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	<title>Comments on: To Gift or Not to Gift: Frugal Gift-Giving Strategies</title>
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	<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: LANA</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-125890</link>
		<dc:creator>LANA</dc:creator>
		<pubDate>Wed, 08 Oct 2008 17:36:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-125890</guid>
		<description>Who likes to be stressed about money during the holidays or shortly there after..NOT ME! Excellent ideas. I will be linking this post on my blog, Thanks!</description>
		<content:encoded><![CDATA[<p>Who likes to be stressed about money during the holidays or shortly there after..NOT ME! Excellent ideas. I will be linking this post on my blog, Thanks!</p>
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		<title>By: karla (threadbndr)</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-113450</link>
		<dc:creator>karla (threadbndr)</dc:creator>
		<pubDate>Mon, 26 Nov 2007 18:06:52 +0000</pubDate>
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		<description>Small handmade gift and a modest gift card for MIL and mother (both are widows).  Just holiday cards for Brother in law, aunts and uncles of my parents and cousins.

One sibling (usually handmade something and a CD or DVD), one child and his (very serious) girlfriend (ditto).

I know when grandkids come along, it will be more complicated.  It was certainly more difficult when the Marine!Goth was little.

When DH was alive, we usually bought a &#039;joint gift&#039; or would agree on a budget for our gifts for each other.  It&#039;s never been about the huge amounts under the tree for either family, thank goodness.</description>
		<content:encoded><![CDATA[<p>Small handmade gift and a modest gift card for MIL and mother (both are widows).  Just holiday cards for Brother in law, aunts and uncles of my parents and cousins.</p>
<p>One sibling (usually handmade something and a CD or DVD), one child and his (very serious) girlfriend (ditto).</p>
<p>I know when grandkids come along, it will be more complicated.  It was certainly more difficult when the Marine!Goth was little.</p>
<p>When DH was alive, we usually bought a &#8216;joint gift&#8217; or would agree on a budget for our gifts for each other.  It&#8217;s never been about the huge amounts under the tree for either family, thank goodness.</p>
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		<title>By: poetloverrebelspy</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-112834</link>
		<dc:creator>poetloverrebelspy</dc:creator>
		<pubDate>Tue, 20 Nov 2007 11:23:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-112834</guid>
		<description>I&#039;m surprised only two of the comments mention giving to charity in someone&#039;s name.  Better that $10 go to feed the hungry or save the rainforest than to clutter your neighbor&#039;s home with useless stuff.  It&#039;s also an important lesson for kids.  The point on time is well taken, but perhaps instead of creating things for each other, the family could work, cook or shop together to help local families in need?

A fun charity for children is &lt;a href=&quot;http://www.heifer.org&quot; rel=&quot;nofollow&quot;&gt;Heifer International&lt;/a&gt;.  You can &quot;shop&quot; for different animals based on your budget.  The animals selected support poor families around the world, providing them with a sustainable form of nutrition and income.</description>
		<content:encoded><![CDATA[<p>I&#8217;m surprised only two of the comments mention giving to charity in someone&#8217;s name.  Better that $10 go to feed the hungry or save the rainforest than to clutter your neighbor&#8217;s home with useless stuff.  It&#8217;s also an important lesson for kids.  The point on time is well taken, but perhaps instead of creating things for each other, the family could work, cook or shop together to help local families in need?</p>
<p>A fun charity for children is <a href="http://www.heifer.org" rel="nofollow" target="_blank">Heifer International</a>.  You can &#8220;shop&#8221; for different animals based on your budget.  The animals selected support poor families around the world, providing them with a sustainable form of nutrition and income.</p>
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		<title>By: Gwen</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-112391</link>
		<dc:creator>Gwen</dc:creator>
		<pubDate>Mon, 19 Nov 2007 18:02:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-112391</guid>
		<description>On my side of the family, I have one child, and 10 neices and nephews. We have all the neices and nephews draw names for each other, so they are receiving a gift from their cousin and the parents aren&#039;t burdened with a ton of gift buying (there are a maximum of 2 kids in each family, so the gift giving is pretty equal). For the adults, we all bring a $25 gift item and do the Swap game. 

On my husband&#039;s side of the family, there are only two nephews and we buy a gift for each of them. The adults do the same $25 gift in the swap game that we do with my family. 

We still buy individual gifts for our parents and grandparents, but nothing for aunts and uncles other than Christmas cards. 

