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	<title>Comments on: Cashing in American Express Membership Rewards Points</title>
	<atom:link href="http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/</link>
	<description>personal finance tips, tricks, and commentary</description>
	<lastBuildDate>Sun, 22 Nov 2009 03:39:46 -0500</lastBuildDate>
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		<title>By: marlene cox</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-134905</link>
		<dc:creator>marlene cox</dc:creator>
		<pubDate>Mon, 14 Sep 2009 18:06:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-134905</guid>
		<description>What do I need to do to cash in my membership rewards points?   please I need simple instructions to use my points.  thank you,</description>
		<content:encoded><![CDATA[<p>What do I need to do to cash in my membership rewards points?   please I need simple instructions to use my points.  thank you,</p>
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		<title>By: david</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-132252</link>
		<dc:creator>david</dc:creator>
		<pubDate>Mon, 08 Jun 2009 16:12:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-132252</guid>
		<description>Wow, what a great deal.  I spent only $4000 to trade those points for a Red Sox tee shirt or a Banacek-2nd Season DVD!!!  My heart be still.
Granted there are some really cool things available, IF you have thousands and thousands of points; for which you spent thouands of dollars AND a yearly fee.
Moral of the story is redeem your points NOW before they raise the prices again and again and again.

david

P.S. Yes, I dumped out of this program.
OK, that my 2-cents ( or .02 points ) worth...
Good Luck All...</description>
		<content:encoded><![CDATA[<p>Wow, what a great deal.  I spent only $4000 to trade those points for a Red Sox tee shirt or a Banacek-2nd Season DVD!!!  My heart be still.<br />
Granted there are some really cool things available, IF you have thousands and thousands of points; for which you spent thouands of dollars AND a yearly fee.<br />
Moral of the story is redeem your points NOW before they raise the prices again and again and again.</p>
<p>david</p>
<p>P.S. Yes, I dumped out of this program.<br />
OK, that my 2-cents ( or .02 points ) worth&#8230;<br />
Good Luck All&#8230;</p>
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		<title>By: david</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-132250</link>
		<dc:creator>david</dc:creator>
		<pubDate>Mon, 08 Jun 2009 15:56:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-132250</guid>
		<description>I only have a little over 3700 points ( left ).  I looked a couple of months ago ( about April 2009 ) to redeem them.  I found a travel toothbrush ultraviolet sanitizer in my &#039;price&#039; range and I&#039;d have a few left over.  I just checked again, the same item &#039;costs&#039; almost 6000 points now!!!
Moral of the story is redeem your points NOW before they raise the prices again and again and again.  
This inflation is outrageous!!!

david

P.S. Yes, I dumped out of this program.</description>
		<content:encoded><![CDATA[<p>I only have a little over 3700 points ( left ).  I looked a couple of months ago ( about April 2009 ) to redeem them.  I found a travel toothbrush ultraviolet sanitizer in my &#8216;price&#8217; range and I&#8217;d have a few left over.  I just checked again, the same item &#8216;costs&#8217; almost 6000 points now!!!<br />
Moral of the story is redeem your points NOW before they raise the prices again and again and again.<br />
This inflation is outrageous!!!</p>
<p>david</p>
<p>P.S. Yes, I dumped out of this program.</p>
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		<title>By: RICHARD MCBRADY</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-126964</link>
		<dc:creator>RICHARD MCBRADY</dc:creator>
		<pubDate>Wed, 03 Dec 2008 00:40:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-126964</guid>
		<description>we want to use our points to give gift cards. how do you fi nd the list on the internet????????</description>
		<content:encoded><![CDATA[<p>we want to use our points to give gift cards. how do you fi nd the list on the internet????????</p>
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		<title>By: joe</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-126861</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Tue, 25 Nov 2008 23:33:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-126861</guid>
		<description>i have about 350.000 points dont know what to do.
there is nothing good to get</description>
		<content:encoded><![CDATA[<p>i have about 350.000 points dont know what to do.<br />
there is nothing good to get</p>
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		<title>By: penelope harvey</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-114788</link>
		<dc:creator>penelope harvey</dc:creator>
		<pubDate>Mon, 28 Jan 2008 03:11:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-114788</guid>
		<description>I would like to use my points to purchase an ipod.  How do I do this? thanks, P harvey</description>
		<content:encoded><![CDATA[<p>I would like to use my points to purchase an ipod.  How do I do this? thanks, P harvey</p>
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		<title>By: Meg</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-114197</link>
		<dc:creator>Meg</dc:creator>
		<pubDate>Mon, 07 Jan 2008 07:59:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-114197</guid>
		<description>Aw. I need to clean up my credit before I can apply for these awesome reward credit cards.</description>
		<content:encoded><![CDATA[<p>Aw. I need to clean up my credit before I can apply for these awesome reward credit cards.</p>
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		<title>By: Patrick</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113915</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Fri, 21 Dec 2007 02:15:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113915</guid>
		<description>The selection of items in AmEx&#039;s rewards program is very limited, and seems to be getting smaller by the day. I was going to order a $50 Dell Accessories GC (w/ very restrictive terms) but just today I found it has been removed.

Their restaurant choices are for run-of-the-mill chains and their electronics choices are super-inflated.  If I am redeeming these &#039;free&#039; rewards, I would prefer some high-end restaurants or something useful like gas cards!! My girlfriend&#039;s CITI rewards has these options.

