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	<title>Comments on: Powerful Ways to Improve Your Life</title>
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	<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/</link>
	<description>personal finance tips, tricks, and commentary</description>
	<lastBuildDate>Sat, 21 Nov 2009 22:51:28 -0500</lastBuildDate>
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		<title>By: H Lee D</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-133408</link>
		<dc:creator>H Lee D</dc:creator>
		<pubDate>Wed, 22 Jul 2009 02:52:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-133408</guid>
		<description>@retireby35: ironic that you chose two passions that rarely make money to compare against your passion of frugality... ;)</description>
		<content:encoded><![CDATA[<p>@retireby35: ironic that you chose two passions that rarely make money to compare against your passion of frugality&#8230; <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Matt Jabs</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-133096</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Fri, 10 Jul 2009 18:08:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-133096</guid>
		<description>@Angie:  Congrats... you&#039;ve got to start somewhere right?  You will probably wind up discovering what I did.  The more I kept the TV off, the more I liked having it off... until one day I canceled the satellite service.  I love that too, both the time saved &amp; the money saved.

Now we just have free digital over the air local stations, but I prefer to have those off most of the time too!  I just don&#039;t like TV anymore - the con&#039;s far out-weigh the pro&#039;s for me.</description>
		<content:encoded><![CDATA[<p>@Angie:  Congrats&#8230; you&#8217;ve got to start somewhere right?  You will probably wind up discovering what I did.  The more I kept the TV off, the more I liked having it off&#8230; until one day I canceled the satellite service.  I love that too, both the time saved &amp; the money saved.</p>
<p>Now we just have free digital over the air local stations, but I prefer to have those off most of the time too!  I just don&#8217;t like TV anymore &#8211; the con&#8217;s far out-weigh the pro&#8217;s for me.</p>
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		<title>By: Angie</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-133087</link>
		<dc:creator>Angie</dc:creator>
		<pubDate>Fri, 10 Jul 2009 13:01:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-133087</guid>
		<description>I had the TV off the entire night last night (mainly because it was a day game). It felt like I had about 5 times as much time as a regular night after work. It felt great! Gave me time to focus on other things I always said I would do! Maybe some day I will cut cable completely, but for now maybe I&#039;ll institute some limits or no-TV days each week.

Such a timewaster.</description>
		<content:encoded><![CDATA[<p>I had the TV off the entire night last night (mainly because it was a day game). It felt like I had about 5 times as much time as a regular night after work. It felt great! Gave me time to focus on other things I always said I would do! Maybe some day I will cut cable completely, but for now maybe I&#8217;ll institute some limits or no-TV days each week.</p>
<p>Such a timewaster.</p>
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		<title>By: Matt Jabs</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132745</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Tue, 30 Jun 2009 04:25:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132745</guid>
		<description>@DDFD:  nice work!  This week I saved $700 by using items I already had instead of submitting to the temptation to buy new... you&#039;ll read about it in Thursday morning&#039;s post.</description>
		<content:encoded><![CDATA[<p>@DDFD:  nice work!  This week I saved $700 by using items I already had instead of submitting to the temptation to buy new&#8230; you&#8217;ll read about it in Thursday morning&#8217;s post.</p>
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		<title>By: EllenO</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132744</link>
		<dc:creator>EllenO</dc:creator>
		<pubDate>Tue, 30 Jun 2009 03:34:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132744</guid>
		<description>Typical corny American claptrap: so suddenly recycling is &#039;in&#039; as is locally grown food.  I mean come on you guys these ideas are about as original as yesterday&#039;s stock price.  I mean &#039;being nice&#039; - read some decent literature from from Rome or Greece thousands of years ago and .... quess what .... they say be nice there too.

And follow your passion - a theme of every self help book going back to Dyer years and years ago has pushed - again so typically American it makes a normal (non-American) citizen of the world want to puke.

Look you want to do good: get off you fat American asses and your coddled existence and go and do something useful in another part of the world. 