It works for us and everyone is much happier to have less stress.</description>
		<content:encoded><![CDATA[<p>On my side of the family, I have one child, and 10 neices and nephews. We have all the neices and nephews draw names for each other, so they are receiving a gift from their cousin and the parents aren&#8217;t burdened with a ton of gift buying (there are a maximum of 2 kids in each family, so the gift giving is pretty equal). For the adults, we all bring a $25 gift item and do the Swap game. </p>
<p>On my husband&#8217;s side of the family, there are only two nephews and we buy a gift for each of them. The adults do the same $25 gift in the swap game that we do with my family. </p>
<p>We still buy individual gifts for our parents and grandparents, but nothing for aunts and uncles other than Christmas cards. </p>
<p>It works for us and everyone is much happier to have less stress.</p>
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		<title>By: Norm</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-112376</link>
		<dc:creator>Norm</dc:creator>
		<pubDate>Mon, 19 Nov 2007 17:15:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-112376</guid>
		<description>I have 3 older siblings (and one younger one who, for this purpose, gets lumped in with nephews/nieces).  I also have 13 nephews/nieces.  I finally talked my siblings a few years ago into not exchanging gifts.  We all pool our money and give to some charitable orginazation.  With 8 of us (including spouses), we can give a rather nice amount.  Nephews/nieces we buy for until they&#039;re 18.  At that point we won&#039;t buy for them anymore, but they&#039;re welcome to put money in with our charitable giving.

Also, most of my nephews are into music and they don&#039;t mind receiving used cd&#039;s when it means I can buy 3 of them for the price of 1.</description>
		<content:encoded><![CDATA[<p>I have 3 older siblings (and one younger one who, for this purpose, gets lumped in with nephews/nieces).  I also have 13 nephews/nieces.  I finally talked my siblings a few years ago into not exchanging gifts.  We all pool our money and give to some charitable orginazation.  With 8 of us (including spouses), we can give a rather nice amount.  Nephews/nieces we buy for until they&#8217;re 18.  At that point we won&#8217;t buy for them anymore, but they&#8217;re welcome to put money in with our charitable giving.</p>
<p>Also, most of my nephews are into music and they don&#8217;t mind receiving used cd&#8217;s when it means I can buy 3 of them for the price of 1.</p>
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		<title>By: Frugal pursuit</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-112174</link>
		<dc:creator>Frugal pursuit</dc:creator>
		<pubDate>Mon, 19 Nov 2007 02:28:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-112174</guid>
		<description>My holiday spending includes drawing names for the adult family members with a spending limit, buying over the year at rummage sales especially for nieces and nephews and homemade items (with a bit of regifting thrown in occasionally). With all these strategies, I have managed to to keep in my gift budget and not go into debt!</description>
		<content:encoded><![CDATA[<p>My holiday spending includes drawing names for the adult family members with a spending limit, buying over the year at rummage sales especially for nieces and nephews and homemade items (with a bit of regifting thrown in occasionally). With all these strategies, I have managed to to keep in my gift budget and not go into debt!</p>
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		<title>By: Chris Henning</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-111571</link>
		<dc:creator>Chris Henning</dc:creator>
		<pubDate>Sat, 17 Nov 2007 21:23:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-111571</guid>
		<description>Charities are fine but it sounds like an excuse not to think about what to give people.
You can always give to charities but it takes some time to make your family and friends feel special.  Even if you don&#039;t have the money to exchange gifts, you should do something to make people feel loved, especially at this time of the year.  Bake something, cook something, use your talents.  Sometimes people use an excuse at this Christmas time that they don&#039;t have the money but they really don&#039;t want to spend the TIME to figure out what to give.  Stretch yourselves. I don&#039;t think that people care about receiving gifts as much as they want to be remembered somehow.  That excludes the kids, of course.  They would love a Christmas stocking filled with single dollar bills!  You don&#039;t have to spend alot of money to make people feel special.</description>
		<content:encoded><![CDATA[<p>Charities are fine but it sounds like an excuse not to think about what to give people.<br />
You can always give to charities but it takes some time to make your family and friends feel special.  Even if you don&#8217;t have the money to exchange gifts, you should do something to make people feel loved, especially at this time of the year.  Bake something, cook something, use your talents.  Sometimes people use an excuse at this Christmas time that they don&#8217;t have the money but they really don&#8217;t want to spend the TIME to figure out what to give.  Stretch yourselves. I don&#8217;t think that people care about receiving gifts as much as they want to be remembered somehow.  That excludes the kids, of course.  They would love a Christmas stocking filled with single dollar bills!  You don&#8217;t have to spend alot of money to make people feel special.</p>
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		<title>By: Joan</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-111112</link>
		<dc:creator>Joan</dc:creator>
		<pubDate>Fri, 16 Nov 2007 22:34:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-111112</guid>
		<description>My birth family doesn&#039;t exchange gifts since my dad died, but my wife and I have continued to do gift exchange with our best friends locally. 

We have plenty of &quot;stuff&quot; already, so last year we tried a giving agreement where we could only give things that cost no money. We could give something we already owned, something we&#039;d bartered for, chores (I gave gutter cleanings), or something we&#039;d made from supplies we already had (I made photo prints). 

