I just received an e-mail last night saying that Washington Mutual is increasing the interest rate on their online savings account to 3.75% APY 4.00% APY. This puts it ahead of FNBO Direct, who is currently offering 3.50% APY for their online savings account.
While WaMu has made a lot of headlines recently, it’s FDIC insured, [...]
Archive for July 2008
WaMu Increases Online Savings Interest Rate
Written by Nickel - 11 Comments
Opening an FNBO Direct Savings Account (Update)
Written by Nickel - One Comment
This is just a quick followup to my earlier post about opening an FNBO Direct savings account. To recap, I filled out the application on Saturday night and they said they’d be make a couple of test deposits into our linked checking account within 1-3 business days.
As it turns out, the test deposits showed up [...]
Evaluating Deals: Beware the Hidden Agenda
Written by Nickel - 2 Comments
Today we leave for a short vacation to the beach. While planning this trip, I was reminded of the importance of looking below the surface when evaluating a deal.
When we first started planning our trip, we spent a good bit of time on Trip Advisor figuring out where we wanted to stay. Once we had [...]
Published on July 30th, 2008 - 2 Comments
Filed under: Miscellany
add to tip'd - stumble it - digg it
Filed under: Miscellany
add to tip'd - stumble it - digg it
Inside the Housing Rescue Bill
Written by Nickel - 18 Comments
In case you missed it, Congress has passed the so-called Housing Rescue bill, and President Bush is poised to sign it into law despite his opposition to certain components of the bill. So what’s the Housing Rescue bill all about?
What follows is a rundown of the benefits included in the bill…
Homeowner benefits
Up to 400,000 homeowners [...]
Published on July 29th, 2008 - 18 Comments
Filed under: Economy, Mortgages, Real Estate
add to tip'd - stumble it - digg it
Filed under: Economy, Mortgages, Real Estate
add to tip'd - stumble it - digg it
FNBO Direct Review and Account Opening Process
Written by Nickel - 13 Comments
Over the past few months, a number of readers have recommended that I check out FNBO Direct as an online savings alternative. Given the interest out there, I thought I should investigate. After a bit of digging, I was impressed enough with what I saw that I decided to open an account this weekend.
Strengths of [...]
Published on July 28th, 2008 - 13 Comments
Filed under: Banking, Online, Retirement
add to tip'd - stumble it - digg it
Filed under: Banking, Online, Retirement
add to tip'd - stumble it - digg it
Advice for Entrepreneurs
Written by Nickel - 5 Comments
The topic of this month’s MBN Group Writing Project is “Your Best Advice for New Entrepreneurs.” When this topic first came up, I wasn’t sure what to think, as I’ve never really though of myself as an entrepreneur. But the more I thought about it, the more I realized that I am an entrepreneur [...]
Published on July 28th, 2008 - 5 Comments
Filed under: Miscellany
add to tip'd - stumble it - digg it
Filed under: Miscellany
add to tip'd - stumble it - digg it
Bank Failures: Two More Just Bit the Dust
Written by Nickel - 4 Comments
The other day, I wrote about the recent history of bank failures in the United States. Unfortunately, just over a week later, the graphic that I put together is already out of date… Just yesterday, the FDIC announced that two more banks failed:
The 28 branches of 1st National Bank of Nevada and First Heritage Bank [...]
Published on July 26th, 2008 - 4 Comments
Filed under: Banking, Economy
add to tip'd - stumble it - digg it
Filed under: Banking, Economy
add to tip'd - stumble it - digg it
The Federal Minimum Wage: Looking Back Over Time
Written by Nickel - 41 Comments
The federal minimum wage was first enacted under Franklin Roosevelt in 1938. At that time, the minimum acceptable pay rate was set at $0.25/hour, though it’s increased gradually over the years. In fact, just yesterday the federal minimum wage increased by $0.70, from $5.85/hour to $6.55/hour. As it turns out, however, just over half of [...]
Published on July 25th, 2008 - 41 Comments
Filed under: Economy, Working
add to tip'd - stumble it - digg it
Filed under: Economy, Working
add to tip'd - stumble it - digg it
FDIC Insurance Coverage: Limits and Strategies
Written by Nickel - 34 Comments
With the recent failure of IndyMac bank, along with all of the accompanying news about banks at the risk of failure it seems like the “credit crunch” has really begun to hit home. In fact, I’ve recently heard from several readers who are concerned about the safety of their money. With that in mind, I [...]
HSBC Direct Extends 3.50% APY Promo
Written by Nickel - 7 Comments
This is just a quick note to let you know that HSBC Direct has extended their 3.50% APY promotion. This offer was originally set to expire on August 15th, 2008 but it’s now slated to run through at least September 15th, 2008. For those that aren’t familiar with HSBC Direct, they offer no fees, no [...]
Published on July 23rd, 2008 - 7 Comments
Filed under: Banking, House & Home
add to tip'd - stumble it - digg it
Filed under: Banking, House & Home
add to tip'd - stumble it - digg it
Top Cards by Category
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first three months of Card membership.
Receive 10,000 Membership Rewards bonus points when you spend $1,000 in 3 months of Card membership.
Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy amenities for you and your business, like: complimentary airport club access, including American Airlines Admirals Club(R) lounges.
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee
Earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Reports to 3 major credit bureaus monthly and acceptance at millions of locations worldwide, including website purchases and reservations.
Great deals...
Best of FCN
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
Most talked about...
- Dave Ramsey is Bad at Math
- Dish Network Customer Service SUCKS
- $8,000 Homebuyer Tax Credit
- Pay Off Mortgage Early or Invest?
- How to Claim the First-Time Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- $15,000 Homebuyer Tax Credit
- Ethanol Blended Gas = Lower Mileage?
- Termite Control: Sentricon vs. Termidor
- How Much Should You Pay a Babysitter?
- Federal Income Tax Rates Went Down but Your Federal Tax Withholding Increased. Here's Why...
- Would the "Fair Tax" Gut the Economy?
How to save money on insurance
Recent articles...
- Double-Check Your Ally CDs
- Stocks are Not Bonds, CDs, or Savings Accounts
- The Best Values in Colleges - 2012 Edition
- Five Myths About Renter's Insurance
- Own Your Investments, Rent Your Fun
- Citibank to Issue Credit Cards in China
- Heartstrings and Pursestrings
- Saving Money at the Grocery Store: Store Brand Pricing on the Rise
- Missing Tax Paperwork?
- Is Your Investment Allocation Right?