I ended up getting a Home Depot GC but I still have 30k points I need to use up sometime. I believe they screw around with their program during the holidays, inflating points and removing vendors.</description>
		<content:encoded><![CDATA[<p>The selection of items in AmEx&#8217;s rewards program is very limited, and seems to be getting smaller by the day. I was going to order a $50 Dell Accessories GC (w/ very restrictive terms) but just today I found it has been removed.</p>
<p>Their restaurant choices are for run-of-the-mill chains and their electronics choices are super-inflated.  If I am redeeming these &#8216;free&#8217; rewards, I would prefer some high-end restaurants or something useful like gas cards!! My girlfriend&#8217;s CITI rewards has these options.</p>
<p>I ended up getting a Home Depot GC but I still have 30k points I need to use up sometime. I believe they screw around with their program during the holidays, inflating points and removing vendors.</p>
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		<title>By: Bill</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113508</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Sat, 01 Dec 2007 13:12:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113508</guid>
		<description>Thanks for the AMEX tip a few months back. Got my 250 dollars worth of gift cards (home depot and restaurants) last week.</description>
		<content:encoded><![CDATA[<p>Thanks for the AMEX tip a few months back. Got my 250 dollars worth of gift cards (home depot and restaurants) last week.</p>
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		<title>By: SC</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113491</link>
		<dc:creator>SC</dc:creator>
		<pubDate>Thu, 29 Nov 2007 19:17:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113491</guid>
		<description>I actually like using the points over cash back.  Since I am on a strict budget this probably doesn&#039;t make sense but I like feeling I am getting the free extras I had to cut out in order to save money.  If I earned money rewards, honestly it would just go into savings or to pay off debt and wouldn&#039;t be any fun.  

I usually choose Barnes &amp; Noble Starbucks cards as I can sit back and know that I can get a couple free paperback books and a coffee or two and relax. 

I do have the Amex Costco card--and what I found a bit cheesy was I got a large promo booklet that talked about all the cool things I could buy with my rebate.  It really is a shopaholic mentality.</description>
		<content:encoded><![CDATA[<p>I actually like using the points over cash back.  Since I am on a strict budget this probably doesn&#8217;t make sense but I like feeling I am getting the free extras I had to cut out in order to save money.  If I earned money rewards, honestly it would just go into savings or to pay off debt and wouldn&#8217;t be any fun.  </p>
<p>I usually choose Barnes &amp; Noble Starbucks cards as I can sit back and know that I can get a couple free paperback books and a coffee or two and relax. </p>
<p>I do have the Amex Costco card&#8211;and what I found a bit cheesy was I got a large promo booklet that talked about all the cool things I could buy with my rebate.  It really is a shopaholic mentality.</p>
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		<title>By: dong</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113490</link>
		<dc:creator>dong</dc:creator>
		<pubDate>Thu, 29 Nov 2007 18:59:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113490</guid>
		<description>Nickel, i&#039;m curious why you didn&#039;t sign up for a new card?  Therefore not have to worry about expiring points.  That&#039;s what I did a few months ago when i decided I wanted to go with the Amex Starwood program</description>
		<content:encoded><![CDATA[<p>Nickel, i&#8217;m curious why you didn&#8217;t sign up for a new card?  Therefore not have to worry about expiring points.  That&#8217;s what I did a few months ago when i decided I wanted to go with the Amex Starwood program</p>
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		<title>By: HollyP</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113488</link>
		<dc:creator>HollyP</dc:creator>
		<pubDate>Thu, 29 Nov 2007 16:23:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113488</guid>
		<description>I love the Amex rewards store gift cards.  I use my card all year long, then cash in my rewards points for gift cards that I give as holiday gifts.

The store gift cards offer much more bang for my buck than the rewards gifts or Amex gift cards.</description>
		<content:encoded><![CDATA[<p>I love the Amex rewards store gift cards.  I use my card all year long, then cash in my rewards points for gift cards that I give as holiday gifts.</p>
<p>The store gift cards offer much more bang for my buck than the rewards gifts or Amex gift cards.</p>
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		<title>By: Michael B. Rubin</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113485</link>
		<dc:creator>Michael B. Rubin</dc:creator>
		<pubDate>Thu, 29 Nov 2007 14:12:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113485</guid>
		<description>Although selecting rewards is fun, if you&#039;re a number/value person, you wind up doing exactly what you appeared to have done:  figuring out the true value per point of each reward under consideration (been there myself).

So rather than choosing solely based on preference (a true reward), you base your selection on the value of the reward per point.  A smart financial move to be sure, but don&#039;t you wish each reward had roughly the same value per point? That way you could just pick the one you want. No math, no fuss.</description>
		<content:encoded><![CDATA[<p>Although selecting rewards is fun, if you&#8217;re a number/value person, you wind up doing exactly what you appeared to have done:  figuring out the true value per point of each reward under consideration (been there myself).</p>
<p>So rather than choosing solely based on preference (a true reward), you base your selection on the value of the reward per point.  A smart financial move to be sure, but don&#8217;t you wish each reward had roughly the same value per point? That way you could just pick the one you want. No math, no fuss.</p>
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		<title>By: The Saving Freak</title>
		<link>http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/comment-page-1/#comment-113484</link>
		<dc:creator>The Saving Freak</dc:creator>
		<pubDate>Thu, 29 Nov 2007 14:10:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/11/29/cashing-in-american-express-membership-rewards-points/#comment-113484</guid>
		<description>After seeing so many bloggers switching we decided to do the same and ran into the same problem.  Amex had the same result but WaMu was awful with their reward points.  No more using that card ever again.</description>
		<content:encoded><![CDATA[<p>After seeing so many bloggers switching we decided to do the same and ran into the same problem.  Amex had the same result but WaMu was awful with their reward points.  No more using that card ever again.</p>
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