That made for fun, unexpected, and much appreciated gifts. It was a blast, and the holidays were more about spending time together than things. To be fair to those who like shopping and spending, we promised we would allow spending this year. We&#039;ll set a moderate spending limit.</description>
		<content:encoded><![CDATA[<p>My birth family doesn&#8217;t exchange gifts since my dad died, but my wife and I have continued to do gift exchange with our best friends locally. </p>
<p>We have plenty of &#8220;stuff&#8221; already, so last year we tried a giving agreement where we could only give things that cost no money. We could give something we already owned, something we&#8217;d bartered for, chores (I gave gutter cleanings), or something we&#8217;d made from supplies we already had (I made photo prints). </p>
<p>That made for fun, unexpected, and much appreciated gifts. It was a blast, and the holidays were more about spending time together than things. To be fair to those who like shopping and spending, we promised we would allow spending this year. We&#8217;ll set a moderate spending limit.</p>
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		<title>By: Nicole</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-111015</link>
		<dc:creator>Nicole</dc:creator>
		<pubDate>Fri, 16 Nov 2007 18:04:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-111015</guid>
		<description>My family recently changed our gift-giving strategy.  Originally, the aunts and uncles all give gifts to the nieces and nephews until they turn 21.  From there, the older kids were entered into the adult gift exchange ($50-$75 limit) where we would draw names.  

However, a few years ago, we all decided that if we want something, we pretty much just go buy it, so there&#039;s nothing we really &quot;need&quot; for Christmas.  With that, the family decided to take that money we would&#039;ve spent and give it to the charity of our choice.  During Christmas dinner, we all get to share who received the benefit of our family&#039;s Christmas.  That way, the we are all helping others, we get to feel good about it, and on top of it all, the tax deduction helps too!</description>
		<content:encoded><![CDATA[<p>My family recently changed our gift-giving strategy.  Originally, the aunts and uncles all give gifts to the nieces and nephews until they turn 21.  From there, the older kids were entered into the adult gift exchange ($50-$75 limit) where we would draw names.  </p>
<p>However, a few years ago, we all decided that if we want something, we pretty much just go buy it, so there&#8217;s nothing we really &#8220;need&#8221; for Christmas.  With that, the family decided to take that money we would&#8217;ve spent and give it to the charity of our choice.  During Christmas dinner, we all get to share who received the benefit of our family&#8217;s Christmas.  That way, the we are all helping others, we get to feel good about it, and on top of it all, the tax deduction helps too!</p>
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		<title>By: Becky</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-111005</link>
		<dc:creator>Becky</dc:creator>
		<pubDate>Fri, 16 Nov 2007 16:29:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-111005</guid>
		<description>I don&#039;t even exchange presents with my best friend anymore - we both have way more than we need.  Last year we went shopping together and each picked out a sweater for the other to buy us.  The shopping trip together was the best part of the &quot;present&quot;.  This year, we&#039;re going to get pedicures together!</description>
		<content:encoded><![CDATA[<p>I don&#8217;t even exchange presents with my best friend anymore &#8211; we both have way more than we need.  Last year we went shopping together and each picked out a sweater for the other to buy us.  The shopping trip together was the best part of the &#8220;present&#8221;.  This year, we&#8217;re going to get pedicures together!</p>
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		<title>By: H Lee D</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-111004</link>
		<dc:creator>H Lee D</dc:creator>
		<pubDate>Fri, 16 Nov 2007 16:28:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-111004</guid>
		<description>My immediate family (two parents, three kids including me) all buy for each other.

My husband&#039;s family (one parent, seven kids, 11 grandkids) were doing a name draw when I married in, but with half of the family not living locally, not everyone&#039;s gifts were delivered in a timely fashion, which was upsetting to the kids when it was their gift that was late, so they stopped doing the drawing altogether.  We buy for his mom, and she buys for everyone, but that&#039;s all.

I was buying something small for my close friends, but I&#039;ve been out of work without pay since May, so the budget is tight.  I&#039;m hosting a &quot;girls tea&quot; instead - since we all rarely have common free time.  We&#039;re all looking forward to it, and it&#039;ll be nicer than a book or something.</description>
		<content:encoded><![CDATA[<p>My immediate family (two parents, three kids including me) all buy for each other.</p>
<p>My husband&#8217;s family (one parent, seven kids, 11 grandkids) were doing a name draw when I married in, but with half of the family not living locally, not everyone&#8217;s gifts were delivered in a timely fashion, which was upsetting to the kids when it was their gift that was late, so they stopped doing the drawing altogether.  We buy for his mom, and she buys for everyone, but that&#8217;s all.</p>
<p>I was buying something small for my close friends, but I&#8217;ve been out of work without pay since May, so the budget is tight.  I&#8217;m hosting a &#8220;girls tea&#8221; instead &#8211; since we all rarely have common free time.  We&#8217;re all looking forward to it, and it&#8217;ll be nicer than a book or something.</p>
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		<title>By: Margaret</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110984</link>
		<dc:creator>Margaret</dc:creator>
		<pubDate>Fri, 16 Nov 2007 14:51:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110984</guid>
		<description>My husband and I got both of our families into drawing names (for the adults) a few years ago.  However, this year we have told everyone that we do not want to be in the draw (we told them last year, but his mom put us in the draw anyway and we didn&#039;t find out about it until 8 pm Christmas Eve).  I think as long as you let people know your gift policy, then they have no business being offended by it (e.g. start announcing NOW that you are only giving gifts to kids, not adults, and do not expect anyone to buy you gifts either).  I was surprised by some comments that families would be offended by this.  The response we have always gotten is along the lines of THANK GOODNESS.  My family dropped the adult give exchange as soon as we said we wanted to be out of it.

