Comments on: Checking Out Current Mortgage Refinance Rates http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/ personal finance tips, tricks, and commentary Sun, 22 Nov 2009 02:21:27 -0500 http://wordpress.org/?v=abc hourly 1 By: Kelly Rusk http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127736 Kelly Rusk Fri, 16 Jan 2009 14:43:20 +0000 http://www.fivecentnickel.com/?p=2359#comment-127736 Hey--I just wanted to suggest another site for researching rates. (disclaimer--I do work there) SmartHippo.com allows you to search rates AND read user-generated reviews/ratings on lending institutions. It's free (for both users & lenders) and anonymous. Hey–I just wanted to suggest another site for researching rates. (disclaimer–I do work there) SmartHippo.com allows you to search rates AND read user-generated reviews/ratings on lending institutions. It’s free (for both users & lenders) and anonymous.

]]> By: Ron http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127368 Ron Fri, 26 Dec 2008 17:47:22 +0000 http://www.fivecentnickel.com/?p=2359#comment-127368 We have some local banks here that are offering 4.5% on both 15 and 30 year fixed mortgages. Early next week, I plan to check these out! We have some local banks here that are offering 4.5% on both 15 and 30 year fixed mortgages. Early next week, I plan to check these out!

]]> By: SingleGuyMoney http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127362 SingleGuyMoney Thu, 25 Dec 2008 17:34:46 +0000 http://www.fivecentnickel.com/?p=2359#comment-127362 I have been toying with the idea of refinancing. The rates are really good right now but I am not sure I will stay in the home long enough to recoup the costs. I'd have to get a substantially lower rate to refinance right now. I have been toying with the idea of refinancing. The rates are really good right now but I am not sure I will stay in the home long enough to recoup the costs. I’d have to get a substantially lower rate to refinance right now.

]]> By: monkeybusiness http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127361 monkeybusiness Thu, 25 Dec 2008 11:08:14 +0000 http://www.fivecentnickel.com/?p=2359#comment-127361 Thanks for the article, was thinking about refinancing (Who doesn't these days). I submitted the link to <a HREF="http://bankfiesta.com" rel="nofollow">BankFiesta.com</a> to share with others, hopefully will get you some additional visitors too. Thanks for the article, was thinking about refinancing (Who doesn’t these days). I submitted the link to BankFiesta.com to share with others, hopefully will get you some additional visitors too.

]]> By: Gwen http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127355 Gwen Wed, 24 Dec 2008 14:03:23 +0000 http://www.fivecentnickel.com/?p=2359#comment-127355 In my 23+ years as a real estate broker I can tell you my [clients'] experience has been that Lending Tree is neither hard to meet nor beat. What Lending Tree loves is the referral fee they generate from their competing participants while delivering a good but hardly unprecedented rate. Long time reader by the way. I love your blog, even the ones that trash us brokers LOL! In my 23+ years as a real estate broker I can tell you my [clients'] experience has been that Lending Tree is neither hard to meet nor beat. What Lending Tree loves is the referral fee they generate from their competing participants while delivering a good but hardly unprecedented rate.

Long time reader by the way. I love your blog, even the ones that trash us brokers LOL!

]]> By: Johan Ericsson http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127351 Johan Ericsson Wed, 24 Dec 2008 04:52:44 +0000 http://www.fivecentnickel.com/?p=2359#comment-127351 Have you tried Zillow Mortgage marketplace. I found that they were easier to use than lending tree... The rates that you receive today probably are just representative of the market. 1 week ago was a very good time to refinance... but rates have crept up significantly since then. Have you tried Zillow Mortgage marketplace. I found that they were easier to use than lending tree…

The rates that you receive today probably are just representative of the market. 1 week ago was a very good time to refinance… but rates have crept up significantly since then.

]]> By: Nick http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127348 Nick Wed, 24 Dec 2008 01:26:30 +0000 http://www.fivecentnickel.com/?p=2359#comment-127348 It all really depends on what rate you’re locked in on now, how much you owe, and if you choose to refinance, the rate, and the fees. If all of those numbers come out in your favor, I really don’t see a reason to hold off on refinancing, as saving even as much as a half percent on a number like 300k makes a big difference in the long run. It all really depends on what rate you’re locked in on now, how much you owe, and if you choose to refinance, the rate, and the fees. If all of those numbers come out in your favor, I really don’t see a reason to hold off on refinancing, as saving even as much as a half percent on a number like 300k makes a big difference in the long run.

]]> By: jim http://www.fivecentnickel.com/2008/12/23/checking-out-current-mortgage-refinance-rates/comment-page-1/#comment-127343 jim Tue, 23 Dec 2008 21:13:05 +0000 http://www.fivecentnickel.com/?p=2359#comment-127343 I didn't think the process was too painful but I didn't get many responses back either. I didn’t think the process was too painful but I didn’t get many responses back either.

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