Archive for November 2007

The Lies That (Some) Financial Advisers Tell

Written by Nickel - 9 Comments

I recently ran across an interesting article by Ric Edelman in Bottom Line/Personal (no link, sorry). In it, he ran down a list of the biggest lies that you’ll hear from a financial adviser, and how they could cost you money. What follows is a synopsis of that article, along with some thoughts of my [...]

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Published on November 30th, 2007 - 9 Comments
Filed under: Planning, Saving & Investing
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Finally… Customer Service That Rocks

Written by Nickel - 16 Comments

How’s this for awesome customer service? We were settling in late last Saturday morning to watch some college football when my wife and I decided that we wanted to get some takeout from our local burger joint. While they offer counter service and a drive-through, their motto is “We don’t serve fast food. We serve [...]

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Published on November 30th, 2007 - 16 Comments
Filed under: Customer Service
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Carnivals – Week of 11/26/07

Written by Nickel - Leave a Comment

FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each.
The Carnival of Personal Finance included “Beware the Siren Song of Gift Cards.”
The Carnival of Money Stories included “Changing Our Reward Credit Card Strategy.” Also included was “What’s the Right Age to Start an Allowance?” [...]

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Published on November 29th, 2007 - Leave a Comment
Filed under: Carnivals
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Cashing in American Express Membership Rewards Points

Written by Nickel - 15 Comments

A little over a week ago we converted two of our reward credit cards to, well… More rewarding versions. This included a switch from the Chase Perfect card to the Chase Freedom card, and a change from our old (old, old, old) Amex Optima card to an Amex Blue Cash card.
All in all, this was [...]

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Published on November 29th, 2007 - 15 Comments
Filed under: Credit Cards
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Comment Tracking Services an Online Banking Security Concern?

Written by Nickel - 3 Comments

As I noted the other day, we’re changing our reward credit card strategy, in part due to perceived inflexibility on Citi’s part when it comes to making automated payments. It turns out that I may have been wrong about what you can and cannot do, so I just hopped on over to the Citi website [...]

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Published on November 28th, 2007 - 3 Comments
Filed under: Banking, Credit Cards, Online
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Flexible Spending Account Spent Out for 2007

Written by Nickel - 20 Comments

Just a quick note to say that we’ve drained our flexible spending account (FSA) for 2007. Given that we set aside $1200 pre-tax dollars, we saved somewhere in the neighborhood of $475 this year (33% federal tax bracket + 6.5% state tax bracket). While going through our open enrollment paperwork, I decided to bump our [...]

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Published on November 26th, 2007 - 20 Comments
Filed under: Taxes
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From the Archives (November 18th – November 24th)

Written by Nickel - Leave a Comment

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this past week:
» Standard Mileage Rate Increases for 2007
» Flexible Spending Closed out at a Profit
» Putting Together an Estate Plan
And here’s what was going on two years ago:
» Money Moves for 2006, Part 3: Your Job
» Money Moves for 2006, Part [...]

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Published on November 25th, 2007 - Leave a Comment
Filed under: Best of...
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Weekly Roundup – Thanksgiving Turkey Chili Edition

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My son is fond of saying that I have two recipes: chili and meatloaf. While this is a bit of an oversimplification, I must admit that these are two of my favorites. I bring this up because I spent part of yesterday afternoon making chili with our leftover Thanksgiving turkey — try as I might, [...]

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Published on November 25th, 2007 - Leave a Comment
Filed under: Link Love
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The Best of October 2007

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I’m a bit late with this, but here goes…
October was another great month at FiveCentNickel, thanks in large part to contributions from readers such as yourself. I just wanted to take a moment to thank those of you who stop by and comment. If you like what you see here, keep in mind that you [...]

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Published on November 24th, 2007 - Leave a Comment
Filed under: Best of...
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Carnivals – Week of 11/19/07

Written by Nickel - Leave a Comment

FiveCentNickel participated in two carnivals this week. Here they are along with links to my articles that were included in each.
The Carnival of Personal Finance included “How Does Zecco Make Money?” Also included was “What’s the Right Age to Start an Allowance?” from raising4boys.com.
The Festival of Frugality included “To Gift or Not to Gift: Frugal [...]

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Published on November 23rd, 2007 - Leave a Comment
Filed under: Carnivals
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