/comment-page-1/#comment-87488</link>
		<dc:creator>Randy</dc:creator>
		<pubDate>Mon, 01 Oct 2007 19:29:18 +0000</pubDate>
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		<description>Just put the money in a traditional IRA this year and then roll it over into your Roth in 2010 when the income limits are removed.  You only pay taxes on your earned interest between now and then, and once converted it grows tax free...

My wife and I have been over the income limit for a Roth for several years now, and this will be our approach...</description>
		<content:encoded><![CDATA[<p>Just put the money in a traditional IRA this year and then roll it over into your Roth in 2010 when the income limits are removed.  You only pay taxes on your earned interest between now and then, and once converted it grows tax free&#8230;</p>
<p>My wife and I have been over the income limit for a Roth for several years now, and this will be our approach&#8230;</p>
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