Credit Card Bonus Offers: $1300 Worth of Deals!

Check it out… $1300 worth of credit cards offers!

It’s been awhile since I’ve put together a list of credit card signup bonuses, so I thought I’d spend a little time compiling the best offers out there. What follows is a list of fifteen credit card bonus offers worth $100-$200 apiece. While some of these cards have an annual fee, all but one are free for at least the first year.

Now, without further ado, here are the offers listed in order of the bonus amount…

» Citi Forward Card

Signup bonus: 6k points (+ 5k for going paperless)
Redeem for: $100 store gift card
When: After $50 in purchases w/in first 3 months
Annual fee: None

» AmEx Starwood Preferred Guest Credit Card

Signup bonus: 10,000 points
Redeem for: $100 store gift card or use for travel rewards
When: After first purchase
Annual fee: None for first year, $45 thereafter

» AmEx Preferred Rewards Gold Card

Bonus: 10,000 points
Redeem for: $100 store gift card
When: After $500 in purchases within first three months
Annual fee: None for first year; $125 thereafter

*Note: Several offers (worth a total of $800) have been cancelled and removed.

Published on April 7th, 2008 - 11 Comments
Filed under: Carnivals, Credit Cards
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About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!

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11 Responses to “Credit Card Bonus Offers: $1300 Worth of Deals!”

1. 1
   Dividend growth investor Says:
   April 7th, 2008 at 10:33 am

   I love free money. Thanks for sharing this with us

2. 2
   Ron@TheWisdomJournal Says:
   April 7th, 2008 at 2:42 pm

   I’m on a credit card diet right now so I’ll pass, but dang! That’s a lot of cash!

   It must have taken a while to write this post with all those pics! Wow!

3. 3
   Jesse Says:
   April 7th, 2008 at 4:20 pm

   Wow those are some great deals: I wonder how many/at what point the hurt on your credit score outweighs the monetary benefits…

4. 4
   kimiyasdad@yahoo.com Says:
   April 7th, 2008 at 5:05 pm

   i already have the starwood prefered business card and got the amazon goft card. am i able to get the regular starwood prefered card too and get another amazon card?

5. 5
   Gander at BigBrood Says:
   April 7th, 2008 at 11:40 pm

   Thanks for that list but yikes! I already feel like I have too many credit cards. I’m with Ron @TheWisdomJournal. I’ll pass this time, but will keep it in mind once we get our stupid debt paid off.

   Hopefully there’ll be even better deals by then (of course, we may also all be driving flying cars and have robot maids by then

6. 6
   MaximizingMoney.com Says:
   May 20th, 2008 at 10:45 am

   Looks like a lot of the major issuers are moving towards higher purchase requirements, where you’ll only receive the bonus after $600 or $1000 in purchases.

   It makes it a little more difficult to take advantage of multiple offers, as you really have to plan to spend that amount of money, unless you can spend that much on the cards through bill payments and necessities alone, but that’s still difficult if you’re trying to take advantage of 3 or 4 cash bonus offers at once.

   I guess too many people were getting the cards, making a $0.50 purchase to get the bonus, and then never using the cards again, so they hope to get you into a spending pattern.

   They’re still great offers though, but it’s probably only reasonable to apply for 1 or 2, unless you just feel like going spend-crazy on your credit cards.

   Thanks for the information, Max

7. 7
   Jon Says:
   June 2nd, 2008 at 6:47 pm

   I fear that the Discover Business $100 bonus offer may be no more. I applied and got approved, but the rep didn’t know anything about the bonus. Also, I don’t see it mentioned anywhere on Discover’s site. Just a warning. Let’s hope I’m mistaken, otherwise I’ll have a useless card…

8. 8
   Joy Markota Says:
   July 3rd, 2008 at 2:21 am

   Can I get 1 $100 gift card form Starwood Business, and a 2nd $100 gift card for the regular Starwood cad?

   Also can i get 1 $50 card for Amex Preferred Rewards Green Card and then get a $50 card for the Business Green Rewards Card from American Express.

   A rep said no, but has anyone got actual experience?

9. 9
   nickel Says:
   July 3rd, 2008 at 9:48 am

   Joe: I just tried to reply by e-mail, but the message was returned as undeliverable. In short, you should qualify as long as you can get approved for all of the cards. Your best bet is to apply for them all in rapid succession, and to do so online as opposed to talking to a rep.

10. 10
    Dinesh Says:
    September 24th, 2008 at 11:48 pm

    Nickel, one more quick question, what would be my best bet for a new credit card with no annual fee, (I’ve no credit history as yet), kindly advice. Thanks for your anticipated response.

11. 11
    winwin Says:
    November 25th, 2009 at 7:39 pm

    A clarification on the Citi Forward card with the 6K + 5K signup bonus: the enrolling link shows that the bonus is after $250 in purchases within the first 3 months, NOT $50 as listed on this site (still love this site though ).

    If anyone sees anything different, please post. Thx!