Such corn with syrup too.</description>
		<content:encoded><![CDATA[<p>Typical corny American claptrap: so suddenly recycling is &#8216;in&#8217; as is locally grown food.  I mean come on you guys these ideas are about as original as yesterday&#8217;s stock price.  I mean &#8216;being nice&#8217; &#8211; read some decent literature from from Rome or Greece thousands of years ago and &#8230;. quess what &#8230;. they say be nice there too.</p>
<p>And follow your passion &#8211; a theme of every self help book going back to Dyer years and years ago has pushed &#8211; again so typically American it makes a normal (non-American) citizen of the world want to puke.</p>
<p>Look you want to do good: get off you fat American asses and your coddled existence and go and do something useful in another part of the world. </p>
<p>Such corn with syrup too.</p>
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		<title>By: DDFD at DivorcedDadFrugalDad</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132712</link>
		<dc:creator>DDFD at DivorcedDadFrugalDad</dc:creator>
		<pubDate>Sun, 28 Jun 2009 14:09:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132712</guid>
		<description>Great post Matt!  I try to recycle, reuse, and repurpose everything. We can all learn from this post.</description>
		<content:encoded><![CDATA[<p>Great post Matt!  I try to recycle, reuse, and repurpose everything. We can all learn from this post.</p>
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		<title>By: retireby35</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132684</link>
		<dc:creator>retireby35</dc:creator>
		<pubDate>Fri, 26 Jun 2009 22:37:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132684</guid>
		<description>@Matt: Thanks! And yes retiring by 35 is one of the main goals that I set out for myself. Being able to achieve financial independence drives a lot of the current decisions I make regarding saving/investing. Best wishes to you accomplishing the goals that you&#039;ve set out for yourself too!</description>
		<content:encoded><![CDATA[<p>@Matt: Thanks! And yes retiring by 35 is one of the main goals that I set out for myself. Being able to achieve financial independence drives a lot of the current decisions I make regarding saving/investing. Best wishes to you accomplishing the goals that you&#8217;ve set out for yourself too!</p>
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		<title>By: Matt Jabs</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132661</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Thu, 25 Jun 2009 19:57:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132661</guid>
		<description>@Kathryn:  Congrats &amp; keep it up.  Nothing is more satisfying than discovering &amp; following after your passions!

@Kevin:  I could not have written that any better... your comment mimics my sentiments EXACTLY!  Folks need to turn off the tube &amp; release themselves from the powerful brainwashing... excellent.  (when are you going to be ready for another guest post on DFA?)

@retireby35:  First let me say, good luck in your goal to retire at 35 - I too share your passion for early retirement.  In saying that... is that one of your passions?  Early retirement?  Also, personal finance is a perfectly acceptable passion - heck, it&#039;s one of mine!  You don&#039;t have to be an artist or a musician to make a positive difference.  The main thing is that you fervently work to discover you dreams and spend you energy working to accomplish those dreams.  It takes all kinds to make this world go round, including finance guys like us!  ;-)</description>
		<content:encoded><![CDATA[<p>@Kathryn:  Congrats &amp; keep it up.  Nothing is more satisfying than discovering &amp; following after your passions!</p>
<p>@Kevin:  I could not have written that any better&#8230; your comment mimics my sentiments EXACTLY!  Folks need to turn off the tube &amp; release themselves from the powerful brainwashing&#8230; excellent.  (when are you going to be ready for another guest post on DFA?)</p>
<p>@retireby35:  First let me say, good luck in your goal to retire at 35 &#8211; I too share your passion for early retirement.  In saying that&#8230; is that one of your passions?  Early retirement?  Also, personal finance is a perfectly acceptable passion &#8211; heck, it&#8217;s one of mine!  You don&#8217;t have to be an artist or a musician to make a positive difference.  The main thing is that you fervently work to discover you dreams and spend you energy working to accomplish those dreams.  It takes all kinds to make this world go round, including finance guys like us!  <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: retireby35</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132660</link>
		<dc:creator>retireby35</dc:creator>
		<pubDate>Thu, 25 Jun 2009 19:17:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132660</guid>
		<description>Great information. I&#039;m still trying to figure out what my passion is. I know I like saving and making money but that seems so trivial when compared to a passion like composing music or writing great novels. I guess I need to focus more and figure out what I am truly passionate about.</description>
		<content:encoded><![CDATA[<p>Great information. I&#8217;m still trying to figure out what my passion is. I know I like saving and making money but that seems so trivial when compared to a passion like composing music or writing great novels. I guess I need to focus more and figure out what I am truly passionate about.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132659</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Thu, 25 Jun 2009 18:52:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132659</guid>
		<description>The suggestion under TV, &quot;Free yourself from excessive commercial advertisements.&quot;--is huge.

It isn&#039;t just the time being spent in front of the TV while more important activities and projects could be done.  I&#039;m  not sure how much most of us realize that TV brainwashes us.  And I wouldn&#039;t limit that to commercials either, not by a long shot.  Throw in the programs themselves, including and especially the news.  

Oh yeah, and while we&#039;re at it, let&#039;s throw in sports.  How many millionaire athletes would be millionaires were it not for the power of the tube.  TV makes them larger than life and we believe it enough to pay the freight that pays their salaries.

All of TV is a relentless drive to tell us how to dress, what to drive, what (and where) to eat, where to vacation, how to speak, how to look, and even what to value, what to disdain, what to fear--you name it.  There&#039;s no free or objective thought in any of that! Maybe that&#039;s why we sometimes feel &quot;conflicted&quot;.  Our basic instincts are in conflict with counter values that look so convincing on TV.