My husband had also gotten us into gift exchanges with some of our neighbours, and I thought it was ridiculous.  Let&#039;s face it, what are you going to get me in the ten dollar range that I will really appreciate and that I wouldn&#039;t just go and get for myself?  Pretty much nothing.  And it was stressful when every week or so, husband would come up to me and ask &quot;did we get anything for the K---&#039;s?&quot; (he doesn&#039;t shop himself, he just kept bringing up families he thought &quot;we&quot; should buy for).  A couple years ago I told him to tell everyone that we were not going to buy presents for neighbours anymore, we were going to donate to charity.  Many charities will give you an insert stating &quot;a gift has been donated in  your honour&quot;, and I would put them in with the Christmas cards.  I generally donate to charities supporting children and families in the developing world, but you can pick anything -- eg SPCA, medical research, universities, arts, museums, food banks, local charities.  Also, they don&#039;t reveal the amount (or at least they shouldn&#039;t), so you can stick to your budget.  This year, the charity I have chosen is very small, so I don&#039;t think they will have inserts, but I will just write up my own note about it.  I know some families take turns choosing a charity, and everyone donates to that charity in lieu of gift exchanges.   One of our neighbours still gives us a present every year, but it is usually a box of the seashell chocolates (probably under $5), and I actually think that is kind of fun, because they are tasty and when they are done, no clutter.  Just right for a token gift, and because I know it is inexpensive, I don&#039;t feel guilt about not having something to give back.  

I have also told my best friend that instead of buying presents, I would much rather go out for dinner with her or something when she comes up to visit than exchange gifts.</description>
		<content:encoded><![CDATA[<p>My husband and I got both of our families into drawing names (for the adults) a few years ago.  However, this year we have told everyone that we do not want to be in the draw (we told them last year, but his mom put us in the draw anyway and we didn&#8217;t find out about it until 8 pm Christmas Eve).  I think as long as you let people know your gift policy, then they have no business being offended by it (e.g. start announcing NOW that you are only giving gifts to kids, not adults, and do not expect anyone to buy you gifts either).  I was surprised by some comments that families would be offended by this.  The response we have always gotten is along the lines of THANK GOODNESS.  My family dropped the adult give exchange as soon as we said we wanted to be out of it.</p>
<p>My husband had also gotten us into gift exchanges with some of our neighbours, and I thought it was ridiculous.  Let&#8217;s face it, what are you going to get me in the ten dollar range that I will really appreciate and that I wouldn&#8217;t just go and get for myself?  Pretty much nothing.  And it was stressful when every week or so, husband would come up to me and ask &#8220;did we get anything for the K&#8212;&#8217;s?&#8221; (he doesn&#8217;t shop himself, he just kept bringing up families he thought &#8220;we&#8221; should buy for).  A couple years ago I told him to tell everyone that we were not going to buy presents for neighbours anymore, we were going to donate to charity.  Many charities will give you an insert stating &#8220;a gift has been donated in  your honour&#8221;, and I would put them in with the Christmas cards.  I generally donate to charities supporting children and families in the developing world, but you can pick anything &#8212; eg SPCA, medical research, universities, arts, museums, food banks, local charities.  Also, they don&#8217;t reveal the amount (or at least they shouldn&#8217;t), so you can stick to your budget.  This year, the charity I have chosen is very small, so I don&#8217;t think they will have inserts, but I will just write up my own note about it.  I know some families take turns choosing a charity, and everyone donates to that charity in lieu of gift exchanges.   One of our neighbours still gives us a present every year, but it is usually a box of the seashell chocolates (probably under $5), and I actually think that is kind of fun, because they are tasty and when they are done, no clutter.  Just right for a token gift, and because I know it is inexpensive, I don&#8217;t feel guilt about not having something to give back.  </p>
<p>I have also told my best friend that instead of buying presents, I would much rather go out for dinner with her or something when she comes up to visit than exchange gifts.</p>
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		<title>By: Peter</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110981</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Fri, 16 Nov 2007 14:27:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110981</guid>
		<description>We&#039;ve gone with two options, one for my family and one for my wife&#039;s.  

For her family, we draw names for adults, and the limit is $100.  That way you can get something reasonable without going overboard.  We also encourage a list to pick things from.

