Have you ever wondered what kind of impact a foreclosure, short sale, or bankruptcy would have on your credit score? Well, wonder no more…
According to a recent report from VantageScore Solutions, which is a credit scoring company created by the “big three” (Equifax, Experian, and TransUnion), here’s what you can expect:
Short sale = 120-130 points
Foreclosure [...]
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Today I want to share with you one of my recent home projects… Frugal and effective DIY garage kayak racks.
As I’ve continued down the path of voluntary frugality, I’ve gotten more and more interested in DIY projects of all kinds. Whether or not you’re handy around the house, most frugal homeowners eventually jump on the [...]
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This is just a quick note to remind you that the good folks at Lending Club are still offering a $25 signup bonus* just for opening a Lending Club account.
Here’s how it works…
1. Visit Lending Club using a link in this post
2. Open and activate a lender account
3. The $25 will be automatically deposited in [...]
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I recently ran across an interesting letter to the editor in Time Magazine, and thought it would make good fodder for discussion. For background, this letter was written in response to an article by Joel Stein titled “The Week of Living Cheaply.”
Here’s an excerpt from the letter:
“Coupons are the worst kind of junk mail [...]
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Last month was a bit of an adventure with our seven year old cat. He ran away (something he’s never done) and we were worried sick. Once we got him back, we spent some money on keeping him healthy.
In addition to taking him to the vet for a check up, we also got him updated [...]
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As a followup to my earlier post about high deductible health plans, I’m curious if you guys have any recommendations when it comes to health savings account (HSA) custodians. My employer has picked one, but their terms aren’t great (too many fees) so I’m thinking of looking elsewhere.
As I noted previously, you’re free to use [...]
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‘Tis the season… For open enrollment. This year, my employer is really pushing the high deductible health plan, so I spent the weekend poring over the plan documents. Today I thought I’d share what I learned.
Lower premiums
The primary draw of the high deductible health plan are the low premiums. In 2010, the regular PPO plan [...]
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Did you know that you have to pay back the homebuyer tax credit if you claim it and then sell your house (or otherwise stop using it as your principal residence) within the next three years? I didn’t, but apparently that’s the case. Here’s the scoop straight from the IRS:
Q: When must I pay back [...]
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This is a guest post from Craig Ford of Money Help for Christians. If you like what you see here, please consider subscribing to his RSS feed.
When evaluating purchases, some folks are just so enamored with the price. They think a good deal is all about price. I used to think the lower the price [...]
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Back in April of 2009, I was already mad at my debt. It wasn’t until I conjured up the idea of tabulating how much interest I was paying, however, that my eyes were finally opened to the enormous power my debt had over my ability to retain my own hard earned money!
Here is the story [...]
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