Just turning off your TV or at least limiting your viewing to as close to zero as possible is mentally and emotionally liberating.</description>
		<content:encoded><![CDATA[<p>The suggestion under TV, &#8220;Free yourself from excessive commercial advertisements.&#8221;&#8211;is huge.</p>
<p>It isn&#8217;t just the time being spent in front of the TV while more important activities and projects could be done.  I&#8217;m  not sure how much most of us realize that TV brainwashes us.  And I wouldn&#8217;t limit that to commercials either, not by a long shot.  Throw in the programs themselves, including and especially the news.  </p>
<p>Oh yeah, and while we&#8217;re at it, let&#8217;s throw in sports.  How many millionaire athletes would be millionaires were it not for the power of the tube.  TV makes them larger than life and we believe it enough to pay the freight that pays their salaries.</p>
<p>All of TV is a relentless drive to tell us how to dress, what to drive, what (and where) to eat, where to vacation, how to speak, how to look, and even what to value, what to disdain, what to fear&#8211;you name it.  There&#8217;s no free or objective thought in any of that! Maybe that&#8217;s why we sometimes feel &#8220;conflicted&#8221;.  Our basic instincts are in conflict with counter values that look so convincing on TV.</p>
<p>Just turning off your TV or at least limiting your viewing to as close to zero as possible is mentally and emotionally liberating.</p>
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		<title>By: Kathryn</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132656</link>
		<dc:creator>Kathryn</dc:creator>
		<pubDate>Thu, 25 Jun 2009 17:18:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132656</guid>
		<description>Great article.  I wrote something a while back on &quot;Finding Your Passion&quot;.  My goal is to live as you say, to live passionately and powerfully.  This is an excellent reminder.</description>
		<content:encoded><![CDATA[<p>Great article.  I wrote something a while back on &#8220;Finding Your Passion&#8221;.  My goal is to live as you say, to live passionately and powerfully.  This is an excellent reminder.</p>
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		<title>By: Matt Jabs</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132654</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Thu, 25 Jun 2009 16:18:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132654</guid>
		<description>@Rob Bennett:  Taking time to discover &amp; then focus on my passions was the most powerful agent of change in my life.  Now that I have defined my life&#039;s ambition, I am free to follow it with purpose!

@Michael:  Many people do not realize the powerful, positive, &amp; lasting effects helping others will have on their own lives.  Loving other in spite of their shortcomings goes against human nature, so it is not easy... but it sure yields a lot more crop than has to be sown!

@Ranjana &amp; Jeff:  I&#039;m honored that my words could provide a source of inspiration.  Fight the good fight!

@Melissa:  An enormous help is to break things down into manageable tasks, as not to overwhelm yourself.  I will give you a quote that has motivated me from day one even up to today.  &lt;em&gt;&quot;A journey of a thousand miles begins with a single step.&quot;  - Lao Tzu&lt;/em&gt;

@Jason &amp; Ray:  Ever since canceling my satellite TV service I have been at least 3x more productive than before.  Not only am I automatically drafting an additional $75 into my Emergency Fund each month... I&#039;m also getting healthier, expanding hobbies, reading more, and just plain getting things done.  I would encourage everyone to stop paying for a bloated TV service.  It is powerful!  ;-)</description>
		<content:encoded><![CDATA[<p>@Rob Bennett:  Taking time to discover &amp; then focus on my passions was the most powerful agent of change in my life.  Now that I have defined my life&#8217;s ambition, I am free to follow it with purpose!</p>
<p>@Michael:  Many people do not realize the powerful, positive, &amp; lasting effects helping others will have on their own lives.  Loving other in spite of their shortcomings goes against human nature, so it is not easy&#8230; but it sure yields a lot more crop than has to be sown!</p>
<p>@Ranjana &amp; Jeff:  I&#8217;m honored that my words could provide a source of inspiration.  Fight the good fight!</p>
<p>@Melissa:  An enormous help is to break things down into manageable tasks, as not to overwhelm yourself.  I will give you a quote that has motivated me from day one even up to today.  <em>&#8220;A journey of a thousand miles begins with a single step.&#8221;  &#8211; Lao Tzu</em></p>
<p>@Jason &amp; Ray:  Ever since canceling my satellite TV service I have been at least 3x more productive than before.  Not only am I automatically drafting an additional $75 into my Emergency Fund each month&#8230; I&#8217;m also getting healthier, expanding hobbies, reading more, and just plain getting things done.  I would encourage everyone to stop paying for a bloated TV service.  It is powerful!  <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: Ray</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132652</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Thu, 25 Jun 2009 14:42:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132652</guid>
		<description>&quot;Stop (or at least set limits on) watching TV&quot; 
love this one! i hardly watch TV anymore....shows i like i record and watch when I have free time...other than that nothing much.....oh and of course big sports events

but i notice i have a lot more free time on my hands and can be much more productive that way.

