This is a guest post from Dawn of Frugal for Life. If you like what you see here, please consider subscribing to her RSS feed.
I’ve twice been given the opportunity to rollover my 401(k) instead of cashing it out, and I’ve twice failed to do so. In both cases, I mistakenly placed today’s concerns ahead [...]

Read the full article »

Big news out of Washington today… Apparently the Cash for Clunkers program has been a bit too popular, and is reportedly being suspended out of fear of running out of money. This program was set to run through November 1st, or until the $1B allotment was used up, and it appears that the money might [...]

Read the full article »

While I am a staunch frugalite, I am not a cheapskate! In fact, price is but one of many factors I consider when making a purchase, no matter how large or small. Like anyone else, however, I’ve made mistakes in the past that serve as continual reminders that good deals don’t always pay!
You get what [...]

Read the full article »

A couple of months ago, I wrote about the new Citi Forward card. In case you don’t recall, it’s a relatively new reward credit card that offers ThankYou points instead of cash back rewards.
While I much prefer cash rewards, the reward structure on the Citi Forward card is pretty attractive… You get five points for [...]

Read the full article »

This is a guest post form Carson Brackney of Personal Finance Analyst. If you like what you see here, please consider subscribing to their RSS feed.
There’s always someone trying to find a silver lining when the skies are gloomy and gray. So it is with home foreclosures. Amidst all of the hand-wringing and sad tales [...]

Read the full article »

Do you receive a lot of junk mail? What about annoying calls that interrupt your evening? If you do, you’re not alone. Read on for some tips for reclaiming your solitude.
An ounce of prevention
I used to work at a call center that tried to get people to try out a time share. I once asked [...]

Read the full article »

Over the weekend, our very own Matt Jabs (FCN contributor and finance blogger extraordinaire) dropped me a line to say that he and his wife have applied a loan through Lending Club.
Why Lending Club?
As you’re likely aware, Matt is working hard to get out of debt, and has also become somewhat dis-illusioned with big banks. [...]

Read the full article »

Just over two weeks ago, I did something decidedly un-frugal. I dropped my Sprint SERO plan in favor of AT&T and an iPhone. That’s right… I willingly ditched a plan that gave me 500 anytime minutes, unlimited text messages, and unlimited data for $30/month. And do you know what? I’m glad that I did.
What was [...]

Read the full article »

Just over a week ago, Prosper got permission from the SEC to re-launch their lending platform. For those that don’t follow this sort of thing, Prosper is a peer-to-peer lending company similar to Lending Club, and they’ve been in an SEC mandated “quiet period” since October 2008 while they registered with the SEC.
Similar to Lending [...]

Read the full article »

States across the country are hurting. High unemployment numbers and reduced corporate profits have gutted tax revenue. At the same time, every state besides Vermont has a law requiring a balanced budget. As such, state governments are getting desperate to make ends meet.
A recent article in Forbes highlighted the lengths to which some states are [...]

Read the full article »