Archive for January 2008

Thoughts on Tipping

Written by Nickel - 21 Comments

My post the other day on how much to tip a tax cab driver stimulated a good bit of discussion, so I thought I’d follow by asking a substantially broader question…
What do you think about the practice of tipping in general?
I have a friend that spent several years in Australia and, upon his return, swore [...]

Read the full article »

Published on January 25th, 2008 - 21 Comments
Filed under: Miscellany
add to tip'd - stumble it - digg it

Tax Rebate Followup

Written by Nickel - 40 Comments

Amidst yesterday’s discussion of the new tax rebate plan, a reader named Randy asked:
Will this work the same as the last Bush rebate? Meaning it reduces he amount of my tax refund by the amount of the rebate I receive? For some reason, I think this is how it worked in 2001. The down side [...]

Read the full article »

Published on January 25th, 2008
Modified on August 15th, 2008 - 40 Comments
Filed under: Economy, Taxes
add to tip'd - stumble it - digg it

Tax Rebate Details Announced

Written by Nickel - 37 Comments

According to an AP report:
Congressional leaders announced a deal with the White House Thursday on an economic stimulus package that would give most tax filers refunds of $600 to $1,200, and more if they have children…
The rebates will go to 117 million families, according to a Democratic summary. That includes $28 billion in checks to [...]

Read the full article »

Published on January 24th, 2008
Modified on August 15th, 2008 - 37 Comments
Filed under: Economy, Taxes
add to tip'd - stumble it - digg it

Steps to Early Retirement

Written by Nickel - 12 Comments

The most recent issue of Money Magazine had an interesting article about early retirement. Included was a small sidebar with tips for getting out of the rat race well before traditional retirement age. While there wasn’t anything earth-shattering about these tips, they serve as a good reminder:
1. Live below your means. Keep an eye on [...]

Read the full article »

Published on January 24th, 2008
Modified on February 19th, 2008 - 12 Comments
Filed under: Debt Reduction, Frugality, Retirement, Saving & Investing
add to tip'd - stumble it - digg it

Thursday Roundup – The Paper on Top Edition

Written by Nickel - 6 Comments

It struck me the other day that, whenever I buy a newspaper, I never take the one on top. I’m not sure why this is but, whether I’m buying from a machine or from a stack at a newsstand or in a gas station, I always do this. Weird. But I suspect that I’m not [...]

Read the full article »

Published on January 24th, 2008
Modified on February 19th, 2008 - 6 Comments
Filed under: Link Love
add to tip'd - stumble it - digg it

Refinancing Our Mortgage

Written by Nickel - 21 Comments

After nearly pulling the trigger and refinancing our home last spring, we finally decided to go ahead and pull the trigger on a refi yesterday. We’re currently about 1.5 years into a 30 year fixed mortgage at 6.375% (yes, rates bumped up right around the time we moved in 2006). Besides getting a lower rate, [...]

Read the full article »

Published on January 23rd, 2008
Modified on December 20th, 2008 - 21 Comments
Filed under: Mortgages, Real Estate
add to tip'd - stumble it - digg it

Fed Issues Major Rate Cut

Written by Nickel - 4 Comments

Amidst talks of a $145 billion economic stimulus package that is designed to give the economy a “shot in the arm,” the Federal Reserve just cut short term interest rates by 0.75 percent. This drops the rate from 4.25% to 3.5%, meaning that the Fed has reduced rate by 1.75% since September. According to Bankrate.com, [...]

Read the full article »

Published on January 22nd, 2008 - 4 Comments
Filed under: Economy
add to tip'd - stumble it - digg it

Creating a Home Inventory for Insurance Purposes

Written by Nickel - 23 Comments

Do you have a home inventory? If you’re anything like us, you don’t. While we used to have a video inventory, it’s woefully out of date — and to be perfectly honest, I’m not even sure where it is. Obviously, this means that it would be pretty difficult for us to put together (and substantiate) [...]

Read the full article »

Published on January 22nd, 2008 - 23 Comments
Filed under: House & Home, Insurance
add to tip'd - stumble it - digg it

Weekend Roundup – Palm Centro Edition

Written by Nickel - 3 Comments

This past week I took the plunge and bought a Palm Centro smartphone to replace my nearly new Treo 755p. And no, I didn’t get the pink one… I got the black one.
As much as I loved the 755p, I’m an even bigger fan of the Centro. They’re pretty much comparable in terms of features, [...]

Read the full article »

Published on January 20th, 2008 - 3 Comments
Filed under: Link Love
add to tip'd - stumble it - digg it

From the Archives (January 13th – January 19th)

Written by Nickel - Leave a Comment

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this past week:
» Ten Steps to Simplify Your Finances, Part 2
» Ten Steps to Simplify Your Finances, Part 3
» Don’t Miss These Tax Deductions
» Ten Steps to Simplify Your Finances, Part 4
» 0% Balance Transfer Credit Card Arbitrage in Action
And here’s what [...]

Read the full article »

Published on January 20th, 2008
Modified on January 22nd, 2008 - Leave a Comment
Filed under: Best of...
add to tip'd - stumble it - digg it

Top Cards by Category

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership. Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.

Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.

Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.

No Balance Transfer Fee!* 0% Intro APR for up to 15 months on purchases and balance transfers. This card offers Blueprint, free and customizable account features that help you avoid unnecessary interest and pay your balances down faster.

Earn up to 5% cash back* in categories that change and enjoy a 0% introductory rate for 15 months on Balance Transfers and 15 months on Purchases.

Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.

Get rewarded for what your business already spends. Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date.

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*. 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%.* Earn 2% cashback automatically at gas stations and restaurants. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.

This is a prepaid reloadable debit card with a rewards program. No credit check needed and no activation fee. There is a $4.95 monthly fee, reduced to $0.99 monthly if you load $500 each month.

Previous
Pause
Next

FiveCentNickel User Survey