I recently learned that Citi is removing the automatic travel insurance from their cards, effective September 1, 2009. If you’re anything like me, then I know exactly what you’re thinking…
“Travel insurance? What travel insurance?”
To be completely honest, I was vaguely aware of this coverage, but my card usage is primarily governed by one thing — [...]
Archive for August 2009
Citi to Remove Automatic Travel Insurance
Written by Nickel - 7 Comments
Published on August 31st, 2009 - 7 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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How to Save Money on Homeowners Insurance
Written by Nickel - 5 Comments
I’ve written in the past about how to save money on health insurance, life insurance, and car insurance. Today I’m going to round things out with an article on homeowners insurance. What follows is a list of eight tips for reducing your premiums and saving a ton of money.
Focus on your rebuilding costs
While you need [...]
Published on August 31st, 2009 - 5 Comments
Filed under: Insurance
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Filed under: Insurance
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Ally Bank Raises Savings Account Interest Rate
Written by Nickel - 5 Comments
Late last week, Ally Bank did something that’s been almost unheard of over the past year or so… They raised the interest rate on their online savings account. No, it wasn’t a large increase, but at least it wasn’t a decrease. It remains to be seen if anyone else will follow suit, but I doubt [...]
Published on August 30th, 2009 - 5 Comments
Filed under: Banking
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Filed under: Banking
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How to Track Lending Club Investments in Quicken
Written by Nickel - 20 Comments
I’m now convinced that investing through Lending Club is (at least for me) more than just a passing fancy. As such, I decided that it was high time to start tracking things in Quicken.
I’ve actually been avoiding this task because I’ve already invested in over 100 loans, and the prospect of tracking so many independent [...]
Published on August 28th, 2009 - 20 Comments
Filed under: Saving & Investing
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Filed under: Saving & Investing
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401(k) Limits to Decrease in 2010?
Written by Nickel - 15 Comments
According to human resources consulting firm Mercer, the IRS might be forced to reduce 401(k) contribution limits in 2010. Next year’s limits, which are tied to inflation, will be announced in October.
Inflation has been negative since March so, unless it picks up between now and October, the IRS will have no choice but to reduce [...]
Published on August 27th, 2009 - 15 Comments
Filed under: Retirement, Saving & Investing
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Filed under: Retirement, Saving & Investing
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Attention Finance Freaks – Consider Your Loved Ones!
Written by Matt Jabs - 14 Comments
Finance Freaks please step forward…
Are you like me? The Personal Finance FREAK of the house? The one who is always pushing the envelope, always trying to cut costs, boost savings, etc. If that sounds like you, then let me first say… Well done!
If you stay the course by spending less than you earn, reducing expenses, [...]
Published on August 27th, 2009 - 14 Comments
Filed under: Miscellany
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Filed under: Miscellany
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Get a $25 Bonus from Lending Club
Written by Nickel - 5 Comments
This is just a reminder that the good folks at Lending Club are offering FCN readers a $25 signup bonus* just for opening an account.
Here’s how it works…
1. Visit Lending Club using a link in this post
2. Open and activate a lender account
3. The $25 will be automatically deposited in your account shortly
That’s it. Note [...]
Published on August 26th, 2009 - 5 Comments
Filed under: Saving & Investing
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Filed under: Saving & Investing
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What is a Mortgage Escrow Account?
Written by Nickel - 9 Comments
I recently received an e-mail from a reader who is interested in paying off her mortgage early. In it, she asked the following:
Is it better to pay money monthly that is applied to your escrow or your principal? I would like to pay the equivalent of one extra mortgage payment a year, but I’m not [...]
Published on August 26th, 2009 - 9 Comments
Filed under: Mortgages, Real Estate
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Filed under: Mortgages, Real Estate
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Shopping for Homeowner’s Insurance on a Condo
Written by Laura Martinez - 6 Comments
We’ve been busy shopping around for home insurance for the condo that we’re buying. I’ve contacted several agents by phone and e-mail looking for a good deal. I’ve successfully reduced our car insurance bill by half simply by checking with different companies, so I know this will be worth the effort.
Why do you need homeowner’s [...]
Published on August 25th, 2009 - 6 Comments
Filed under: Insurance, Real Estate
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Filed under: Insurance, Real Estate
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Get a $75+ Bonus from Zecco
Written by Nickel - 2 Comments
About a week ago, I received an e-mail from Zecco, an online discount broker, with details about their “Friends Program.” The short version is that you’ll get a $75 bonus or 20 free trades for each and every friend that you refer.
If you already have a Zecco account, here’s what you need to do:
Visit http://hello.zecco.com/raf/index.html
Enter [...]
Published on August 24th, 2009 - 2 Comments
Filed under: Miscellany
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Filed under: Miscellany
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