Comments on: Bank of America ATM Deposit Images Available Online

By: andrew

andrew — Sat, 21 Nov 2009 16:18:04 +0000

i had a similar problem with my check, it got stuck in the atm. i am a college student the check was for 100 bucks…they say now it will take 10 bus. days for them to research it…it sucks now i have no money and they cant do anything about it. the branch couldnt even open the atm because they dont have control over it

By: James Rudoy

James Rudoy — Tue, 21 Jul 2009 02:09:25 +0000

Bank of America ATM screen at my neighborhood food store changed to show the ATM was not working in the middle of my deposit of multiple checks. No return of my plastic banking card or of the checks the ATM had taken from me.

I sent a text description of this performance to BofA by secure message in online banking 2 days later. BofA replied that BofA had no record of my transaction. An irresponsible outrage! What if I had deposited currency or requested a currency withdrawal when the ATM crashed? I do not now know if I can get the makers of those checks to give me duplicates. One should never trust a Bank of America to protect one’s interests in the simplest transaction. I recall reading multiple news stories about customers receiving credit for less cash than the amount they had deposited into a Bank of America ATM.

By: Nikki

Nikki — Wed, 29 Apr 2009 15:18:33 +0000

Went yesterday to deposit two checks in a BofA ATM (in Manhattan). One made it successfully; the other ended up showing an error message, about the check not being able to scan. Instead of returning the check, the ATM kept it, without even giving back a printed receipt of the problem. I called Customer Support, that said it could take 5-21 business days (!!!) until the check is processed.
This is a ridiculous, unacceptable situation. I would have no problem trying the new ATM technology (I get paid for being a technologist myself…), if failures are handled well. For example, if the ATM cannot scan, it could just give me the check back, and I’ll revert to manual deposit at any branch.
However, the above risk is not worth the time saved when it does work.
I will however ask if it is different with ATMs attached to a branch from such that are not – mine was not.
If the check can be retrieved (or returned) upon failure, I wouldn’t mind trying it again. Otherwise – no chance – a 0-star service.

By: Kathryn

Kathryn — Wed, 29 Apr 2009 14:22:26 +0000

Thanks for blogging about this. I love the check-scanning ATMs (esp. now the ones that handle up to 10 checks at a time), but was sad that you couldn’t go look at images online like you can with checks you write. I never realized they added that feature!

By: Shorty

Shorty — Wed, 04 Mar 2009 02:42:20 +0000

Ahhh….gotcha. I stand corrected!

I just checked (no pun intended), and see the image of the last check I deposited at BofA, on Dec 28. So I guess this this ability is retroactive to older checks. Coolness!

By: Nickel

Nickel — Tue, 03 Mar 2009 04:33:58 +0000

Shorty: I’ve been able to see scans of checks that I write, but I haven’t been able to access the scans of checks that I deposit at ATMs. Over on Twitter, BofA_Help confirmed that this is a new feature as of last week. Not sure if there were regional differences in availability or not.

By: Shorty

Shorty — Tue, 03 Mar 2009 04:19:40 +0000

I’ve had this for quite some time (over a year?) at BofA online. Maybe this is being implemented state-by-state? I’m in Virginia, and I know that BofA is somewhat regional.

Yes, their ATMs are way cool, with the check scanning thingy. Nice not to have to use envelopes.

By: financePHI

financePHI — Tue, 03 Mar 2009 00:15:40 +0000

Really cool article. I had no idea BofA offered that.

By: TaxRascal

TaxRascal — Mon, 02 Mar 2009 23:37:03 +0000

Chase has started doing this, too. It’s great that as soon as one bank can afford to do it, none of the big banks can afford not to.

By: Dollar Dream$

Dollar Dream$ — Mon, 02 Mar 2009 22:11:14 +0000

I have become a huge fan of B of A new ATMs ! Thanks to the great technology. I can actually deposit my check ( no envelope needed), it scans the check in seconds and I can see the image right then and there and enter the depost amount. The money is in your account in seconds! How cool is that.