With my family, my brothers and mother are struggling financially, and have been for a while.  So we have simply agreed not to exchange and just enjoy a nice dinner for the holidays at my mother&#039;s house.  While it sounds corny, getting together is a gift since we travel from out of state and we enjoy our time with them.

With respect to the kids, we buy the presents, typically all the presents, for our kids and let the grandmothers and uncles know what they bought.  We&#039;re in control of what the kids get, the kids get something from their realatives, and the realatives have no stress.  It has worked for us.</description>
		<content:encoded><![CDATA[<p>We&#8217;ve gone with two options, one for my family and one for my wife&#8217;s.  </p>
<p>For her family, we draw names for adults, and the limit is $100.  That way you can get something reasonable without going overboard.  We also encourage a list to pick things from.</p>
<p>With my family, my brothers and mother are struggling financially, and have been for a while.  So we have simply agreed not to exchange and just enjoy a nice dinner for the holidays at my mother&#8217;s house.  While it sounds corny, getting together is a gift since we travel from out of state and we enjoy our time with them.</p>
<p>With respect to the kids, we buy the presents, typically all the presents, for our kids and let the grandmothers and uncles know what they bought.  We&#8217;re in control of what the kids get, the kids get something from their realatives, and the realatives have no stress.  It has worked for us.</p>
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		<title>By: Shannon</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110978</link>
		<dc:creator>Shannon</dc:creator>
		<pubDate>Fri, 16 Nov 2007 14:23:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110978</guid>
		<description>Each adult family member in our family is only buying one general gift, no more than $50, and we will all open and swap til we find something we like. Only the kids will get more items - but even then, not much (maybe also some hand-me-down VHS tapes &amp; books) b/c we&#039;re boycotting plastic toys and anything made in China.</description>
		<content:encoded><![CDATA[<p>Each adult family member in our family is only buying one general gift, no more than $50, and we will all open and swap til we find something we like. Only the kids will get more items &#8211; but even then, not much (maybe also some hand-me-down VHS tapes &amp; books) b/c we&#8217;re boycotting plastic toys and anything made in China.</p>
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		<title>By: speedy</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110951</link>
		<dc:creator>speedy</dc:creator>
		<pubDate>Fri, 16 Nov 2007 13:05:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110951</guid>
		<description>I just gave up on one side of the family entirely. Too much struggle to be at family gatherings. Our values are far too different (So what are we supposed to talk about? No common ground!), the diets we eat are incompatible, and the things that matter to us are not the same. It is too difficult to be in the same room, no less figure out what to buy each other. I decided to cut down the stress for all of us, and I chose not to participate in any activities.

My mother enjoys the family activities, but she is retired, does not have a big budget for gifts, and it stresses her a lot because she never knows what to get anyone and she hates shopping. She has asked for years to do a gift exchange, but her requests have fallen on deaf ears. She still chooses to buy gifts for everyone and go to all the gatherings. But I know that the holidays are no longer fun for her because of the stress.

Mother and I still exchange small gifts. She enjoys the gifts I give to her, and I took the stress out of buying gifts for me. I gave her a list of very inexpensive items (most are under $3) that I use regularly and that she can find at the grocery or the local dollar store on her regular rounds.</description>
		<content:encoded><![CDATA[<p>I just gave up on one side of the family entirely. Too much struggle to be at family gatherings. Our values are far too different (So what are we supposed to talk about? No common ground!), the diets we eat are incompatible, and the things that matter to us are not the same. It is too difficult to be in the same room, no less figure out what to buy each other. I decided to cut down the stress for all of us, and I chose not to participate in any activities.</p>
<p>My mother enjoys the family activities, but she is retired, does not have a big budget for gifts, and it stresses her a lot because she never knows what to get anyone and she hates shopping. She has asked for years to do a gift exchange, but her requests have fallen on deaf ears. She still chooses to buy gifts for everyone and go to all the gatherings. But I know that the holidays are no longer fun for her because of the stress.</p>
<p>Mother and I still exchange small gifts. She enjoys the gifts I give to her, and I took the stress out of buying gifts for me. I gave her a list of very inexpensive items (most are under $3) that I use regularly and that she can find at the grocery or the local dollar store on her regular rounds.</p>
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		<title>By: The Chef</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110944</link>
		<dc:creator>The Chef</dc:creator>
		<pubDate>Fri, 16 Nov 2007 11:42:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110944</guid>
		<description>We have a nuclear family with only five members in it. My parents and three brothers. Relatives live in different cities which are distance apart.We all meet once a year for Diwali (a festival in India). Till date I never thought of gift giving as an expensive proposition but now I have to keep in mind that in future I have to take care of this also.</description>
		<content:encoded><![CDATA[<p>We have a nuclear family with only five members in it. My parents and three brothers. Relatives live in different cities which are distance apart.We all meet once a year for Diwali (a festival in India). Till date I never thought of gift giving as an expensive proposition but now I have to keep in mind that in future I have to take care of this also.</p>
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		<title>By: tina</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110849</link>
		<dc:creator>tina</dc:creator>
		<pubDate>Fri, 16 Nov 2007 03:25:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110849</guid>
		<description>We have a problem in our family.  One brother has 3 kids and they already have EVERYTHING!  If I mention some item, they already have it. My other brother has 2 boys and is frugal.  They believe time together is more important than &quot;things.&quot;  We have 1 child and the only time she hears from her cousins is on her BD and Christmas.  We have no extra money cause our kid is in college and we have the great sucking sound constantly as we shell out money.

