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	<title>Comments on: Buying Gift Cards at a Discount</title>
	<atom:link href="http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Odnal</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-116094</link>
		<dc:creator>Odnal</dc:creator>
		<pubDate>Sun, 23 Mar 2008 19:07:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-116094</guid>
		<description>Be careful when purchasing gift cards from ebay and craigslist.   I&#039;ve done this a few times and got scammed on one, even though I am pretty cautious.   I ended up losing about $30 due to a seller who refused to ship the card for whatever reason.</description>
		<content:encoded><![CDATA[<p>Be careful when purchasing gift cards from ebay and craigslist.   I&#8217;ve done this a few times and got scammed on one, even though I am pretty cautious.   I ended up losing about $30 due to a seller who refused to ship the card for whatever reason.</p>
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		<title>By: Ryan</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113816</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Mon, 17 Dec 2007 20:19:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113816</guid>
		<description>My local grocery store (Publix)would only take Cash.  However, CVS pharmacy took credit card.</description>
		<content:encoded><![CDATA[<p>My local grocery store (Publix)would only take Cash.  However, CVS pharmacy took credit card.</p>
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		<title>By: rocketc</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113790</link>
		<dc:creator>rocketc</dc:creator>
		<pubDate>Sat, 15 Dec 2007 02:57:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113790</guid>
		<description>I know that some will disagree with me, but I just don&#039;t see the downside of rewards credit cards - as long as you pay off the balance every month.</description>
		<content:encoded><![CDATA[<p>I know that some will disagree with me, but I just don&#8217;t see the downside of rewards credit cards &#8211; as long as you pay off the balance every month.</p>
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		<title>By: sman</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113766</link>
		<dc:creator>sman</dc:creator>
		<pubDate>Thu, 13 Dec 2007 04:55:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113766</guid>
		<description>Don&#039;t forget about some Rx places.

My list:
AMC Theaters
American Airlines
Applebee&#039;s
Barnes &amp; Noble
Bass Pro Shops
Bed, Bath &amp; Beyond
Bennigans
Best Buy
Blockbuster
Boston Market
Cabelas
Champs Sport
Cheesecake Factory
Chilis
Circuit City
Cold Stone
Cracker Barrel
Footlocker
Gap
Hollywood Video
Home Depot
iTunes
JCPenney
Jet Blue
Jo Ann&#039;s
K-mart
Kohls
La Madeline
Landry&#039;s / Rainforest
Lands End
Linens n Things
Logans
Lowes
Maccroni Grill
Marriott
McDonalds
Old Navy
Olive Garden
On the Border
Oshmans
Outback
Papa John
Pappas
Peir 1
Pottery Barn
Pottery Barn Kids
Quizznos
Radio Shack
Red Lobster
REI
Saltgrass
Sears
Sharper Image
Shell
Sports Authority
Starbucks
SWA
TGIF</description>
		<content:encoded><![CDATA[<p>Don&#8217;t forget about some Rx places.</p>
<p>My list:<br />
AMC Theaters<br />
American Airlines<br />
Applebee&#8217;s<br />
Barnes &amp; Noble<br />
Bass Pro Shops<br />
Bed, Bath &amp; Beyond<br />
Bennigans<br />
Best Buy<br />
Blockbuster<br />
Boston Market<br />
Cabelas<br />
Champs Sport<br />
Cheesecake Factory<br />
Chilis<br />
Circuit City<br />
Cold Stone<br />
Cracker Barrel<br />
Footlocker<br />
Gap<br />
Hollywood Video<br />
Home Depot<br />
iTunes<br />
JCPenney<br />
Jet Blue<br />
Jo Ann&#8217;s<br />
K-mart<br />
Kohls<br />
La Madeline<br />
Landry&#8217;s / Rainforest<br />
Lands End<br />
Linens n Things<br />
Logans<br />
Lowes<br />
Maccroni Grill<br />
Marriott<br />
McDonalds<br />
Old Navy<br />
Olive Garden<br />
On the Border<br />
Oshmans<br />
Outback<br />
Papa John<br />
Pappas<br />
Peir 1<br />
Pottery Barn<br />
Pottery Barn Kids<br />
Quizznos<br />
Radio Shack<br />
Red Lobster<br />
REI<br />
Saltgrass<br />
Sears<br />
Sharper Image<br />
Shell<br />
Sports Authority<br />
Starbucks<br />
SWA<br />
TGIF</p>
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		<title>By: Money Conversations Guy</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113749</link>
		<dc:creator>Money Conversations Guy</dc:creator>
		<pubDate>Wed, 12 Dec 2007 14:49:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113749</guid>
		<description>You are a genius!

I calculate that I need to buy 4 $25 starbucks gift cards in order to get a free $5 latte.</description>
		<content:encoded><![CDATA[<p>You are a genius!</p>
<p>I calculate that I need to buy 4 $25 starbucks gift cards in order to get a free $5 latte.</p>
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		<title>By: BillyOceansEleven</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113747</link>
		<dc:creator>BillyOceansEleven</dc:creator>
		<pubDate>Tue, 11 Dec 2007 20:37:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113747</guid>
		<description>Good idea, although you should be aware that some stores (around here, most Walgreens stores do it) will only accept cash or debit for gift cards. 

