Archive for 2007

From the Archives (December 16th - December 22nd)

Written by nickel - Leave a Comment

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this past week:
» Become an Amazon.com Price Drop Ninja
» Lessons from the Most Talked About Topics of 2006
» The Many Versions of Monopoly
» Why do Credit Cards Expire?
» Warning: Airline Miles Expiring
And here’s what was going on two years ago:
» Use Coinstar [...]

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Published on December 23rd, 2007 - Leave a Comment
Filed under: Best of...
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Christmas Shopping Roundup

Written by nickel - One Comment

Given that we’re heading into the last weekend before Christmas, I thought I’d throw together a special roundup of articles focusing on Christmas shopping.
For starters, JD put together a nice article about the four things that kids want for Chrismas. The trouble is, JD doesn’t have kids, so he doesn’t really know what he’s talking [...]

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Published on December 21st, 2007 - One Comment
Filed under: Link Love
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What is the Alternative Minimum Tax (AMT)?

Written by nickel - 9 Comments

Yesterday I noted that Congress has passed a temporary fix for the Alternative Minimum Tax (AMT). This is actually something that’s been weighing pretty heavily on my mind lately so, when a commenter asked about what the AMT is, I thought I’d spend a little time pulling together some details…

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Published on December 21st, 2007 - 9 Comments
Filed under: Taxes
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HSBC Direct Drops Savings Rate

Written by nickel - 9 Comments

Given the recent rates cuts by the Federal Reserve, this isn’t terribly surprising, but…
HSBC Direct has reduced their savings rate from 4.50% to 4.25% 3.55% 3.5%.
And here are the current rates for some other major online banks:
» WT Direct — 4.90% (on balances over $10k)
» Emigrant Direct — 4.65%
» ING Direct — 4.10%

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Published on December 20th, 2007 - 9 Comments
Filed under: Banking
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Congress Passes Temporary Fix for the Alternative Minimum Tax

Written by nickel - 9 Comments

In case you haven’t heard, Congress pushed through a one year stay of execution for millions of middle class tax payers that otherwise would’ve been snagged by the Alternative Minimum Tax (AMT). Without this fix, the number of filers subject to the AMT in would’ve jumped from 4 million in 2006 to 25 million in [...]

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Published on December 20th, 2007 - 9 Comments
Filed under: Taxes
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More Great Books About Money

Written by nickel - One Comment

I’m in the process of reading The Four Pillars of Investing (an excellent book, by the way) and I thought I’d share with you some of William Bernstein’s insights into investing. According to Bernstein, you really only need guidance in two areas: asset allocation and self-discipline. And how should you go about learning about these [...]

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Published on December 20th, 2007 - One Comment
Filed under: Reviews, Saving & Investing
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Another Blockbuster Price Increase

Written by nickel - 48 Comments

I just got an e-mail from Blockbuster that purportedly contained “Important Account Information.” Upon opening it, I discovered that, in order to continue providing us with “the unmatched convenience of both online and in-store DVD rentals,” they’ll be raising our monthly rate from $17.99 to $19.99. Yuck. For reference, we’re on the unlimited 3-at-a-time by [...]

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Published on December 20th, 2007 - 48 Comments
Filed under: Online
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More Credit Cards With Signup Bonuses

Written by nickel - 4 Comments

This is just a quick note to let you know that American Express has rolled out another couple of promotions… For a limited time, if you apply for the Amex Preferred Rewards Gold Card you’ll get 10,000 bonus points, which can be exchanged for a $100 gift card, after your first purchase. Alternatively, if you [...]

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Published on December 20th, 2007 - 4 Comments
Filed under: Credit Cards
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Thoughts on the New Energy Bill

Written by nickel - 27 Comments

In case you haven’t heard, Congress recently approved an 822 page energy bill (known as the Energy Independence and Security Act) that President Bush is expected to sign into law. This bill is expected to reduce energy usage by 7% and carbon dioxide emissions by 9% in 2030. Excuse me? It’s going to take 23 [...]

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Published on December 19th, 2007 - 27 Comments
Filed under: Energy
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Singing the Praises of PriceProtectr

Written by nickel - 4 Comments

Last year I relied very heavily upon Amazon.com for my Christmas shopping. And now that we’ve signed up for Amazon Prime, I’m relying on them even more heavily this year. The combination of convenience, generally low prices, and their price drop guarantee is pretty hard to resist.

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Published on December 19th, 2007 - 4 Comments
Filed under: Frugality, Online
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