I don&#039;the want to give the 3 kids anything because they don&#039;the appreciate it and can&#039;t even remember what anyone gives them they get so much.  The other 2 boys are not spoiled and appreciate everything.  Being an only child, if our daughter doesn&#039;t get gifts from aunts and uncles she gets almost nothing.

Frankly, I need a gift because we don&#039;t buy anything for ourselves, it all goes to bills, retirement or college.  

If I had money I would buy gifts for everyone but I can&#039;t and now I feel I have to bail on everybody since I can&#039;t pick and choose.</description>
		<content:encoded><![CDATA[<p>We have a problem in our family.  One brother has 3 kids and they already have EVERYTHING!  If I mention some item, they already have it. My other brother has 2 boys and is frugal.  They believe time together is more important than &#8220;things.&#8221;  We have 1 child and the only time she hears from her cousins is on her BD and Christmas.  We have no extra money cause our kid is in college and we have the great sucking sound constantly as we shell out money.</p>
<p>I don&#8217;the want to give the 3 kids anything because they don&#8217;the appreciate it and can&#8217;t even remember what anyone gives them they get so much.  The other 2 boys are not spoiled and appreciate everything.  Being an only child, if our daughter doesn&#8217;t get gifts from aunts and uncles she gets almost nothing.</p>
<p>Frankly, I need a gift because we don&#8217;t buy anything for ourselves, it all goes to bills, retirement or college.  </p>
<p>If I had money I would buy gifts for everyone but I can&#8217;t and now I feel I have to bail on everybody since I can&#8217;t pick and choose.</p>
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		<title>By: FourPillars</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110841</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Fri, 16 Nov 2007 01:13:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110841</guid>
		<description>We do the grinch thing between adults.  I just don&#039;t see the point in adults who all have jobs, trying to buy little gifts for each other.

Now just the kids get gifts.

Mike</description>
		<content:encoded><![CDATA[<p>We do the grinch thing between adults.  I just don&#8217;t see the point in adults who all have jobs, trying to buy little gifts for each other.</p>
<p>Now just the kids get gifts.</p>
<p>Mike</p>
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		<title>By: MoneyNing</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110832</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Thu, 15 Nov 2007 23:24:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110832</guid>
		<description>Good alternatives to the give everyone a gift idea since it&#039;s not only expensive but VERY time consuming!  We used to give gifts to many of our friends (and get one in return from all of them) but it took so much time and money everyone just agreed to stop all that.  We ended up happier and spend the money and time being together and having fun rather than shopping by ourselves for the gifts!</description>
		<content:encoded><![CDATA[<p>Good alternatives to the give everyone a gift idea since it&#8217;s not only expensive but VERY time consuming!  We used to give gifts to many of our friends (and get one in return from all of them) but it took so much time and money everyone just agreed to stop all that.  We ended up happier and spend the money and time being together and having fun rather than shopping by ourselves for the gifts!</p>
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		<title>By: PC</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110820</link>
		<dc:creator>PC</dc:creator>
		<pubDate>Thu, 15 Nov 2007 21:06:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110820</guid>
		<description>I concur with Cleverdude on the feeling awkward about receiving gifts.  Its hard for family to &#039;guess&#039; what I might like to receive,  its hard for me to figure out something that I really would &#039;like&#039; to receive.  So we are left with a kinda- double blind guessing game where all too often I end up semi-feigning surprise and excessive delight with a gift about which I rather ambivalent.  Awkward.
Best solution for me is to have a family gathering with fabulous meal, fun jokes, photo or tale sharing and no gifts.  </description>
		<content:encoded><![CDATA[<p>I concur with Cleverdude on the feeling awkward about receiving gifts.  Its hard for family to &#8216;guess&#8217; what I might like to receive,  its hard for me to figure out something that I really would &#8216;like&#8217; to receive.  So we are left with a kinda- double blind guessing game where all too often I end up semi-feigning surprise and excessive delight with a gift about which I rather ambivalent.  Awkward.<br />
Best solution for me is to have a family gathering with fabulous meal, fun jokes, photo or tale sharing and no gifts.</p>
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		<title>By: Elizabeth Crothers</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110795</link>
		<dc:creator>Elizabeth Crothers</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:38:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110795</guid>
		<description>Another idea is to give people who &quot;have everything&quot; something interesting but practical like CFLs (compact flourescent lightbulbs).  Southern California Edison is encouraging people to Pledge to Change a Light, Change the World.&quot;  The lightbulbs could be a good gift for friends and family who have an interest in energy efficiency and reducing global warming - with each CFL used, 500 pounds less coal is burned.  Check it out at www.sce.com/pledge.</description>
		<content:encoded><![CDATA[<p>Another idea is to give people who &#8220;have everything&#8221; something interesting but practical like CFLs (compact flourescent lightbulbs).  Southern California Edison is encouraging people to Pledge to Change a Light, Change the World.&#8221;  The lightbulbs could be a good gift for friends and family who have an interest in energy efficiency and reducing global warming &#8211; with each CFL used, 500 pounds less coal is burned.  Check it out at <a href="http://www.sce.com/pledge" rel="nofollow" target="_blank">http://www.sce.com/pledge</a>.</p>
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		<title>By: Aimee</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110794</link>
		<dc:creator>Aimee</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:17:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110794</guid>
		<description>That last option seems to be what we do most often. It&#039;s just not worth trying to fight over it sometimes, and sadly we do end up paying for it the whole year through... but what can you do when you are the lone person who wants change?