good post Matt!!</description>
		<content:encoded><![CDATA[<p>&#8220;Stop (or at least set limits on) watching TV&#8221;<br />
love this one! i hardly watch TV anymore&#8230;.shows i like i record and watch when I have free time&#8230;other than that nothing much&#8230;..oh and of course big sports events</p>
<p>but i notice i have a lot more free time on my hands and can be much more productive that way.</p>
<p>good post Matt!!</p>
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		<title>By: Jason@RedeemingRiches</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132651</link>
		<dc:creator>Jason@RedeemingRiches</dc:creator>
		<pubDate>Thu, 25 Jun 2009 14:41:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132651</guid>
		<description>Great stuff!  I like your comment about the TV. It is amazing how much energy, focus and passion is sapped by that thing.  

It&#039;s so easy to just come home and veg rather than improve your life and others lives.  I think this is vital especially when you have kids, I have found it invigorating to turn the TV off, get on the floor and just play with them!

Thanks!
Jason</description>
		<content:encoded><![CDATA[<p>Great stuff!  I like your comment about the TV. It is amazing how much energy, focus and passion is sapped by that thing.  </p>
<p>It&#8217;s so easy to just come home and veg rather than improve your life and others lives.  I think this is vital especially when you have kids, I have found it invigorating to turn the TV off, get on the floor and just play with them!</p>
<p>Thanks!<br />
Jason</p>
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		<title>By: Melissa Bunton</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132649</link>
		<dc:creator>Melissa Bunton</dc:creator>
		<pubDate>Thu, 25 Jun 2009 14:11:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132649</guid>
		<description>Thanks for the excellent reminders Matt; these can be a powerful force if we can be disciplined enough to prioritize like you have.</description>
		<content:encoded><![CDATA[<p>Thanks for the excellent reminders Matt; these can be a powerful force if we can be disciplined enough to prioritize like you have.</p>
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		<title>By: Jeff@StretchyDollar</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132648</link>
		<dc:creator>Jeff@StretchyDollar</dc:creator>
		<pubDate>Thu, 25 Jun 2009 13:53:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132648</guid>
		<description>Wow Matt, nice stuff! I know you&#039;ve been working on a lot lately, and now I see how you do it! I really like how you&#039;ve broken everything down and packaged it all in one post. A very motivational read.</description>
		<content:encoded><![CDATA[<p>Wow Matt, nice stuff! I know you&#8217;ve been working on a lot lately, and now I see how you do it! I really like how you&#8217;ve broken everything down and packaged it all in one post. A very motivational read.</p>
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		<title>By: Michael@TheCardSender</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132646</link>
		<dc:creator>Michael@TheCardSender</dc:creator>
		<pubDate>Thu, 25 Jun 2009 13:11:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132646</guid>
		<description>&quot;Love Thy Neighbor&quot; is a very powerful axiom.  It is only by getting outside of ourselves and working to help others do we end up increasing our own peace and contentment.</description>
		<content:encoded><![CDATA[<p>&#8220;Love Thy Neighbor&#8221; is a very powerful axiom.  It is only by getting outside of ourselves and working to help others do we end up increasing our own peace and contentment.</p>
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		<title>By: Ranjana</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132644</link>
		<dc:creator>Ranjana</dc:creator>
		<pubDate>Thu, 25 Jun 2009 12:16:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132644</guid>
		<description>Hi,

Your post made a very interesting and informative read.

I think I am inspired enough to follow some of your suggestions.

Thanks.</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>Your post made a very interesting and informative read.</p>
<p>I think I am inspired enough to follow some of your suggestions.</p>
<p>Thanks.</p>
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		<title>By: Rob Bennett</title>
		<link>http://www.fivecentnickel.com/2009/06/25/powerful-ways-to-improve-your-life-dfa/comment-page-1/#comment-132643</link>
		<dc:creator>Rob Bennett</dc:creator>
		<pubDate>Thu, 25 Jun 2009 12:13:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3436#comment-132643</guid>
		<description>I apply the first item (&quot;Pursue Your Passion&quot;) as a help to learning more about the world. One of the problems of life today is the flood of information directed at us. It causes us to spend tiny bits of time on thousands of issues and not understand any of them well. It is better to pick a few issues that you really need to understand well and achieve an in-depth knowledge of the realities in those areas.

Rob</description>
		<content:encoded><![CDATA[<p>I apply the first item (&#8221;Pursue Your Passion&#8221;) as a help to learning more about the world. One of the problems of life today is the flood of information directed at us. It causes us to spend tiny bits of time on thousands of issues and not understand any of them well. It is better to pick a few issues that you really need to understand well and achieve an in-depth knowledge of the realities in those areas.</p>
<p>Rob</p>
]]></content:encoded>
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