Over the weekend, I was thinking about what my biggest vices are when it comes to staying healthy. As it turns out, my #1 health and fitness vice is also my #1 financial vice — eating out at lunch time. As I noted over at Fit36 (my health/fitness site), I really enjoy escaping the office and grabbing some lunch at a local eatery.
Unfortunately, eating out inevitably translates into less healthy meals and considerably larger expenditures than if I just packed a lunch. Assuming I do this 3-4 times a week, and estimating the “overage” at $5-7/meal, we’re looking at roughly a grand in extra lunchtime expenditures.
Add to that our tendency to eat out as a family once or twice on weekends and you’re talking about a decent chunk of change. A much cheap and healthier, but still enjoyable alternative (at least for the weekday lunch ritual) would be to pack a lunch and then skip out of the office when it’s time to eat.
What about you? What’s your biggest financial vice?
If you’re a blogger, feel free to write your own article about this. Just be sure to let me know so I can link to it.
Contributions from elsewhere
The Dangling Conversation
Just Getting Started
Loonies and Sense
A Dollar a Day
Budgets are Sexy
Converting a Spendthrift
Art of the Coupon