Also, some of the comments say that there is a markup charged on the gift cards. This is usually only on the cards offered through credit card companies. The ones that are store specific usually don&#039;t have any fee.</description>
		<content:encoded><![CDATA[<p>Good idea, although you should be aware that some stores (around here, most Walgreens stores do it) will only accept cash or debit for gift cards. </p>
<p>Also, some of the comments say that there is a markup charged on the gift cards. This is usually only on the cards offered through credit card companies. The ones that are store specific usually don&#8217;t have any fee.</p>
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		<title>By: nickel</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113745</link>
		<dc:creator>nickel</dc:creator>
		<pubDate>Tue, 11 Dec 2007 19:12:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113745</guid>
		<description>thomas: Visa, MC and Amex branded cards often carry a fee, but store brand cards generally do not, even when sold at grocery stores (or at least that&#039;s the case around here). Nonetheless, it certainly something to keep in mind. Thanks!</description>
		<content:encoded><![CDATA[<p>thomas: Visa, MC and Amex branded cards often carry a fee, but store brand cards generally do not, even when sold at grocery stores (or at least that&#8217;s the case around here). Nonetheless, it certainly something to keep in mind. Thanks!</p>
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		<title>By: thomas</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113744</link>
		<dc:creator>thomas</dc:creator>
		<pubDate>Tue, 11 Dec 2007 17:32:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113744</guid>
		<description>be careful as a lot of stores charge extra for gift cards. I got burned for 10% on those (for an AMEX giftcard). From now on, I either buy directly from the merchant or give cash.</description>
		<content:encoded><![CDATA[<p>be careful as a lot of stores charge extra for gift cards. I got burned for 10% on those (for an AMEX giftcard). From now on, I either buy directly from the merchant or give cash.</p>
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		<title>By: Jacob</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113743</link>
		<dc:creator>Jacob</dc:creator>
		<pubDate>Tue, 11 Dec 2007 16:43:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113743</guid>
		<description>Just wanted to mention that the gift card should be used within 6-12 months. Otherwise it would have been better to keep the money in the bank. 
Another way would be to (carry)trade the gift card on eBay for its nominal value, e.g. buy it for 23.75 and sell it on for $25.</description>
		<content:encoded><![CDATA[<p>Just wanted to mention that the gift card should be used within 6-12 months. Otherwise it would have been better to keep the money in the bank.<br />
Another way would be to (carry)trade the gift card on eBay for its nominal value, e.g. buy it for 23.75 and sell it on for $25.</p>
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		<title>By: My Dollar Plan</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113741</link>
		<dc:creator>My Dollar Plan</dc:creator>
		<pubDate>Tue, 11 Dec 2007 14:51:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113741</guid>
		<description>We also picked up some gift cards on ebay and craigslist that were selling under face value.</description>
		<content:encoded><![CDATA[<p>We also picked up some gift cards on ebay and craigslist that were selling under face value.</p>
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		<title>By: Chief Family Officer</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113736</link>
		<dc:creator>Chief Family Officer</dc:creator>
		<pubDate>Tue, 11 Dec 2007 13:35:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113736</guid>
		<description>Thanks, Nickel - that&#039;s good to know!</description>
		<content:encoded><![CDATA[<p>Thanks, Nickel &#8211; that&#8217;s good to know!</p>
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		<title>By: nickel</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113735</link>
		<dc:creator>nickel</dc:creator>
		<pubDate>Tue, 11 Dec 2007 13:05:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113735</guid>
		<description>CFO: These cards were actually selling for face value.</description>
		<content:encoded><![CDATA[<p>CFO: These cards were actually selling for face value.</p>
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		<title>By: liquidpooled</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113734</link>
		<dc:creator>liquidpooled</dc:creator>
		<pubDate>Tue, 11 Dec 2007 12:41:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113734</guid>
		<description>We have a grocery store/chain that offers $0.10 off per gallon on gasoline for every $50.00 spent.  So not only can you utilize the cash back from your credit card rewards, but you can also lower your fuel costs.</description>
		<content:encoded><![CDATA[<p>We have a grocery store/chain that offers $0.10 off per gallon on gasoline for every $50.00 spent.  So not only can you utilize the cash back from your credit card rewards, but you can also lower your fuel costs.</p>
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		<title>By: Chief Family Officer</title>
		<link>http://www.fivecentnickel.com/2007/12/11/buying-gift-cards-at-a-discount/comment-page-1/#comment-113733</link>
		<dc:creator>Chief Family Officer</dc:creator>
		<pubDate>Tue, 11 Dec 2007 05:21:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/2007/12/10/buying-gift-cards-at-a-discount/#comment-113733</guid>
		<description>I&#039;ve read somewhere that the grocery stores charge more than face value for gift cards to other stores. Do you know if that&#039;s true? Thanks!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve read somewhere that the grocery stores charge more than face value for gift cards to other stores. Do you know if that&#8217;s true? Thanks!</p>
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