Good article!</description>
		<content:encoded><![CDATA[<p>That last option seems to be what we do most often. It&#8217;s just not worth trying to fight over it sometimes, and sadly we do end up paying for it the whole year through&#8230; but what can you do when you are the lone person who wants change?</p>
<p>Good article!</p>
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		<title>By: Clever Dude</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110793</link>
		<dc:creator>Clever Dude</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:02:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110793</guid>
		<description>I do also tell people to not buy me gifts. Honestly, I don&#039;t like getting gifts. I don&#039;t really know how to respond to praise or how to give thanks without feeling akward (always been that way). Over the last couple of years, I&#039;ve told my parents, grandma and siblings (and in-law siblings) to not get me anything for my birthday, even cash. 

However, that does not hold true for Stacie. She loves presents and has put no restrictions on the family for gifts.

I did find that a great gift for many people is a magazine subscription. However, you&#039;ll need to be sure they like to read, have the time to read and don&#039;t already get that magazine, as well as know their interests too. At magazines.com you can get great deals, and if you use Upromise, you get like 25% cashback rewards (and sometimes more).</description>
		<content:encoded><![CDATA[<p>I do also tell people to not buy me gifts. Honestly, I don&#8217;t like getting gifts. I don&#8217;t really know how to respond to praise or how to give thanks without feeling akward (always been that way). Over the last couple of years, I&#8217;ve told my parents, grandma and siblings (and in-law siblings) to not get me anything for my birthday, even cash. </p>
<p>However, that does not hold true for Stacie. She loves presents and has put no restrictions on the family for gifts.</p>
<p>I did find that a great gift for many people is a magazine subscription. However, you&#8217;ll need to be sure they like to read, have the time to read and don&#8217;t already get that magazine, as well as know their interests too. At magazines.com you can get great deals, and if you use Upromise, you get like 25% cashback rewards (and sometimes more).</p>
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		<title>By: FinanceIsPersonal.com</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110772</link>
		<dc:creator>FinanceIsPersonal.com</dc:creator>
		<pubDate>Thu, 15 Nov 2007 16:48:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110772</guid>
		<description>This christmas I&#039;ve put down $100 for gift-giving (good thing I&#039;m in college and people dont&#039; expect me to hand over a ton of money for gifts!), I&#039;ll probably only buy something for my sister and my parents...that&#039;s enough money to get them each something nice. I usually don&#039;t exchanges gifts with my friends just because I would have no idea what to get them and chances are they wouldn&#039;t get me anything too amazing either...so I&#039;ve just been telling people not to buy me anything.</description>
		<content:encoded><![CDATA[<p>This christmas I&#8217;ve put down $100 for gift-giving (good thing I&#8217;m in college and people dont&#8217; expect me to hand over a ton of money for gifts!), I&#8217;ll probably only buy something for my sister and my parents&#8230;that&#8217;s enough money to get them each something nice. I usually don&#8217;t exchanges gifts with my friends just because I would have no idea what to get them and chances are they wouldn&#8217;t get me anything too amazing either&#8230;so I&#8217;ve just been telling people not to buy me anything.</p>
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		<title>By: rocx</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110769</link>
		<dc:creator>rocx</dc:creator>
		<pubDate>Thu, 15 Nov 2007 16:16:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110769</guid>
		<description>We started on our christmas gift giving budget this year and its working out great so far.We allocated 1000$ for gifts this year (50$ per child and 150$/adult includes christmas and their birthdays). I did send over some christmas presents already (yes got some fabulous deals with free shipping) with strict instructions on no peeking till christmas :).It helps that most of the family have their birthdays around christmas and new years.My husband, who does not believe in budgeting on gifts, is constantly amazed by what wonderful gifts you can get for so less.He used to give outrageous amounts on gift cards and was stunned by the fab deals i got for kids toys for 50$. He is slowly becoming a convert to my budgeting experiments. We also asked our respective siblings to send us gift cards or cash for our &quot;Wii FUND&quot;. We try to do this every year make a &quot;fund&quot; for what we think we want (this year its the Wii) and then ask our siblings to &quot;contribute&quot; to it for christmas.They give us what they can afford and we save for the rest of the amount and buy our present.This way we get what we want and they dont need to worry about what to get us.</description>
		<content:encoded><![CDATA[<p>We started on our christmas gift giving budget this year and its working out great so far.We allocated 1000$ for gifts this year (50$ per child and 150$/adult includes christmas and their birthdays). I did send over some christmas presents already (yes got some fabulous deals with free shipping) with strict instructions on no peeking till christmas <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> .It helps that most of the family have their birthdays around christmas and new years.My husband, who does not believe in budgeting on gifts, is constantly amazed by what wonderful gifts you can get for so less.He used to give outrageous amounts on gift cards and was stunned by the fab deals i got for kids toys for 50$. He is slowly becoming a convert to my budgeting experiments. We also asked our respective siblings to send us gift cards or cash for our &#8220;Wii FUND&#8221;. We try to do this every year make a &#8220;fund&#8221; for what we think we want (this year its the Wii) and then ask our siblings to &#8220;contribute&#8221; to it for christmas.They give us what they can afford and we save for the rest of the amount and buy our present.This way we get what we want and they dont need to worry about what to get us.</p>
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		<title>By: Madison</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110736</link>
		<dc:creator>Madison</dc:creator>
		<pubDate>Thu, 15 Nov 2007 14:52:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110736</guid>
		<description>We do the white elephant gifts since our extended family has grown to 30 people. It&#039;s a lot of fun finding junk in your basement and wrapping it up. We combine it with a swapping game where you can steal from each other. Takes away a lot of the stress.</description>
		<content:encoded><![CDATA[<p>We do the white elephant gifts since our extended family has grown to 30 people. It&#8217;s a lot of fun finding junk in your basement and wrapping it up. We combine it with a swapping game where you can steal from each other. Takes away a lot of the stress.</p>
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		<title>By: Mrs. Micah</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110729</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Thu, 15 Nov 2007 14:42:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110729</guid>
		<description>We do the exchange thing. With a spending range. Works great. If you opt-out, no harm done to anyone else because they still get their one present.

