WT Direct Signup Bonuses – Up to $250 Cash

Written by Nickel - 5 Comments

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If you’re in the market for a high yield savings account, check out the Winter Bonus Blast promo from WT Direct. They’re currently offering a 3.06% APY for accounts with a balance of at least $10k as well as a bonus for new account holders. The amount of your bonus will be based on your average daily balance from 1/1/09 through 2/28/09, as follows:

  • $10,000 = $50 bonus
  • $20,000 = $100 bonus
  • $30,000 = $150 bonus
  • $40,000 = $200 bonus
  • $50,000 = $250 bonus

Here’s how it works…

1. Open an account with WT Direct with the promo code WTG3DNC
2. Fund it by initiating an online transfer before 12/31/08
3. Maintain an eligible average daily balance through Jan/Feb
4. Your bonus will be deposited in your account in mid-March

There are no fees associated with this account, and there is no minimum balance, though you have to keep at least $10k in place to get a decent APY, and you also have to keep an average of at least $10k in the account through Jan/Feb in order to qualify for the bonus.

Published on December 5th, 2008 - 5 Comments
Filed under: Banking
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About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!

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Comments (scroll down to add your own):

  1. so, just to make sure i understand this correctly….you will earn the 3.06% and get a bonus? that sounds pretty good….

    Comment by jen — Dec 5th 2008 @ 9:45 am

  2. Yes, as long as you have a balance over $10k.Drop below that, and the APY drops dramatically. And the higher the avg balance, the larger the bonus.

    Comment by nickel — Dec 5th 2008 @ 9:47 am

  3. If you’re a costco member, you can get a capital one online savings account at 3.5% for balances over $10k. Signup bonus is $60 or $20 depending on your costco membership level.

    Comment by FlatGreg — Dec 5th 2008 @ 12:59 pm

  4. FlatGreg, thanks for the Capital One online savings tip. I have a Costco membership – much better rate than ING (I’ll still keep ING but…) and will get the $20 bonus. Thanks! Very easy application process.

    Comment by Kim — Dec 5th 2008 @ 5:25 pm

  5. I recently opened an account at UFBDirect. Pays 4%, which should exceed WT bonus.

    Comment by Mac — Dec 10th 2008 @ 12:53 am

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