I thought I’d put together a list of credit cards that are offering 0% APR on purchases. Like 0% balance transfer offers, these sorts of promos can be a great deal for savvy consumers.
Assuming that you buy only what you can afford, you can pay off your purchases with a 0% credit card, stash the money in a high yield savings account, and then collect interest for the better part of a year. Just keep making your minimum payments, and be sure to pay off your balance before the 0% promo period ends.
With that said, here’s a list of three great options… Note that all of these cards offer 0% introductory APR on purchases and some also offer 0% introductory APR on balance transfers. And a couple of these cards, for a limited time, may offer a longer introductory APR period then 12 months.
- Blue Cash Everyday® Card from American Express – 15 months – no annual fee
- Blue Cash Preferred® Card from American Express – 15 months – $75 annual fee
- Citi® Dividend Platinum Select® Visa® Card – 12 months – no annual fee
Please keep in mind that credit card and charge card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any card prior to applying. See the card issuers online application for further information. Terms and Restrictions Apply.