And for birthdays, people over 25 don&#039;t get presents from extended family members. Maybe it&#039;s younger--all I know is that I still get presents and I&#039;m 22. But my older cousins don&#039;t.

Works out really well in our family. :)</description>
		<content:encoded><![CDATA[<p>We do the exchange thing. With a spending range. Works great. If you opt-out, no harm done to anyone else because they still get their one present.</p>
<p>And for birthdays, people over 25 don&#8217;t get presents from extended family members. Maybe it&#8217;s younger&#8211;all I know is that I still get presents and I&#8217;m 22. But my older cousins don&#8217;t.</p>
<p>Works out really well in our family. <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Clever Dude</title>
		<link>http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/comment-page-1/#comment-110721</link>
		<dc:creator>Clever Dude</dc:creator>
		<pubDate>Thu, 15 Nov 2007 14:32:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/15/to-gift-or-not-to-gift-frugal-gift-giving-strategies/#comment-110721</guid>
		<description>Good article. My wife and I already have a gift budget (one amount for parents, one for siblings, one for in-law siblings, one for nieces/nephews, grandmas, etc.), but we&#039;d like to find a way to notify people that we&#039;re not including them in our gift-giving this year.

I did also consider doing the drawing names thing, but I need to get our families on board for this. Overall, though, our budget is about $1100 for gifts this year, and we stuck very close to it last year too. I&#039;ll bring it up over Thanksgiving next week.

I do like the idea of not exchanging gifts with siblings (only giving to parents/grandparents). It&#039;s a great way to show appreciation for elders and gift even more to them that would otherwise have gone back and forth between siblings.</description>
		<content:encoded><![CDATA[<p>Good article. My wife and I already have a gift budget (one amount for parents, one for siblings, one for in-law siblings, one for nieces/nephews, grandmas, etc.), but we&#8217;d like to find a way to notify people that we&#8217;re not including them in our gift-giving this year.</p>
<p>I did also consider doing the drawing names thing, but I need to get our families on board for this. Overall, though, our budget is about $1100 for gifts this year, and we stuck very close to it last year too. I&#8217;ll bring it up over Thanksgiving next week.</p>
<p>I do like the idea of not exchanging gifts with siblings (only giving to parents/grandparents). It&#8217;s a great way to show appreciation for elders and gift even more to them that would otherwise have gone back and forth between siblings.</p>
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